Federal Deposit Insurance Corporation July 2015 – Federal Register Recent Federal Regulation Documents

Assessments
Document Number: 2015-16514
Type: Proposed Rule
Date: 2015-07-13
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC is proposing to amend 12 CFR part 327 to refine the deposit insurance assessment system for small insured depository institutions that have been federally insured for at least 5 years (established small banks) by: revising the financial ratios method so that it would be based on a statistical model estimating the probability of failure over three years; updating the financial measures used in the financial ratios method consistent with the statistical model; and eliminating risk categories for established small banks and using the financial ratios method to determine assessment rates for all such banks (subject to minimum or maximum initial assessment rates based upon a bank's CAMELS composite rating). The FDIC does not propose changing the range of assessment rates that will apply once the Deposit Insurance Fund (DIF or fund) reserve ratio reaches 1.15 percent; thus, under the proposal, as under current regulations, the range of initial deposit insurance assessment rates will fall once the reserve ratio reaches 1.15 percent. The FDIC proposes that a final rule would go into effect the quarter after a final rule is adopted; by their terms, however, the proposed amendments would not become operative until the quarter after the DIF reserve ratio reaches 1.15 percent.
Agency Information Collection Activities: Proposed Collection Renewals; Comment Request (3064-0090, 3064-0111, 3064-0136, 3064-0138 & 3064-0171)
Document Number: 2015-16910
Type: Notice
Date: 2015-07-10
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of existing information collections, as required by the Paperwork Reduction Act of 1995. Currently, the FDIC is soliciting comment on the renewal of the information collections described below.
Notice to All Interested Parties of the Termination of the Receivership of 10113, InBank, Oak Forest, Illinois
Document Number: 2015-16513
Type: Notice
Date: 2015-07-07
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10108, First Coweta Bank, Newnan, GA
Document Number: 2015-16512
Type: Notice
Date: 2015-07-07
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10466 Hometown Community Bank, Braselton, GA
Document Number: 2015-16160
Type: Notice
Date: 2015-07-01
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions