Federal Deposit Insurance Corporation 2022 – Federal Register Recent Federal Regulation Documents

Sunshine Act Meetings
Document Number: 2022-25867
Type: Notice
Date: 2022-11-25
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of Intent To Terminate Receiverships
Document Number: 2022-25072
Type: Notice
Date: 2022-11-17
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-24781
Type: Notice
Date: 2022-11-15
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0139, -0169, -0189, and -0202). The notice of the proposed renewal for these information collections was previously published in the Federal Register on September 14, 2022, allowing for a 60-day comment period.
Agency Information Collection Activities: Proposed Revision of Information Collection; FDIC National Survey of Unbanked and Underbanked Households; Comment Request (3064-0215)
Document Number: 2022-24642
Type: Notice
Date: 2022-11-14
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the survey collection instrument for its eighth biennial survey of households, which has been renamed the FDIC National Survey of Unbanked and Underbanked Households (Household Survey). This survey was previously named the Survey of Household Use of Banking and Financial Services and is assigned OMB Control No. 3064-0215. The 2023 Household Survey is scheduled to be conducted in partnership with the U.S. Census Bureau as a supplement to its June 2023 Current Population Survey (CPS). The survey collects information on U.S. households' use of bank accounts, prepaid cards, nonbank online payment services and other nonbank financial transaction services, and bank and nonbank credit. The results of these biennial surveys will be published by the FDIC, and help inform policymakers, bankers, and researchers about bank account ownership and household use of the banking system and nonbank financial products and services to meet their financial needs.
Privacy Act of 1974; System of Records
Document Number: 2022-24096
Type: Notice
Date: 2022-11-04
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
In accordance with the Privacy Act of 1974, as amended, the FDIC proposes to establish a new FDIC system of records titled, ``Mailing, Event, and other Contact Lists.'' This system of records notice describes FDIC's collection, maintenance, and use of contact information to support FDIC's mission.
Notice of Termination of Receiverships
Document Number: 2022-24095
Type: Notice
Date: 2022-11-04
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Privacy Act of 1974; System of Records
Document Number: 2022-23805
Type: Notice
Date: 2022-11-02
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the provisions of the Privacy Act of 1974, as amended, the Federal Deposit Insurance Corporation (FDIC) proposes to modify a current FDIC system of records titled FDIC-013, Insured Financial Institution Liquidation Records, by updating the name to FDIC-013, Financial Institution Resolution and Receivership Records to more closely reflect the records processed by this system of records; adding a new routine use to allow members of the public to locate and understand the status of their accounts; and revising the policies and practices for retention and disposal of records to describe the records retention schedules for the records included in this system of records. Additionally, this notice includes non-substantive changes to simplify the formatting and text of the previously published notice. We hereby publish this notice for comment on the proposed action.
Privacy Act of 1974; System of Records
Document Number: 2022-23804
Type: Notice
Date: 2022-11-02
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the provisions of the Privacy Act of 1974, as amended, the FDIC proposes to modify a current FDIC system of records titled, ``Unclaimed Deposit Account Records, FDIC-024.'' FDIC is updating this system of records by adding a new routine use to allow members of the public to locate and understand the status of their accounts. Additionally, this notice includes non-substantive changes to simplify the formatting and text of the previously published notice. We hereby publish this notice for comment on the proposed actions.
Designated Reserve Ratio for 2023
Document Number: 2022-22987
Type: Notice
Date: 2022-10-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the Federal Deposit Insurance Act (FDI Act), the Board of Directors (Board) of the Federal Deposit Insurance Corporation (FDIC) designates that the Designated Reserve Ratio (DRR) for the Deposit Insurance Fund shall remain at 2 percent for 2023. The Board is publishing this notice as required by the FDI Act.
Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update
Document Number: 2022-22986
Type: Rule
Date: 2022-10-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The Federal Deposit Insurance Corporation is adopting a final rule that incorporates updated accounting standards in the risk-based deposit insurance assessment system applicable to all large insured depository institutions (IDIs), including highly complex IDIs. The FDIC calculates deposit insurance assessment rates for large and highly complex IDIs based on supervisory ratings and financial measures, including the underperforming assets ratio and the higher-risk assets ratio, both of which are determined, in part, using restructured loans or troubled debt restructurings (TDRs). The final rule includes modifications to borrowers experiencing financial difficulty, an accounting term recently introduced by the Financial Accounting Standards Board (FASB) to replace TDRs, in the underperforming assets ratio and higher-risk assets ratio for purposes of deposit insurance assessments.
