Results 401 - 450 of 2,619
Sorted by Date | Sort by Relevance
Excepted Service; Consolidated Listing of Schedules A, B, and C Exceptions
Document Number: 2020-04274
Type: Notice
Date: 2020-03-06
Agency: Office of Personnel Management
This provides the consolidated notice of all agency specific excepted authorities, approved by the Office of Personnel Management (OPM), under Schedule A, B, and C, as of June 30, 2019, as required by Civil Service Rule VI, Exceptions from the Competitive Service.
Notice of Funding Opportunity for America's Marine Highway Projects
Document Number: 2020-04486
Type: Notice
Date: 2020-03-05
Agency: Maritime Administration, Department of Transportation
. Statement whether during the past five years, the applicant or any predecessor or related company has been in bankruptcy or in reorganization under Chapter 11 of the Bankruptcy Code, or in any insolvency or reorganization proceedings, and whether any
Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change To Amend Rule 5702
Document Number: 2020-04471
Type: Notice
Date: 2020-03-05
Agency: Securities and Exchange Commission, Agencies and Commissions
would have to disclose if a non-convertible bond that was previously guaranteed is no longer guaranteed, or if the issuer or guarantor declares bankruptcy. An issuer would also have to disclose if its common stock is delisted, and Nasdaq would
Registration Modernization
Document Number: 2020-04435
Type: Proposed Rule
Date: 2020-03-03
Agency: Library of Congress, Agencies and Commissions, Copyright Office
statement that can be provided in the ``Other'' space is a transfer occurring ``by operation of law,'' a legal concept referring to rights that arise under specific contingencies such as by court-ordered or bankruptcy-related transfers, certain forms
Debt Collection Practices (Regulation F)
Document Number: 2020-03838
Type: Proposed Rule
Date: 2020-03-03
Agency: Bureau of Consumer Financial Protection
in court.''); Buchanan v. Northland Grp., Inc., 776 F.3d 393, 399 (6th Cir. 2015) (``Legal defenses are not moral defenses . . . [a]nd a creditor remains free, in the absence of a bankruptcy order or something comparable preventing it from trying
Proposed Agency Information Collection Activities; Comment Request
Document Number: 2020-04196
Type: Notice
Date: 2020-03-02
Agency: Federal Reserve System, Agencies and Commissions
the person or entity initially borrows under the program or facility, that the person or entity is not insolvent. The amendments provide that a borrower is considered insolvent if the borrower is in bankruptcy, resolution under Title II of Public Law 111
Delegation of Authority to the General Counsel of the Commission
Document Number: 2020-03705
Type: Rule
Date: 2020-03-02
Agency: Securities and Exchange Commission, Agencies and Commissions
with its bankruptcy program and they are intended to conserve Commission resources by delegating to staff the discretion to file objections in bankruptcy cases with respect to the frequently recurring issue of non-debtor third-party releases
Position Limits for Derivatives
Document Number: 2020-02320
Type: Proposed Rule
Date: 2020-02-27
Agency: Commodity Futures Trading Commission, Agencies and Commissions
a market participant to exceed federal limits if necessary to take on the positions and associated risk of another market participant during a potential default or bankruptcy situation. This exemption would be available on a case-by-case basis
Special Servicing of Telecommunications Programs Loans for Financially Distressed Borrowers
Document Number: 2020-01891
Type: Rule
Date: 2020-02-25
Agency: Department of Agriculture, Rural Utilities Service
associated with coordinating with DOJ. RUS will still work closely with DOJ on cases involving foreclosure or bankruptcy, but this rule will enable RUS to resolve many servicing actions without having to involve DOJ. This will streamline and expedite
Financial Responsibility Requirements Under CERCLA Section 108(b) for Facilities in the Chemical Manufacturing Industry
Document Number: 2020-03401
Type: Proposed Rule
Date: 2020-02-21
Agency: Environmental Protection Agency
The Environmental Protection Agency (EPA or the Agency) is proposing to not impose financial responsibility requirements for facilities in the Chemical Manufacturing industry under Section 108(b) of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA). Section 108(b) addresses the promulgation of regulations that require classes of facilities to establish and maintain evidence of financial responsibility consistent with the degree and duration of risk associated with the production, transportation, treatment, storage, or disposal of hazardous substances.
General Updates and Elimination of Certain TAAF and PWEDA Regulations
Document Number: 2020-00453
Type: Rule
Date: 2020-02-14
Agency: Department of Commerce, Economic Development Administration
. Firm means an individual proprietorship, partnership, joint venture, association, corporation (includes a development corporation), business trust, cooperative, trustee in bankruptcy or receiver under court decree, and includes fishing, agricultural
Wood Mouldings and Millwork Products From Brazil and the People's Republic of China: Initiation of Less-Than-Fair-Value Investigations
Document Number: 2020-02155
Type: Notice
Date: 2020-02-05
Agency: Department of Commerce, International Trade Administration
facilities and bankruptcies; and actual and potential negative effects on cash flow.\30\ We have assessed the allegations and supporting evidence regarding material injury, threat of material injury, causation, as well as negligibility, and we have
Wood Mouldings and Millwork Products From the People's Republic of China: Initiation of Countervailing Duty Investigation
Document Number: 2020-02153
Type: Notice
Date: 2020-02-05
Agency: Department of Commerce, International Trade Administration
or suppression; lost sales and revenues; declining financial performance; a decline in the domestic industry's capacity utilization and production and related workers; shuttered manufacturing facilities and bankruptcies; and actual and potential negative
Information Collection Being Reviewed by the Federal Communications Commission Under Delegated Authority
Document Number: 2020-02148
Type: Notice
Date: 2020-02-04
Agency: Federal Communications Commission, Agencies and Commissions
); of an involuntary act (death or legal disability) of the grantee of a station authorization; by involuntary assignment of the physical property constituting the station under a court decree in bankruptcy proceedings or other court order; or by operation of law
2010/2014 Quadrennial Regulatory Review; Rules and Policies To Promote New Entry and Ownership Diversity in the Broadcasting Services
Document Number: 2020-00671
Type: Rule
Date: 2020-01-29
Agency: Federal Communications Commission, Agencies and Commissions
is a ``failed'' station that has [[Page 5168]] not been in operation due to financial distress for at least four consecutive months immediately prior to the application, or is a debtor in an involuntary bankruptcy or insolvency proceeding at the time
Standardized Approach for Calculating the Exposure Amount of Derivative Contracts
Document Number: 2019-27249
Type: Rule
Date: 2020-01-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
a QCCP B. Treatment of Client Financial Collateral Held by a CCP C. Clearing Member Exposure When CCP Performance Is Not Guaranteed D. Bankruptcy Remoteness of Collateral E. Adjusted Collateral Haircuts for Derivative Contracts F. OCC
Meeting of the Judicial Conference Advisory Committee on Bankruptcy Rules
Document Number: 2020-00782
Type: Notice
Date: 2020-01-21
Agency: Judicial Conference of the United States, Agencies and Commissions
No: 2020-00782] JUDICIAL CONFERENCE OF THE UNITED STATES Meeting of the Judicial Conference Advisory Committee on Bankruptcy Rules AGENCY: Judicial Conference of the United States Advisory Committee on Bankruptcy Rules. ACTION: Notice of open
4th Tier Cigarettes From the Republic of Korea: Initiation of Less-Than-Fair-Value Investigation
Document Number: 2020-00452
Type: Notice
Date: 2020-01-15
Agency: Department of Commerce, International Trade Administration
's capacity utilization and production and related workers; shuttered manufacturing facilities and bankruptcies; and actual and potential negative effects on cash flow.\28\ We have assessed the allegations and supporting evidence regarding material injury
Hearings of the Judicial Conference Advisory Committee on the Federal Rules of Appellate, Bankruptcy, and Civil Procedure
Document Number: 2020-00230
Type: Notice
Date: 2020-01-10
Agency: Judicial Conference of the United States, Agencies and Commissions
No: 2020-00230] JUDICIAL CONFERENCE OF THE UNITED STATES Hearings of the Judicial Conference Advisory Committee on the Federal Rules of Appellate, Bankruptcy, and Civil Procedure AGENCY: Advisory Committee on the Federal Rules of Appellate
Notice of Lodging of Proposed Consent Decree Under the Comprehensive Environmental Response, Compensation and Liability Act
Document Number: 2020-00226
Type: Notice
Date: 2020-01-10
Agency: Department of Justice
that EPA selected for the site and pay any response costs above the amount that the United States recovered from Eastman Kodak Company in a 2014 bankruptcy settlement. In return, the United States agrees not to sue the defendants under sections 106
Small Shipyard Grant Program; Application Deadlines
Document Number: 2020-00163
Type: Notice
Date: 2020-01-09
Agency: Maritime Administration, Department of Transportation
predecessor or related company has been in bankruptcy or in reorganization under Chapter 11 of the Bankruptcy Code, or in any insolvency or reorganization proceedings, and whether any substantial property of the applicant or any predecessor or related
Agency Information Collection Activities: Submission for OMB Review; Comment Request (OMB No. 3064-0029; -0030; -0070; -0104; -0204)
Document Number: 2020-00058
Type: Notice
Date: 2020-01-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
agreement under the laws of all relevant jurisdictions, including in the event of bankruptcy, insolvency, or a similar proceeding. A custody agreement may permit the posting party to substitute or direct any reinvestment of posted collateral held
Self-Regulatory Organizations; BOX Exchange LLC; Notice of Filing of a Proposed Rule Change in Connection With the Proposed Commencement of Operations of Boston Security Token Exchange LLC as a Facility of the Exchange
Document Number: 2019-28412
Type: Notice
Date: 2020-01-03
Agency: Securities and Exchange Commission, Agencies and Commissions
-802 of the LLC Act; (iii) the resignation, expulsion, bankruptcy or dissolution of the last remaining Member, or the occurrence of any other event which terminates the continued membership of the last remaining Member in the Company, unless the business
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of Partial Amendment No. 2 and Order Granting Accelerated Approval of the Proposed Rule Change To Amend FINRA Rule 5110 (Corporate Financing Rule-Underwriting Terms and Arrangements) To Make Substantive, Organizational, and Terminology Changes, as Modified by Partial Amendment No. 1 and Partial Amendment No. 2
Document Number: 2019-28216
Type: Notice
Date: 2019-12-31
Agency: Securities and Exchange Commission, Agencies and Commissions
proceeding or plan of reorganization as a result of action by the government or court (e.g., bankruptcy or tax court proceeding); \43\ (4) non-convertible securities purchased by the participating member in a public offering at the public offering price
Self-Regulatory Organizations; Fixed Income Clearing Corporation; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Include a New Foreign Legal Opinion Fee Applicable to Non-U.S. Membership Applicants, and Delete a Requirement for Direct Non-U.S. Members Relating to Annual Opinion Updates
Document Number: 2019-28087
Type: Notice
Date: 2019-12-30
Agency: Securities and Exchange Commission, Agencies and Commissions
of a non-U.S. bank, provides an extensive legal opinion addressing complex issues such as netting, bankruptcy, and choice of law issues under the law of the applicant's home jurisdiction (the ``foreign insolvency and netting opinion'').\9\ The foreign
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of a Proposed Rule Change To Amend the Membership Application Program (“MAP”) Rules To Address the Issue of Pending Arbitration Claims
Document Number: 2019-28021
Type: Notice
Date: 2019-12-30
Agency: Securities and Exchange Commission, Agencies and Commissions
of unpaid awards relating to the five customer claims was $2.5 million. Three of the four associated persons relating to the unpaid awards were suspended or barred from the industry by FINRA. The fourth associated person declared bankruptcy
Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Document Number: 2019-27849
Type: Notice
Date: 2019-12-27
Agency: Federal Reserve System, Agencies and Commissions
to underwriting activity are to be included in the memorandum items. One commenter asked if firms should exclude certain noncash transactions, including if a firm obtains securities from a bankruptcy settlement or a loan default. The Board is confirming
Exemption From the Swap Clearing Requirement for Certain Affiliated Entities-Alternative Compliance Frameworks for Anti-Evasionary Measures
Document Number: 2019-27207
Type: Proposed Rule
Date: 2019-12-23
Agency: Commodity Futures Trading Commission, Agencies and Commissions
\ Affiliates, as separate legal entities, are managed in bankruptcy as separate estates and the trustee for each debtor estate has a duty to the creditors of the affiliate, not the corporate family, the parent of the affiliates, or the corporate family
Financial Responsibility Requirements Under CERCLA Section 108(b) for Facilities in the Petroleum and Coal Products Manufacturing Industry
Document Number: 2019-27066
Type: Proposed Rule
Date: 2019-12-23
Agency: Environmental Protection Agency
EPA (or the Agency) is proposing to not impose financial responsibility requirements for facilities in the Petroleum and Coal Products Manufacturing industry under Section 108(b) of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA). Section 108(b) addresses the promulgation of regulations that require classes of facilities to establish and maintain evidence of financial responsibility consistent with the degree and duration of risk associated with the production, transportation, treatment, storage, or disposal of hazardous substances.
Self-Regulatory Organizations; ICE Clear Europe Limited; Notice of Filing of Proposed Rule Change, as Modified by Partial Amendment No. 1, Relating to Amendments to the ICE Clear Europe CDS Procedures
Document Number: 2019-27197
Type: Notice
Date: 2019-12-18
Agency: Securities and Exchange Commission, Agencies and Commissions
include any bankruptcy or insolvency law or other law affecting creditors' rights to which the relevant obligation is or may become subject. In addition, the NTCE Supplement includes the concept of ``Fallback Discounting,'' which if designated
Self-Regulatory Organizations; the Options Clearing Corporation; Order Approving Proposed Rule Change Related to Proposed Changes to the Options Clearing Corporation's Rules, Margin Policy, Margin Methodology, Clearing Fund Methodology Policy, and Clearing Fund and Stress Testing Methodology To Address Specific Wrong-Way Risk
Document Number: 2019-27087
Type: Notice
Date: 2019-12-17
Agency: Securities and Exchange Commission, Agencies and Commissions
to products based on a Clearing Member Group's own equity in a default or bankruptcy scenario.\11\ \10\ Because the SWWR arising from equities issued by a Clearing Member or its affiliates would be fully covered as part of margins, OCC proposes
Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing of Proposed Rule Change To Amend Rule 5815 To Preclude Stay During Hearing Panel Review of Staff Delisting Determinations in Certain Circumstances
Document Number: 2019-27080
Type: Notice
Date: 2019-12-17
Agency: Securities and Exchange Commission, Agencies and Commissions
the initial listing application has yet to be approved; and in the case of proposed 5815 (a)(1)(B)(ii)(c), in connection with a company that has declared bankruptcy or announced liquidation pursuant to rule 5110(b). After considering the record
Joint Industry Plan; Notice of Filing of Amendment No. 5 to the Plan for the Purpose of Developing and Implementing Procedures Designed To Facilitate the Listing and Trading of Standardized Options To Adopt a Penny Interval Program
Document Number: 2019-26816
Type: Notice
Date: 2019-12-17
Agency: Securities and Exchange Commission, Agencies and Commissions
filed for Chapter 11 Bankruptcy on September 12, 2017. Subsequent to the bankruptcy filing, SDRL was delisted from NYSE and listed on an OTC market. When a security moves to the OTC market, many options exchanges seek to delist the security
Proposed Submission of Information Collections for OMB Review; Comment Request; Payment of Premiums; Termination Premium
Document Number: 2019-26951
Type: Notice
Date: 2019-12-16
Agency: Pension Benefit Guaranty Corporation, Agencies and Commissions
sponsors and controlled group members meet the bankruptcy liquidation requirements of ERISA section 4041(c)(2)(B)(i)) or in an involuntary termination under ERISA section 4042, and the termination date under section 4048 of ERISA is after 2005
Hearings of the Judicial Conference Advisory Committee on the Federal Rules of Bankruptcy Procedure
Document Number: 2019-26892
Type: Notice
Date: 2019-12-13
Agency: Judicial Conference of the United States, Agencies and Commissions
. 84, No. 240 / Friday, December 13, 2019 / Notices [[Page 68100]] JUDICIAL CONFERENCE OF THE UNITED STATES Hearings of the Judicial Conference Advisory Committee on the Federal Rules of Bankruptcy Procedure AGENCY: Advisory Committee
Notice of an Amended Privacy Act System of Records; Request for Comment
Document Number: 2019-26755
Type: Notice
Date: 2019-12-12
Agency: National Labor Relations Board, Agencies and Commissions
contempt proceedings, certain requests that the Board initiate litigation or intervene in non-Agency litigation, investigative subpoena enforcement cases, injunction and mandamus actions regarding Agency cases under investigation, bankruptcy case
