Federal Reserve System May 29, 2008 – Federal Register Recent Federal Regulation Documents

Fair Credit Reporting Risk-Based Pricing Regulations; Correction
Document Number: E8-11961
Type: Proposed Rule
Date: 2008-05-29
Agency: Federal Trade Commission, Agencies and Commissions, Federal Reserve System
This document contains corrections to proposed rules published in the Federal Register on May 19, 2008 (73 FR 28966) implementing the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act).
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E8-11951
Type: Notice
Date: 2008-05-29
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E8-11950
Type: Notice
Date: 2008-05-29
Agency: Federal Reserve System, Agencies and Commissions
Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products
Document Number: E8-11850
Type: Notice
Date: 2008-05-29
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, National Credit Union Administration, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Office of Thrift Supervision, Comptroller of the Currency
The Agencies are publishing four documents that set forth Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products. The illustrations are intended to assist institutions in implementing the consumer protection portion of the Interagency Statement on Subprime Mortgage Lending adopted on July 10, 2007, and in providing information to consumers on hybrid adjustable rate mortgage (ARM) products as recommended by that interagency statement. The illustrations are not model forms and institutions may choose not to use them.