Assessments, Revised Deposit Insurance Assessment Rates
Document Number: 2022-22985
Type: Rule
Date: 2022-10-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC is adopting a final rule to increase initial base deposit insurance assessment rate schedules by 2 basis points, beginning the first quarterly assessment period of 2023. The increase in the assessment rate schedules will increase the likelihood that the reserve ratio will reach the statutory minimum of 1.35 percent by the statutory deadline of September 30, 2028, consistent with the FDIC's Amended Restoration Plan, and is intended to support growth in the Deposit Insurance Fund (DIF or fund) in progressing toward the FDIC's long-term goal of a 2 percent Designated Reserve Ratio (DRR).
Resolution-Related Resource Requirements for Large Banking Organizations
Document Number: 2022-23003
Type: Proposed Rule
Date: 2022-10-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) and Federal Deposit Insurance Corporation (FDIC) (together, the agencies) are publishing for public comment this advance notice of proposed rulemaking (ANPR) to solicit public input regarding whether an extra layer of loss-absorbing capacity could improve optionality in resolving a large banking organization or its insured depository institution, and the costs and benefits of such a requirement. This may, among other things, address financial stability by limiting contagion risk through the reduction in the likelihood of uninsured depositors suffering loss, and keep various resolution options open for the FDIC to resolve a firm in a way that minimizes the long term risk to financial stability and preserves optionality. The agencies are seeking comment on all aspects of the ANPR from all interested parties and also request commenters to identify other issues that the Board and FDIC should consider.
Guidelines for Appeals of Material Supervisory Determinations
Document Number: 2022-22946
Type: Notice
Date: 2022-10-21
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The Federal Deposit Insurance Corporation proposes to amend its Guidelines for Appeals of Material Supervisory Determinations, expanding and clarifying the role of the agency's Ombudsman. The proposal also would require that materials considered by the Supervision Appeals Review Committee be shared with both parties to the appeal, subject to applicable legal limitations on disclosure, and would allow insured depository institutions to request a stay of a material supervisory determination while an appeal is pending.
Sunshine Act Meeting
Document Number: 2022-22968
Type: Notice
Date: 2022-10-21
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Sunshine Act Meeting; Notice of Meeting Held With Less Than Seven Days Advance Notice
Document Number: 2022-22967
Type: Notice
Date: 2022-10-21
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
FDIC Systemic Resolution Advisory Committee; Notice of Meeting
Document Number: 2022-22789
Type: Notice
Date: 2022-10-20
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
In accordance with the Federal Advisory Committee Act, notice is hereby given of a meeting of the FDIC Systemic Resolution Advisory Committee. The Advisory Committee will provide advice and recommendations on a broad range of policy issues regarding the resolution of systemically important financial companies. The meeting is open to the public. The public's means to observe this meeting of the FDIC System Resolution Advisory Committee will be both in-person and via a Webcast live on the internet. In addition, the meeting will be recorded and subsequently made available on-demand approximately two weeks after the event. To view the live event, visit https:// fdic.windrosemedia.com.
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-22639
Type: Notice
Date: 2022-10-19
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0026, -0070, -0079, -0188 and -0211). The notice of the proposed renewal for these information collections was previously published in the Federal Register on August 22, 2022, and August 29, 2022, allowing for a 60-day comment period.
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-22640
Type: Notice
Date: 2022-10-19
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064-0122).
Sunshine Act Meeting
Document Number: 2022-22704
Type: Notice
Date: 2022-10-18
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Sunshine Act Meeting
Document Number: 2022-22434
Type: Notice
Date: 2022-10-14
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
FDIC Advisory Committee on Economic Inclusion; Notice of Meeting
Document Number: 2022-22071
Type: Notice
Date: 2022-10-12
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
In accordance with the Federal Advisory Committee Act, notice is hereby given of a meeting of the FDIC Advisory Committee on Economic Inclusion. The Advisory Committee will provide advice and recommendations on initiatives to expand access to banking services by underserved populations. The meeting is open to the public. In alignment with the Center for Disease Control's guidelines related to current and potential coronavirus developments and the Corporation's return to office plan, the public's means to observe this meeting of the Advisory Committee on Economic Inclusion will be both in-person and via a Webcast live on the internet. In addition, the meeting will be recorded and subsequently made available on-demand approximately two weeks after the event. To view the live event, visit https:// fdic.windrosemedia.com.
FDIC Advisory Committee of State Regulators; Notice of Meeting
Document Number: 2022-21937
Type: Notice
Date: 2022-10-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
In accordance with the Federal Advisory Committee Act, notice is hereby given of a meeting of the FDIC Advisory Committee of State Regulators. The Advisory Committee will provide advice and recommendations on a broad range of policy issues regarding the regulation of state-chartered financial institutions throughout the United States, including its territories. The meeting is open to the public. The public's means to observe this meeting of the Advisory Committee of State Regulators will be both in-person and via a Webcast live on the internet. In addition, the meeting will be recorded and subsequently made available on-demand approximately two weeks after the event. To view the live event, visit https://fdic.windrosemedia.com.
FDIC Advisory Committee on Community Banking; Notice of Meeting
Document Number: 2022-21936
Type: Notice
Date: 2022-10-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
In accordance with the Federal Advisory Committee Act, notice is hereby given of a meeting of the FDIC Advisory Committee on Community Banking. The Advisory Committee will provide advice and recommendations on a broad range of policy issues that have particular impact on small community banks throughout the United States and the local communities they serve. The meeting is open to the public. The public's means to observe this meeting of the Advisory Committee on Community Banking will be both in-person and via a Webcast live on the internet. In addition, the meeting will be recorded and subsequently made available on-demand approximately two weeks after the event. To view the live event, visit https://fdic.windrosemedia.com.
Notice of Termination of Receiverships
Document Number: 2022-21759
Type: Notice
Date: 2022-10-06
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of Intent To Terminate Receiverships
Document Number: 2022-21756
Type: Notice
Date: 2022-10-06
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-21243
Type: Notice
Date: 2022-09-30
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0046, -0118 and -0191). The notice of the proposed renewal for these information collections was previously published in the Federal Register on July 22, 2022, allowing for a 60-day comment period.
Agency Information Collection Activities: Notice; Correction; Extension of Comment Period
Document Number: 2022-20923
Type: Notice
Date: 2022-09-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
This document contains an extension of comment period and a correction to FDIC's Agency Information Collection Activities notice that published in the Federal Register on September 14, 2022. This document updates expected respondent counts in the burden table labeled ``Summary of Estimated Annual Burdens (OMB 3064-0113).''
Sunshine Act Meeting
Document Number: 2022-20676
Type: Notice
Date: 2022-09-22
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-19803
Type: Notice
Date: 2022-09-14
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collections described below (OMB Control No. 3064-0139, -0169, -0189, and0202).
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-19802
Type: Notice
Date: 2022-09-14
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0092, -0113 and -0174). The notice of the proposed renewal for these information collections was previously published in the Federal Register on June 21, 2022, allowing for a 60-day comment period.
Notice of Termination of Receiverships
Document Number: 2022-19398
Type: Notice
Date: 2022-09-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-19356
Type: Notice
Date: 2022-09-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the new information collection described below.
Notice to All Interested Parties of Intent To Terminate Receivership
Document Number: 2022-19188
Type: Notice
Date: 2022-09-06
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Privacy Act of 1974; System of Records
Document Number: 2022-19042
Type: Notice
Date: 2022-09-02
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the provisions of the Privacy Act of 1974, as amended, the Federal Deposit Insurance Corporation (FDIC) gives notice of the establishment of a new system of records titled ``FDIC-039, E- Rulemaking System of Records.'' FDIC's E-Rulemaking system allows the public to search, review, download and comment on FDIC rulemaking and notice documents via FDIC's website (https://www.fdic.gov/resources/ regulations/federal-register-publications/). This system of records notice covers the records maintained by the FDIC relating to comments and other written input submitted to the Corporation in response to proposed FDIC rulemakings, notices, or other requests for comments.
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-18511
Type: Notice
Date: 2022-08-29
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064-0211).
