Federal Reserve System 2008 – Federal Register Recent Federal Regulation Documents

Results 251 - 300 of 451
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-12883
Type: Notice
Date: 2008-06-10
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12670
Type: Notice
Date: 2008-06-06
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12632
Type: Notice
Date: 2008-06-06
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12416
Type: Notice
Date: 2008-06-04
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-12415
Type: Notice
Date: 2008-06-04
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-12299
Type: Notice
Date: 2008-06-03
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12298
Type: Notice
Date: 2008-06-03
Agency: Federal Reserve System, Agencies and Commissions
Proposed Agency Information Collection Activities; Comment Request
Document Number: E8-12295
Type: Notice
Date: 2008-06-03
Agency: Federal Reserve System, Agencies and Commissions
Background. On June 15, 1984, the Office of Management and Budget (OMB) delegated to the Board of Governors of the Federal Reserve System (Board) its approval authority under the Paperwork Reduction Act (PRA), as per 5 CFR 1320.16, to approve of and assign OMB control numbers to collection of information requests and requirements conducted or sponsored by the Board under conditions set forth in 5 CFR 1320 Appendix A.1. Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the Paperwork Reduction Act Submission, supporting statements and approved collection of information instruments are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12216
Type: Notice
Date: 2008-06-02
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-12071
Type: Notice
Date: 2008-05-30
Agency: Federal Reserve System, Agencies and Commissions
Federal Open Market Committee; Domestic Policy Directive of April 29-30, 2008
Document Number: E8-12064
Type: Notice
Date: 2008-05-30
Agency: Federal Reserve System, Agencies and Commissions
Fair Credit Reporting Risk-Based Pricing Regulations; Correction
Document Number: E8-11961
Type: Proposed Rule
Date: 2008-05-29
Agency: Federal Trade Commission, Agencies and Commissions, Federal Reserve System
This document contains corrections to proposed rules published in the Federal Register on May 19, 2008 (73 FR 28966) implementing the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act).
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-11951
Type: Notice
Date: 2008-05-29
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11950
Type: Notice
Date: 2008-05-29
Agency: Federal Reserve System, Agencies and Commissions
Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products
Document Number: E8-11850
Type: Notice
Date: 2008-05-29
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, National Credit Union Administration, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Office of Thrift Supervision, Comptroller of the Currency
The Agencies are publishing four documents that set forth Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products. The illustrations are intended to assist institutions in implementing the consumer protection portion of the Interagency Statement on Subprime Mortgage Lending adopted on July 10, 2007, and in providing information to consumers on hybrid adjustable rate mortgage (ARM) products as recommended by that interagency statement. The illustrations are not model forms and institutions may choose not to use them.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11845
Type: Notice
Date: 2008-05-28
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11743
Type: Notice
Date: 2008-05-27
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11595
Type: Notice
Date: 2008-05-23
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11463
Type: Notice
Date: 2008-05-22
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11235
Type: Notice
Date: 2008-05-20
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-11234
Type: Notice
Date: 2008-05-20
Agency: Federal Reserve System, Agencies and Commissions
Consumer Advisory Council; Notice of Meeting of the Consumer Advisory Council
Document Number: E8-11161
Type: Notice
Date: 2008-05-20
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11135
Type: Notice
Date: 2008-05-19
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-11134
Type: Notice
Date: 2008-05-19
Agency: Federal Reserve System, Agencies and Commissions
Fair Credit Reporting Risk-Based Pricing Regulations
Document Number: E8-10640
Type: Proposed Rule
Date: 2008-05-19
Agency: Federal Trade Commission, Agencies and Commissions, Federal Reserve System
The Board and the Commission are publishing for comment proposed rules to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). The proposed rules generally require a creditor to provide a risk-based pricing notice to a consumer when the creditor uses a consumer report to grant or extend credit to the consumer on material terms that are materially less favorable than the most favorable terms available to a substantial proportion of consumers from or through that creditor. The proposed rules also provide for two alternative means by which creditors can determine when they are offering credit on material terms that are materially less favorable. The proposed rules also include certain exceptions to the general rule, including exceptions for creditors that provide a consumer with a disclosure of the consumer's credit score in conjunction with additional information that provides context for the credit score disclosure.
Unfair or Deceptive Acts or Practices
Document Number: E8-10247
Type: Proposed Rule
Date: 2008-05-19
Agency: National Credit Union Administration, Agencies and Commissions, Department of the Treasury, Office of Thrift Supervision, Federal Reserve System
The Board, OTS, and NCUA (collectively, the Agencies) are proposing to exercise their authority under section 5(a) of the Federal Trade Commission Act to prohibit unfair or deceptive acts or practices. The proposed rule would prohibit institutions from engaging in certain acts or practices in connection with consumer credit cards accounts and overdraft services for deposit accounts. This proposal evolved from the Board's June 2007 Notice of Proposed Rule under the Truth in Lending Act and OTS's August 2007 Advance Notice of Proposed Rulemaking under the Federal Trade Commission Act. The proposed rule relates to other Board proposals under the Truth in Lending Act and the Truth in Savings Act, which are published elsewhere in today's Federal Register.
Truth in Savings
Document Number: E8-10243
Type: Proposed Rule
Date: 2008-05-19
Agency: Federal Reserve System, Agencies and Commissions
The Federal Reserve Board (Board) proposes to amend Regulation DD, which implements the Truth in Savings Act, and the staff commentary to the regulation, to provide additional disclosures about account terms and costs associated with overdrafts. The proposed amendments would set forth content and timing requirements for a notice to consumers about any right to opt out of an institution's overdraft service. Requirements for disclosing overdraft fees on periodic statements would be expanded to apply to all institutions and not solely to institutions that promote the payment of overdrafts. The proposed amendments also address balance disclosures provided in response to balance inquiries from consumers.
