Federal Reserve System June 4, 2010 – Federal Register Recent Federal Regulation Documents

Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: 2010-13421
Type: Notice
Date: 2010-06-04
Agency: Federal Reserve System, Agencies and Commissions
Truth in Savings
Document Number: 2010-13281
Type: Rule
Date: 2010-06-04
Agency: Federal Reserve System, Agencies and Commissions
On January 29, 2009, the Board published final rules amending Regulation DD, which implements the Truth in Savings Act, and the
Electronic Fund Transfers
Document Number: 2010-13280
Type: Rule
Date: 2010-06-04
Agency: Federal Reserve System, Agencies and Commissions
On November 17, 2009, the Board published a final rule amending Regulation E, which implements the Electronic Fund Transfer Act, and the official staff commentary to the regulation (Regulation E final rule). The Regulation E final rule limited the ability of financial institutions to assess overdraft fees for paying automated teller machine (ATM) and one-time debit card transactions that overdraw a consumer's account, unless the consumer affirmatively consents, or opts in, to the institution's payment of overdrafts for those transactions. The Board is amending Regulation E and the official staff commentary to clarify certain aspects of the Regulation E final rule.