Federal Reserve System August 12, 2009 – Federal Register Recent Federal Regulation Documents

Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E9-19301
Type: Notice
Date: 2009-08-12
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E9-19300
Type: Notice
Date: 2009-08-12
Agency: Federal Reserve System, Agencies and Commissions
Truth in Lending
Document Number: E9-19254
Type: Rule
Date: 2009-08-12
Agency: Federal Reserve System, Agencies and Commissions
The Board is publishing a final rule amending the staff commentary that interprets the requirements of Regulation Z (Truth in Lending). The Board is required to adjust annually the dollar amount that triggers requirements for certain home mortgage loans bearing fees above a certain amount. The Home Ownership and Equity Protection Act of 1994 (HOEPA) sets forth rules for home-secured loans in which the total points and fees payable by the consumer at or before loan consummation exceed the greater of $400 or 8 percent of the total loan amount. In keeping with the statute, the Board has annually adjusted the $400 amount based on the annual percentage change reflected in the Consumer Price Index as reported on June 1st. The adjusted dollar amount for 2010 is $579.
Agency Information Collection Activities: Submission for OMB Review; Comment Request
Document Number: E9-19252
Type: Notice
Date: 2009-08-12
Agency: Federal Reserve System, Agencies and Commissions
In accordance with the requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the Board, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) (collectively, the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number.
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