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-17948
Type: Notice
Date: 2022-08-22
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collections described below (OMB Control No. 3064-0026, -0070, -0079, and -0188).
Notice to All Interested Parties of Intent To Terminate Receiverships
Document Number: 2022-17203
Type: Notice
Date: 2022-08-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Proposed Agency Information Collection Activities: Comment Request
Document Number: 2022-17229
Type: Notice
Date: 2022-08-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. On January 20, 2022, the Federal Financial Institutions Examination Council (FFIEC), of which the agencies are members, requested public comment for 60 days on a proposal to extend for three years, with revision, the Country Exposure Report (FFIEC 009) and the Country Exposure Information Report (FFIEC 009a), which are currently approved collections of information. As described in the SUPPLEMENTARY INFORMATION section, after considering the comments received on the proposal, the agencies are proceeding with the proposed revisions to the FFIEC 009 and FFIEC 009a, but with certain modifications. In addition, the agencies will make clarifying revisions to the report form and instructions in response to comments received on the proposal. The agencies are giving notice that they are sending the collections to OMB for review. If approved by OMB, these revisions would take effect for the December 31, 2022, report date.
FDIC System Resolution Advisory Committee; Notice of Charter Amendment
Document Number: 2022-16973
Type: Notice
Date: 2022-08-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the provisions of the Federal Advisory Committee Act (FACA), and after consultation with the General Services Administration, the Federal Deposit Insurance Corporation is hereby giving notice that the Charter of the FDIC Systemic Resolution Advisory Committee (the Committee) has been amended to increase the number of committee members and allow for the appointment of an alternate Designated Federal Officer.
Notice of Termination of Receiverships
Document Number: 2022-16786
Type: Notice
Date: 2022-08-05
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of Intent To Terminate Receivership
Document Number: 2022-16787
Type: Notice
Date: 2022-08-05
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of Intent To Terminate Receiverships
Document Number: 2022-06655
Type: Notice
Date: 2022-03-30
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Proposed Agency Information Collection Activities; Comment Request
Document Number: 2022-06456
Type: Notice
Date: 2022-03-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The Federal Financial Institutions Examination Council (FFIEC), of which the agencies are members, has approved the agencies' publication for public comment of a proposal to extend for three years, without revision, the Market Risk Regulatory Report for Institutions Subject to the Market Risk Capital Rule (FFIEC 102), which is currently an approved collection of information for each agency. At the end of the comment period for this notice, the FFIEC and the agencies will review any comments received to determine whether to modify the proposal in response to comments. As required by the PRA, the agencies will then publish a second Federal Register notice for a 30-day comment period and submit the final FFIEC 102 to OMB for review and approval.
Agency Information Collection Activities: Agency Information Collection Activities: Submission for OMB Review; Comment Request; OMB No. 3064-NEW
Document Number: 2022-06181
Type: Notice
Date: 2022-03-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The Federal Deposit Insurance Corporation (FDIC) will submit the information collection described below to OMB for review and clearance under the Paperwork Reduction Act of 1995, on or after the date of publication of this notice. Notice of the proposed new information collection was previously published in the Federal Register on January20, 2022, allowing for a 60-day comment period.
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-05953
Type: Notice
Date: 2022-03-22
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0095; and -0117). The notice of the proposed renewal for these information collections was previously published in the Federal Register on January 25, 2022, allowing for a 60-day comment period.
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request [OMB No. 3064-0145; -0161; -0171]
Document Number: 2022-05803
Type: Notice
Date: 2022-03-21
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0145; -0161 and -0171). The notice of the proposed renewal for these information collections was previously published in the Federal Register on January 13, 2022, allowing for a 60-day comment period.
Notice to All Interested Parties of Intent To Terminate Receivership
Document Number: 2022-04205
Type: Notice
Date: 2022-03-01
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Document Number: 2022-02692
Type: Notice
Date: 2022-02-09
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collections described below (OMB Control No. 3064-0152; and0190).
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request; OMB No. 3064-0093; -0111; -0136
Document Number: 2022-02691
Type: Notice
Date: 2022-02-09
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0093; -0111 and0136).
Notice of Termination of Receiverships
Document Number: 2022-02564
Type: Notice
Date: 2022-02-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions