Export-Import Bank – Federal Register Recent Federal Regulation Documents

Privacy Act of 1974; New System of Records
Document Number: 2024-03908
Type: Notice
Date: 2024-02-27
Agency: Export-Import Bank, Agencies and Commissions
Pursuant to the Privacy Act of 1974, the Export Import Bank of the United States (``EXIM'', ``EXIM Bank'', or ``The Bank'') is proposing a new system of records notice (``SORN'')EXIM Emergency Notification System. This new SORN will include the authorities for maintenance of the system, the purposes of the system, and the categories of entities and individuals covered by the system. The new system of records described in this notice, EXIM Emergency Notification System using OnSolve Platform for Critical Event Management (PCEM), will collect information for current employees and contractors of the Bank for emergency notification, information technology alerting, and disaster recovery to support effective communication and management of critical alerts, and to keep EXIM employees and contractors safe, informed, assured, and productive during an event/incident or crisis.
Updated Intent To Conduct a Detailed Economic Impact Analysis
Document Number: 2024-03249
Type: Notice
Date: 2024-02-16
Agency: Export-Import Bank, Agencies and Commissions
This notice is to inform the public that the Export-Import Bank of the United States has received a request to increase the financed amount for a previously notified application (FR Doc. 2022- 13827). The application is now for a $743 million direct loan to support the export of approximately $439 million worth of U.S. engineering services, design services, licenses, catalysts, and refining equipment. The U.S. goods and services will be exported to Malaysia and establish production capacity of refined petrochemicals. There has been no significant change in the expected output of the facility, and the supported U.S. exports will enable the facility to produce 725 thousand metric tons per year of jet fuel, 894 thousand metric tons per year of light naphtha, 432 thousand metric tons per year of low sulfur fuel oil, 1.83 million metric tons per year of paraxylene, and 632 thousand metric tons per year of benzene. Production of paraxylene and benzene will primarily be sold to East Asia, while production of jet fuel, light naphtha, low sulfur fuel oil will primarily be sold regionally in Southeast Asia.
Sunshine Act Meetings
Document Number: 2024-02923
Type: Notice
Date: 2024-02-12
Agency: Export-Import Bank, Agencies and Commissions
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089416XX
Document Number: 2024-02758
Type: Notice
Date: 2024-02-12
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Sunshine Act Meetings
Document Number: 2024-02830
Type: Notice
Date: 2024-02-09
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2024-01318
Type: Notice
Date: 2024-01-23
Agency: Export-Import Bank, Agencies and Commissions
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Application for Equity Express Select Insurance
Document Number: 2024-01019
Type: Notice
Date: 2024-01-19
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Banks of the United States (EXIM), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. The purpose of this Notice is to announce the initiation of a 30-day period for public comment.
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Notice of Claim and Proof of Loss, Working Capital Guarantee
Document Number: 2023-27612
Type: Notice
Date: 2023-12-15
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (Ex-Im Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. The purpose of this Notice is to announce the initiation of a 30-day period for public comment.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 million: AP089502XX
Document Number: 2023-25481
Type: Notice
Date: 2023-11-17
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Application for Equity Express Select Insurance
Document Number: 2023-24747
Type: Notice
Date: 2023-11-09
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Banks of the United States (EXIM), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 million: AP089513XX
Document Number: 2023-24197
Type: Notice
Date: 2023-11-02
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Annual Competitiveness Report Survey of Exporters and Lenders
Document Number: 2023-22991
Type: Notice
Date: 2023-10-18
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM) has submitted the information collection described below to the Office of Management and Budget (OMB) for approval. In accordance with the Paperwork Reduction Act of 1995, we are requesting comments on this collection from all interested individuals and organizations. The purpose of this Notice is to announce the initiation of a 30-day period for public comment.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089498XX
Document Number: 2023-22641
Type: Notice
Date: 2023-10-13
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Sunshine Act Meetings
Document Number: 2023-22457
Type: Notice
Date: 2023-10-10
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2023-22456
Type: Notice
Date: 2023-10-10
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2023-22455
Type: Notice
Date: 2023-10-10
Agency: Export-Import Bank, Agencies and Commissions
Privacy Act of 1974; New System of Records
Document Number: 2023-22384
Type: Notice
Date: 2023-10-10
Agency: Export-Import Bank, Agencies and Commissions
Pursuant to the Privacy Act of 1974, the Export Import Bank of the United States (``EXIM'', ``EXIM Bank'', or ``The Bank'') is proposing a new system of records notice (``SORN''). EXIM Bank is proposing a new system of recordsEXIM AgilQuest. This new SORN will include the authorities for maintenance of the system, the purposes of the system, and the categories of entities and individuals covered by the system. The new system of records described in this notice, EXIM AgilQuest, will collect information for current employees and contractors of the Bank to support a hybrid (onsite & telework) working environment.
