Federal Trade Commission April 13, 2012 – Federal Register Recent Federal Regulation Documents
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Rescission of Rules
Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act transferred rulemaking authority for a number of consumer financial protection laws to the Consumer Financial Protection Bureau (``CFPB''). As a result, the Commission is rescinding the following rules under the Fair Credit Reporting Act: ``[Identity Theft] Definitions''; ``Free Annual File Disclosures Rule''; ``Prohibition Against Circumventing Treatment as a Nationwide Consumer Reporting Agency''; ``Duration of Active Duty Alerts''; and ``Appropriate Proof of Identity.'' In addition, the Commission is rescinding two rules addressing mortgage advertising and mortgage assistance relief services under the 2009 Omnibus Appropriations Act: ``Mortgage Acts and Practices-Advertising Rule'' and ``Mortgage Assistance Relief Services Rule.'' The Commission is also rescinding its rules governing ``Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance'' under the Federal Deposit Insurance Corporation Improvement Act and its ``Procedures for State Application for Exemption from the Provisions of the [Federal Debt Collection Practices] Act.'' These rules have been republished by the CFPB.
Notice of Intent To Request Public Comments
As part of its ongoing, systematic review of all Federal Trade Commission rules and guides, the Commission announces a modified ten- year regulatory review schedule. No Commission determination on the need for, or the substance of, the rules and guides listed below should be inferred from the notice of intent to publish requests for comments.
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