Self-Regulatory Organizations; The Options Clearing Corporation; Notice of No Objection To Advance Notice Related to Proposed Changes to The Options Clearing Corporation's Rules, Margin Policy, Margin Methodology, Clearing Fund Methodology Policy, and Clearing Fund and Stress Testing Methodology To Address Specific Wrong-Way Risk
Document Number: 2019-26727
Type: Notice
Date: 2019-12-12
Agency: Securities and Exchange Commission, Agencies and Commissions
would be to provide protection from the risk of potential market exposure to products based on a Clearing Member Group's own equity in a default or bankruptcy scenario.\12\ \11\ Because the SWWR arising from equities issued by a Clearing Member
Supervisory Highlights Consumer Reporting Special Edition, Issue 20 (Fall 2019)
Document Number: 2019-26669
Type: Notice
Date: 2019-12-11
Agency: Bureau of Consumer Financial Protection
where the furnishers failed to promptly update or correct information. These situations included when consumers' charged-off balances had been discharged in bankruptcy, and when consumers paid their charged-off balances in full. In both situations
In the Matter of FirstEnergy Nuclear Operating Company; Beaver Valley Power Station, Unit Nos. 1 and 2, and Independent Spent Fuel Storage Installation (ISFSI); Davis-Besse Nuclear Power Station, Unit No. 1 and ISFSI; and Perry Nuclear Power Plant, Unit No. 1 and ISFSI
Document Number: 2019-26389
Type: Notice
Date: 2019-12-06
Agency: Nuclear Regulatory Commission, Agencies and Commissions
permit.'' On March 31, 2018, FirstEnergy Solutions Corp. (FES), together with FENOC, FENGen, and FES's other subsidiaries, filed voluntary petitions for bankruptcy protection under Chapter 11 of the United States Bankruptcy Code in the United
2020 Rate Changes for the Basetime, Overtime, Holiday, and Laboratory Services Rates
Document Number: 2019-26326
Type: Notice
Date: 2019-12-06
Agency: Department of Agriculture, Food Safety and Inspection Service
allowance for bad debt (for example, debt owed that is not paid in full by plants and establishments that declare bankruptcy) divided by previous fiscal year's total hours (regular, overtime, and holiday) worked. The 2020 calculation for bad debt rate
Federal Interest Rate Authority
Document Number: 2019-25689
Type: Proposed Rule
Date: 2019-12-06
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Experiment,'' Journal of Law and Economics, vol. 60 (November 2017); and Piotr Danisewicz and Ilaf Elard, ``The Real Effects of Financial Technology: Marketplace Lending and Personal Bankruptcy'' (July 5, 2018). Available at http
Self-Regulatory Organizations; ICE Clear Credit LLC; Notice of Filing of Proposed Rule Change Relating to the ICC Clearing Rules
Document Number: 2019-25960
Type: Notice
Date: 2019-12-02
Agency: Securities and Exchange Commission, Agencies and Commissions
clarifies that the applicable laws to be considered include any bankruptcy or insolvency law or other law affecting creditors' rights to which the relevant obligation is or may become subject. In addition, the NTCE Supplement includes the concept
North Dakota: Codification and Incorporation by Reference of Approved State Underground Storage Tank Program
Document Number: 2019-25355
Type: Rule
Date: 2019-11-29
Agency: Environmental Protection Agency
.1-24-08-104 Bankruptcy or other incapacity of owner or operator or provider of financial assurance. Section 33.1-24-08-105 Replenishment of guarantees, letters of credit, or surety bonds. Section 33.1-24-08-115 Definitions (lender liability). Section 33
Total and Permanent Disability Discharge of Loans Under Title IV of the Higher Education Act
Document Number: 2019-25813
Type: Rule
Date: 2019-11-26
Agency: Department of Education
adjusted the disability component of its Death, Disability, and Bankruptcy assumption (DDB), which also includes closed school and borrower defense discharges that have been the subject of recent regulations. To calculate the effect on past cohorts from