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Notice of Claim and Proof of Loss, Working Capital Guarantee
Document Number: 2023-21044
Type: Notice
Date: 2023-09-27
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (Ex-Im Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.
Receipt of Requests To Increase the Amount of the Long-Term General Guarantee on the Interest of Secured Notes Issued by the Private Export Funding Corporation (PEFCO)
Document Number: 2023-19952
Type: Notice
Date: 2023-09-15
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public that Export-Import Bank of the United States (``EXIM'') is expected to consider one or more requests to increase the amount of the long-term general guarantee on the interest of Secured Notes issued by the Private Export Funding Corporation (PEFCO). Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to any final action during the fiscal year ending on September 30, 2024.
Sunshine Act Meetings
Document Number: 2023-18904
Type: Notice
Date: 2023-08-31
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2023-18903
Type: Notice
Date: 2023-08-31
Agency: Export-Import Bank, Agencies and Commissions
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP755224XX
Document Number: 2023-18249
Type: Notice
Date: 2023-08-24
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP733316XX
Document Number: 2023-17686
Type: Notice
Date: 2023-08-17
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Agency Information Collection Activities; Submission to the Office of Management and Budget for Review and Approval; Comment Request; Annual Competitiveness Report Survey of Exporters and Lenders
Document Number: 2023-17115
Type: Notice
Date: 2023-08-10
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM), invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. As required by Export-Import Bank Act of 1945 (see section 8A(a)(1) of EXIM's charter), EXIM will survey U.S. exporters and commercial lending institutions to understand their experience with EXIM ``meeting financial competition from other countries whose exporters compete with United States exporters.'' EXIM plans to survey exporters and lenders that have engaged with EXIM on medium- and long- term support over the previous calendar year or responded to at least one of EXIM's last two surveys. The potential respondents will be sent an electronic invitation to participate in the online survey.
Receipt of Request To Increase the Amount of the Long-Term General Guarantee on the Interest of Secured Notes Issued by the Private Export Funding Corporation (PEFCO)
Document Number: 2023-15096
Type: Notice
Date: 2023-07-18
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public that Export-Import Bank of the United States (``EXIM'') is expected to consider one or more requests to increase the amount of the long-term general guarantee on the interest of Secured Notes issued by the Private Export Funding Corporation (PEFCO). Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to any final action during the fiscal year ending on September 30, 2023.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089479XX
Document Number: 2023-11706
Type: Notice
Date: 2023-06-01
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089463XX and AP089463XA
Document Number: 2023-10600
Type: Notice
Date: 2023-05-18
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Sunshine Act Meetings
Document Number: 2023-06955
Type: Notice
Date: 2023-04-03
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2023-04095
Type: Notice
Date: 2023-02-27
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2023-04093
Type: Notice
Date: 2023-02-27
Agency: Export-Import Bank, Agencies and Commissions
Agency Information Collection Activities: Comment Request
Document Number: 2023-03573
Type: Notice
Date: 2023-02-22
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as a part of its continuing effort to reduce paperwork and respondent burden, invites the public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. The Application for Special Buyer Credit Limit (SBCL) Under Multi- Buyer Export Credit Insurance Policies is used by policyholders, the majority of whom are U.S. small businesses, who export U.S. goods and services. This application provides EXIM Bank with the credit information on a foreign buyer credit limit request needed to make a determination of eligibility for EXIM Bank support in adherence to legislatively required reasonable reassurance of repayment and other statutory requirements. The application can be reviewed at: https://img.exim.gov/s3fs- public/pub/pending/eib-92-51.pdf. Application for Special Buyer Credit Limit (SBCL) Under Multi-Buyer Export Credit Insurance Policies.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089454XX
