Federal Reserve System 2005 – Federal Register Recent Federal Regulation Documents

Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-8106
Type: Notice
Date: 2005-12-30
Agency: Federal Reserve System, Agencies and Commissions
Interagency Guidance on Nontraditional Mortgage Products
Document Number: 05-24562
Type: Notice
Date: 2005-12-29
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, National Credit Union Administration, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Office of Thrift Supervision, Comptroller of the Currency
The OCC, Board, FDIC, OTS, and NCUA (the Agencies), request comment on this proposed Interagency Guidance on Nontraditional Mortgage Products (Guidance). The Agencies expect institutions to effectively assess and manage the risks associated with their credit activities, including those associated with nontraditional mortgage loan products. Institutions should use this guidance in their efforts to ensure that their risk management and consumer protection practices adequately address these risks.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7944
Type: Notice
Date: 2005-12-28
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7837
Type: Notice
Date: 2005-12-27
Agency: Federal Reserve System, Agencies and Commissions
Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Document Number: E5-7836
Type: Notice
Date: 2005-12-27
Agency: Federal Reserve System, Agencies and Commissions
Background Notice is hereby given of the final approval of proposed information collections by the Board of Governors of the Federal Reserve System (Board) under OMB delegated authority, as per 5 CFR 1320.16 (OMB Regulations on Controlling Paperwork Burdens on the Public). Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the OMB 83-Is and supporting statements and approved collection of information instrument(s) are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7762
Type: Notice
Date: 2005-12-23
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7730
Type: Notice
Date: 2005-12-23
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7729
Type: Notice
Date: 2005-12-23
Agency: Federal Reserve System, Agencies and Commissions
Fair Credit Reporting Medical Information Regulations; Correction
Document Number: 05-24370
Type: Rule
Date: 2005-12-22
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, National Credit Union Administration, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Office of Thrift Supervision, Comptroller of the Currency
The OCC, Board, FDIC, OTS, and NCUA (Agencies) published a final rule to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The intent of that final rule was to finalize, with changes, the interim regulations published on June 10, 2005 and to republish the remaining requirements. However, due to technical errors in the formatting of the November 22, 2005 document, duplicate provisions were added. To correct this error, this document revises the amendatory instructions which added duplicative text.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7623
Type: Notice
Date: 2005-12-21
Agency: Federal Reserve System, Agencies and Commissions
Home Mortgage Disclosure
Document Number: E5-7579
Type: Rule
Date: 2005-12-21
Agency: Federal Reserve System, Agencies and Commissions
The Board is publishing a final rule amending the staff commentary that interprets the requirements of Regulation C (Home Mortgage Disclosure). The staff commentary is amended to increase the asset-size exemption threshold for depository institutions based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers. The adjustment from $34 million to $35 million reflects the increase of that index by 3.51 percent during the twelve-month period ending in November 2005. Thus, depository institutions with assets of $35 million or less as of December 31, 2005, are exempt from data collection in 2006.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies; Correction
Document Number: E5-7556
Type: Notice
Date: 2005-12-20
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7555
Type: Notice
Date: 2005-12-20
Agency: Federal Reserve System, Agencies and Commissions
Extensions of Credit by Federal Reserve Banks
Document Number: E5-7512
Type: Rule
Date: 2005-12-20
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors of the Federal Reserve System (Board) has adopted final amendments to its Regulation A to reflect the Board's approval of an increase in the primary credit rate at each Federal Reserve Bank. The secondary credit rate at each Reserve Bank automatically increased by formula as a result of the Board's primary credit rate action.
Availability of Funds and Collection of Checks
Document Number: E5-7462
Type: Rule
Date: 2005-12-19
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors is amending appendix A of Regulation CC to delete the reference to the New Orleans branch office of the Federal Reserve Bank of Atlanta and reassign the Federal Reserve routing symbols currently listed under that office to the head office of the Federal Reserve Bank of Atlanta, and to correct typographical errors in the routing symbols listed under the Helena branch office of the Federal Reserve Bank of Minneapolis. The Board also is providing notice that the previously announced transfer of the Nashville branch office's check-processing operations to the Atlanta head office will be delayed until 2007. Finally, the Board is providing advance notice concerning future appendix A changes affecting the Federal Reserve Bank of New York and the Federal Reserve Bank of Philadelphia.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7442
Type: Notice
Date: 2005-12-16
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7441
Type: Notice
Date: 2005-12-16
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7334
Type: Notice
Date: 2005-12-14
Agency: Federal Reserve System, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection; Comment Request
Document Number: E5-7276
Type: Notice
Date: 2005-12-13
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Comptroller of the Currency
In accordance with the requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the OCC, the Board, and the FDIC (the ``agencies'') may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The Federal Financial Institutions Examination Council (FFIEC), of which the agencies are members, has approved the agencies' publication for public comment of a proposal to extend, without revision, the Country Exposure Report (FFIEC 009) and the Country Exposure Information Report (FFIEC 009a), which are currently approved information collections. At the end of the comment period, the comments and recommendations received will be analyzed to determine the extent to which the FFIEC should modify the reports. The agencies will then submit the reports to OMB for review and approval.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7262
Type: Notice
Date: 2005-12-13
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7202
Type: Notice
Date: 2005-12-12
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7201
Type: Notice
Date: 2005-12-12
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7131
Type: Notice
Date: 2005-12-09
Agency: Federal Reserve System, Agencies and Commissions
Availability of Funds and Collection of Checks
Document Number: E5-7098
Type: Rule
Date: 2005-12-09
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors is amending appendix A of Regulation CC to delete the reference to the head office of the Federal Reserve Bank of Boston and reassign the Federal Reserve routing symbols currently listed under that office to the Windsor Locks office of the Federal Reserve Bank of Boston. These amendments will ensure that the information in appendix A accurately describes the actual structure of check processing operations within the Federal Reserve System.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-7061
Type: Notice
Date: 2005-12-08
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7060
Type: Notice
Date: 2005-12-08
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-7003
Type: Notice
Date: 2005-12-07
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies; Correction
Document Number: E5-6915
Type: Notice
Date: 2005-12-07
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6913
Type: Notice
Date: 2005-12-07
Agency: Federal Reserve System, Agencies and Commissions
Sunshine Act Meeting
Document Number: 05-23733
Type: Notice
Date: 2005-12-06
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6841
Type: Notice
Date: 2005-12-05
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6789
Type: Notice
Date: 2005-12-05
Agency: Federal Reserve System, Agencies and Commissions
Federal Open Market Committee; Domestic Policy Directive of November 1, 2005
Document Number: 05-23622
Type: Notice
Date: 2005-12-05
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6740
Type: Notice
Date: 2005-12-01
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E5-6679
Type: Notice
Date: 2005-11-30
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6571
Type: Notice
Date: 2005-11-28
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6525
Type: Notice
Date: 2005-11-28
Agency: Federal Reserve System, Agencies and Commissions
Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire and Availability of Funds and Collection of Checks
Document Number: 05-23331
Type: Rule
Date: 2005-11-28
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors is adopting a final rule amending Regulation CC to define ``remotely created checks'' and to create transfer and presentment warranties for such checks. The purpose of the amendments is to shift liability for unauthorized remotely created checks to the depositary bank, which is generally the bank for the person that initially created and deposited the remotely created check. The Board is also adopting conforming cross-references to the new warranties in Regulation J.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E5-6452
Type: Notice
Date: 2005-11-23
Agency: Federal Reserve System, Agencies and Commissions