Office of Women's Business Ownership: Women's Business Center Program
Document Number: 2019-24239
Type: Rule
Date: 2019-11-25
Agency: Small Business Administration, Agencies and Commissions
The U.S. Small Business Administration (SBA) is codifying regulations for the Women's Business Center (WBC) Program as directed in section 29 of the Small Business Act (the Act). This final rule also codifies policy and procedural changes included in the WBC Program Announcement and Notice of Award (NOA). These changes include, but are not limited to, the following: Language on risk assessment, as required by the Uniform Grant Guidance; limitations on carryovers; a reduction in reporting requirements; and eligibility criteria for selection as a WBC. Implementing these regulations will result in greater standardization and transparency in the delivery of the WBC Program.
Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of a Proposed Rule Change To Amend FINRA Rule 12000 Series To Expand Options Available to Customers if a Firm or Associated Person Is or Becomes Inactive
Document Number: 2019-25324
Type: Notice
Date: 2019-11-22
Agency: Securities and Exchange Commission, Agencies and Commissions
and such motion has not been denied; and (4) the firm or associated person has filed a petition in bankruptcy and the bankruptcy proceeding is pending or the award has been discharged by the bankruptcy court. See Notice to Members 00-55 (August 2000). In July
Texas Regulatory Program
Document Number: 2019-25186
Type: Rule
Date: 2019-11-20
Agency: Department of the Interior, Office of Surface Mining Reclamation and Enforcement
. Texas also proposed to remove a restriction in its rules that conflicts with the United States Bankruptcy Code. DATES: The effective date is December 20, 2019. FOR FURTHER INFORMATION CONTACT: William Joseph, Director, Tulsa Field Office, Office
Self-Regulatory Organizations; The Options Clearing Corporation; Notice of Filing of Advance Notice Related to Proposed Changes to The Options Clearing Corporation's Rules, Margin Policy, Margin Methodology, Clearing Fund Methodology Policy, and Clearing Fund and Stress Testing Methodology To Address Specific Wrong-Way Risk
Document Number: 2019-24549
Type: Notice
Date: 2019-11-12
Agency: Securities and Exchange Commission, Agencies and Commissions
Group may be assumed to have a price at or near zero in a default or bankruptcy scenario, and those positions (e.g., equity used as a hedge, stock loans, options on equity, single-stock futures) may experience substantial losses. In addition, SWWR
Notice of Lodging of Proposed Amended Consent Decree Under the Comprehensive Environmental Response, Compensation, and Liability Act
Document Number: 2019-24469
Type: Notice
Date: 2019-11-12
Agency: Department of Justice
addresses issues raised by the bankruptcy liquidation of Reilly Tar's successor in liability, updated state and federal Performance Standards for various contaminants of concern, as well as an evolved understanding of the conceptual site model
Self-Regulatory Organizations; Cboe BZX Exchange, Inc.; Order Instituting Proceedings To Determine Whether To Approve or Disapprove a Proposed Rule Change, as Modified by Amendment No. 1, To List and Trade Shares of the iShares California Short Maturity Muni Bond ETF of the iShares U.S. ETF Trust Under Rule 14.11(i), Managed Fund Shares
Document Number: 2019-24088
Type: Notice
Date: 2019-11-05
Agency: Securities and Exchange Commission, Agencies and Commissions
; significant developments involving the issuer or counterparty specifically (e.g., default, bankruptcy, etc.) or the securities markets generally; and settlement practices, registration procedures, limitations on currency conversion or repatriation
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.