Document Number: 2023-00481
Type: Notice
Date: 2023-01-12
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Sunshine Act Meetings
Document Number: 2023-00482
Type: Notice
Date: 2023-01-11
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2022-27494
Type: Notice
Date: 2022-12-19
Agency: Export-Import Bank, Agencies and Commissions
Agency Information Collection Activities: Comment Request; EIB 92-51 Application for Special Buyer Credit Limit (SBCL) Under Multi-Buyer Export Credit Insurance Policies
Document Number: 2022-27165
Type: Notice
Date: 2022-12-15
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as a part of its continuing effort to reduce paperwork and respondent burden, invites the public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. The Application for Special Buyer Credit Limit (SBCL) Under Multi-Buyer Export Credit Insurance Policies is used by policyholders, the majority of whom are U.S. small businesses, who export U.S. goods and services. This application provides EXIM Bank with the credit information on a foreign buyer credit limit request needed to make a determination of eligibility for EXIM Bank support in adherence to legislatively required reasonable reassurance of repayment and other statutory requirements. The application can be reviewed at: https://img.exim.gov/ s3fs-public/pub/pending/eib-92-51.pdf. Application for Special Buyer Credit Limit (SBCL) Under Multi-Buyer Export Credit Insurance Policies.
Sunshine Act Meetings
Document Number: 2022-25889
Type: Notice
Date: 2022-11-25
Agency: Export-Import Bank, Agencies and Commissions
Sunshine Act Meetings
Document Number: 2022-25888
Type: Notice
Date: 2022-11-25
Agency: Export-Import Bank, Agencies and Commissions
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089457XX
Document Number: 2022-25153
Type: Notice
Date: 2022-11-18
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public the Export-Import Bank of the United States (``EXIM'') has received an application for final commitments for aggregated long-term loans or financial guarantees in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on these Transactions.
Application for Final Commitment for a Long-Term Loan or Financial Guarantee in Excess of $100 Million: AP089351XX
Document Number: 2022-25151
Type: Notice
Date: 2022-11-18
Agency: Export-Import Bank, Agencies and Commissions
This Notice is to inform the public, in accordance with the Export-Import Bank Act of 1945, as amended, the Export-Import Bank of the United States (``EXIM'') has received an application for final commitment for a long-term loan or financial guarantee in excess of $100 million. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction. Comments received within the comment period specified below will be presented to the EXIM Board of Directors prior to final action on this Transaction.
Agency Information Collection Activities: Comment Request; Form Title: EIB 12-02 Credit Guarantee Facility Disbursement Approval Request
Document Number: 2022-22326
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. EXIM Bank has an electronic disbursement approval processing system for guaranteed lenders with Credit Guarantee Facilities. After a Credit Guarantee Facility (CGF) has been authorized by EXIM Bank and legal documentation has been completed, the lender will obtain and review the required disbursement documents (e.g., invoices, bills of lading, Exporter's Certificate, etc.) and will disburse the proceeds of the loan for eligible goods and services. In order to obtain approval of the disbursement, the lender will access and complete an electronic questionnaire through EXIM Bank's online application system (EXIM Online). Using the form, the lender will input key data and request EXIM Bank's approval of the disbursement. EXIM Bank's action (approved or denied) is posted on the lender's history page. The information collected in the questionnaire will assist EXIM Bank in determining that each disbursement under a Medium-Term Guarantee meets all the terms and conditions for approval. The information collection tool can be reviewed at: https://exim.gov/sites/ default/files/pub/pending/eib12-02.pdf.
Agency Information Collection Activities: Comment Request; Form Title: EIB 03-02 Application for Medium Term Insurance, Direct Loan or Guarantee
Document Number: 2022-22325
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM), as a part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. The purpose of this collection is to gather information necessary to make a determination of eligibility of a transaction for EXIM assistance under its medium-term guarantee and insurance program.
Agency Information Collection Activities: Comment Request; Form Title: EIB 12-02 Credit Guarantee Facility Disbursement Approval Request
Document Number: 2022-22324
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. EXIM Bank has an electronic disbursement approval processing system for guaranteed lenders with Credit Guarantee Facilities. After a Credit Guarantee Facility (CGF) has been authorized by EXIM Bank and legal documentation has been completed, the lender will obtain and review the required disbursement documents (e.g., invoices, bills of lading, Exporter's Certificate, etc.) and will disburse the proceeds of the loan for eligible goods and services. In order to obtain approval of the disbursement, the lender will access and complete an electronic questionnaire through EXIM Bank's online application system (EXIM Online). Using the form, the lender will input key data and request EXIM Bank's approval of the disbursement. EXIM Bank's action (approved or denied) is posted on the lender's history page. The information collected in the questionnaire will assist EXIM Bank in determining that each disbursement under a Medium-Term Guarantee meets all the terms and conditions for approval. The information collection tool can be reviewed at: https://exim.gov/sites/default/files/pub/pending/eib12- 02.pdf.
Agency Information Collection Activities: Comment Request; Form Title: EIB 15-04 Exporter's Certificate for Co-Financed Loan, Guarantee & MT Insurance Programs
Document Number: 2022-22323
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. EXIM Bank's borrowers, financial institution policy holders and guaranteed lenders provide this form to U.S. exporters, who certify to the eligibility of their exports for Ex- Im Bank support. For direct loans and loan guarantees, the completed form is required to be submitted at time of disbursement and held by either the guaranteed lender or EXIM Bank. For MT insurance, the completed forms are held by the financial institution, only to be submitted to Ex-Im Bank in the event of a claim filing. EXIM Bank uses the referenced form to obtain exporter certifications regarding the export transaction, content sourcing, and their eligibility to participate in USG programs with respect to co-financed transactions. These details are necessary to determine the value and legitimacy of EXIM Bank financing support and claims submitted. It also provides the financial institutions a check on the export transaction's eligibility at the time it is fulfilling a financing request. The information collection tool can be reviewed at: https://www.exim.gov/sites/default/files/pub/ pending/eib15-04.pdf.
Agency Information Collection Activities: Comment Request; Form Title: EIB 12-01 Medium-Term Master Guarantee Agreement Disbursement Approval Request
Document Number: 2022-22328
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. EXIM Bank has an electronic disbursement approval processing system for guaranteed lenders with transactions documented under Medium-Term Master Guarantee Agreements. After an export transaction has been authorized by EXIM Bank and legal documentation has been completed, the lender will obtain and review the required disbursement documents (e.g., invoices, bills of lading, Exporter's Certificate, etc.) and will disburse the proceeds of the loan for eligible goods and services. In order to obtain approval of the disbursement, the lender will access and complete an electronic questionnaire through EXIM Bank's online application system (EXIM Online). Using the form, the lender will input key data and request EXIM Bank's approval of the disbursement. EXIM Bank's action (approved or denied) is posted on the lender's history page. The information collected in the questionnaire will assist EXIM Bank in determining that each disbursement under a Medium-Term Guarantee meets all the terms and conditions for approval. The information collection tool can be reviewed at: https://exim.gov/sites/default/files/pub/pending/eib12- 01.pdf.
Agency Information Collection Activities: Final Collection; Comment Request; Form Title: EIB 09-01 Payment Default Report OMB 3048-0028
Document Number: 2022-22327
Type: Notice
Date: 2022-10-14
Agency: Export-Import Bank, Agencies and Commissions
The Export-Import Bank of the United States (EXIM), as a part of its continuing effort to reduce paperwork and respondent burden, invites the public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995. This collection allows insured/guaranteed parties and insurance brokers to report overdue payments from the borrower and/or guarantor. To facilitate completion, the form includes many checkboxes and self-populating fields. Also, customers can submit it electronically through EXIM Online, replacing paper reporting. EXIM provides insurance, loans, and loan guarantees for the financing of exports of goods and services. The form can be viewed at: https:// www.exim.gov/sites/default/files//forms/eib09-01_0.pdf
Sunshine Act Meetings
Document Number: 2022-20171
Type: Notice
Date: 2022-09-16
Agency: Export-Import Bank, Agencies and Commissions
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.