Truth in Lending
Document Number: E8-10242
Type: Proposed Rule
Date: 2008-05-19
Agency: Federal Reserve System, Agencies and Commissions
On June 14, 2007, the Board published proposed amendments to Regulation Z, which implements the Truth in Lending Act (TILA), and to the staff commentary to the regulation, following a comprehensive review of TILA's rules for open-end (revolving) credit that is not home-secured. The proposed revisions addressed disclosures provided with credit card applications and solicitations, at account-opening, on periodic statements, when terms are changed on an account, and in advertisements. The Board is seeking comment on a limited number of additional revisions to the regulation and commentary. New proposed amendments address creditors' responsibilities to establish reasonable instructions for receiving timely payments and when a due date falls on a weekend or holiday. Creditors' responsibilities when investigating a claim of unauthorized transactions or an allegation of a billing error are also addressed. Advertisements for deferred interest plans would be required to provide additional information about how interest could be imposed. Comments submitted to the Board in response to the June 2007 proposed revisions remain under consideration by the Board and need not be submitted a second time.
Availability of Funds and Collection of Checks
Document Number: E8-10973
Type: Rule
Date: 2008-05-16
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors (Board) is amending appendix A of Regulation CC to delete the reference to the Memphis branch office of the Federal Reserve Bank of St. Louis and reassign the Federal Reserve routing symbols currently listed under that office to the head office of the Federal Reserve Bank of Atlanta. In addition, the Board is providing advance notice regarding future amendments to appendix A that are anticipated in connection with the Reserve Banks' restructuring of the check-processing operations within the Federal Reserve System.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-10859
Type: Notice
Date: 2008-05-15
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-10858
Type: Notice
Date: 2008-05-15
Agency: Federal Reserve System, Agencies and Commissions
Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Document Number: E8-10780
Type: Notice
Date: 2008-05-15
Agency: Federal Reserve System, Agencies and Commissions
Background Notice is hereby given of the final approval of proposed information collections by the Board of Governors of the Federal Reserve System (Board) under OMB delegated authority, as per 5 CFR 1320.16 (OMB Regulations on Controlling Paperwork Burdens on the Public). Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the Paperwork Reduction Act Submission, supporting statements and approved collection of information instrument(s) are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-10738
Type: Notice
Date: 2008-05-14
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-10737
Type: Notice
Date: 2008-05-14
Agency: Federal Reserve System, Agencies and Commissions
Sunshine Act Meeting
Document Number: 08-1262
Type: Notice
Date: 2008-05-14
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-10639
Type: Notice
Date: 2008-05-13
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-10638
Type: Notice
Date: 2008-05-13
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-10351
Type: Notice
Date: 2008-05-09
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-10282
Type: Notice
Date: 2008-05-09
Agency: Federal Reserve System, Agencies and Commissions
Privacy Act of 1974; Privacy Act Regulation
Document Number: E8-9927
Type: Proposed Rule
Date: 2008-05-07
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors of the Federal Reserve System (Board) proposes to amend its regulation implementing the Privacy Act of 1974 (Privacy Act). The primary changes concern: the waiver of copying fees charged to current and former Board employees, and applicants for Board employment, for access to their records under the Privacy Act; amending special procedures for the release of medical records to permit the Board's Chief Privacy Officer to also consult with the Board's Employee Assistance Program counselor to determine whether the disclosure of medical records directly to the requester could have an adverse effect on the requester; changes to procedures for requests by current Board employees for access to their personnel records; changes to the time limits for responding to requests for access to information and amendment of records; and updates to the exemptions claimed for certain systems of records. In addition, the Board is proposing to make minor editorial and technical changes to ensure that the Board's regulation is consistent with the Board's published systems of records and is clearer.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-10057
Type: Notice
Date: 2008-05-07
Agency: Federal Reserve System, Agencies and Commissions
Extensions of Credit by Federal Reserve Banks
Document Number: E8-10021
Type: Rule
Date: 2008-05-07
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors of the Federal Reserve System (Board) has adopted final amendments to its Regulation A to reflect the Board's approval of a decrease in the primary credit rate at each Federal Reserve Bank. The secondary credit rate at each Reserve Bank automatically decreased by formula as a result of the Board's primary credit rate action.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-9938
Type: Notice
Date: 2008-05-06
Agency: Federal Reserve System, Agencies and Commissions
Privacy Act of 1974; Notice of Amendment of Systems of Records
Document Number: E8-9926
Type: Notice
Date: 2008-05-06
Agency: Federal Reserve System, Agencies and Commissions
Pursuant to the provisions of the Privacy Act of 1974, notice is given that the Board of Governors of the Federal Reserve System (Board) proposes to add two new systems, BGFRS-2 (Personnel Security Systems) and BGFRS-36 (Federal Reserve Application Name Check System), and delete two existing systems, BGFRS-15 (General Files of Federal Reserve Agents, Alternates and Representatives at Federal Reserve Banks) and BGFRS-22 (Chain Banking Reference System). The Board also proposes to modify all of the Board's remaining systems of records to ensure that the information maintained is compatible with the purposes for which the information is collected and that the systems are otherwise consistent with existing Board practices, policies and legal requirements.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-9841
Type: Notice
Date: 2008-05-05
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-9670
Type: Notice
Date: 2008-05-02
Agency: Federal Reserve System, Agencies and Commissions