Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Revise the Series 16 Examination Program, 54359-54362 [2013-21296]
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Federal Register / Vol. 78, No. 170 / Tuesday, September 3, 2013 / Notices
emcdonald on DSK67QTVN1PROD with NOTICES
exhaustive, and firms need to carefully
consider the disclosures that are
applicable to their specific activity/
program.
One commenter seeks clarification
that ‘‘for those principal lenders
utilizing lending agents the recipient of
the required disclosures should be
lending agents in their capacity as such,
and not the underlying principals.’’ 33
FINRA believes that where the customer
lender has legally authorized an agent to
act on such customer’s behalf in making
a determination about whether to lend
fully paid or excess margin securities to
the member, the disclosures required
pursuant to the proposed rule may be
made to the lending agent in the lending
agent’s capacity as such, in lieu of being
made to the underlying principal.
FINRA also is proposing certain
technical changes to the rule text as
proposed in the Notice by adding
headings to improve readability.
3. Proposed FINRA Rule 4340 (Callable
Securities)
As detailed further above, proposed
FINRA Rule 4340(a) would, among
other things, require each member that
has in its possession or under its control
any security which, by its terms, may be
called or redeemed prior to maturity, to
establish and make available on the
member’s Web site procedures by which
it will allocate among its customers the
securities to be redeemed or selected as
called in the event of a partial
redemption or call.
One commenter requests that FINRA
clarify whether the requirement that a
member post its allocation procedures
on its Web site would require a firm ‘‘to
provide detailed, granular procedures’’
or whether it would be sufficient to
provide a general statement describing
its allocation procedures.34 The
commenter is concerned that, if detailed
procedures are required, firms that clear
through third parties and self-clearing
firms using service bureaus systems
would be unable to comply with the
requirement as such procedures would
constitute the third-parties’ proprietary
information that firms would not be able
to disclose without permission from the
third parties. In response, FINRA notes
that the proposed rule requirement is
intended to require a member to
describe its allocation procedures in
sufficient detail to allow customers to
understand the process for partial
redemptions and the outcome of such
processes. FINRA does not believe that
such description generally would
33 See
34 See
SIFMA letter.
SIFMA letter.
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require a member to disclose a thirdparty’s proprietary information.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within 45 days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
90 days of such date if it finds such
longer period to be appropriate and
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
(A) By order approve or disapprove
such proposed rule change, or
(B) institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views and
arguments concerning the foregoing,
including whether the proposed rule
change is consistent with the Act.
Comments may be submitted by any of
the following methods:
Electronic Comments
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml); or
• Send an email to rule-comments@
sec.gov. Please include File Number SR–
FINRA–2013–035 on the subject line.
Paper Comments
• Send paper comments in triplicate
to Elizabeth M. Murphy, Secretary,
Securities and Exchange Commission,
100 F Street NE., Washington, DC
20549–1090.
All submissions should refer to File
Number SR–FINRA–2013–035. This file
number should be included on the
subject line if email is used. To help the
Commission process and review your
comments more efficiently, please use
only one method. The Commission will
post all comments on the Commission’s
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for Web site viewing and
printing in the Commission’s Public
Reference Room, 100 F Street NE.,
PO 00000
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54359
Washington, DC 20549, on official
business days between the hours of 10
a.m. and 3 p.m. Copies of such filing
also will be available for inspection and
copying at the principal office of
FINRA. All comments received will be
posted without change; the Commission
does not edit personal identifying
information from submissions. You
should submit only information that
you wish to make available publicly.
All submissions should refer to File
Number SR–FINRA–2013–035 and
should be submitted on or before
September 24, 2013.
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.35
Kevin M. O’Neill,
Deputy Secretary.
[FR Doc. 2013–21300 Filed 8–30–13; 8:45 am]
BILLING CODE 8011–01–P
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–70268; File No. SR–FINRA–
2013–032]
Self-Regulatory Organizations;
Financial Industry Regulatory
Authority, Inc.; Notice of Filing and
Immediate Effectiveness of a Proposed
Rule Change To Revise the Series 16
Examination Program
August 27, 2013.
Pursuant to Section 19(b)(1) of the
Securities Exchange Act of 1934 (‘‘Act’’
or ‘‘SEA’’) 1 and Rule 19b–4
thereunder,2 notice is hereby given that
on August 20, 2103, Financial Industry
Regulatory Authority, Inc. (‘‘FINRA’’)
filed with the Securities and Exchange
Commission (‘‘SEC’’ or ‘‘Commission’’)
the proposed rule change as described
in Items I, II, and III below, which Items
have been prepared by FINRA. FINRA
has designated the proposed rule change
as ‘‘constituting a stated policy,
practice, or interpretation with respect
to the meaning, administration, or
enforcement of an existing rule’’ under
Section 19(b)(3)(A)(i) of the Act 3 and
Rule 19b–4(f)(1) thereunder,4 which
renders the proposal effective upon
receipt of this filing by the Commission.
The Commission is publishing this
notice to solicit comments on the
proposed rule change from interested
persons.
35 17
CFR 200.30–3(a)(12).
U.S.C. 78s(b)(1).
2 17 CFR 240.19b–4.
3 15 U.S.C. 78s(b)(3)(A)(i).
4 17 CFR 240.19b–4(f)(1).
1 15
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Federal Register / Vol. 78, No. 170 / Tuesday, September 3, 2013 / Notices
I. Self-Regulatory Organization’s
Statement of the Terms of Substance of
the Proposed Rule Change
FINRA is filing revisions to the
content outline and selection
specifications for the Supervisory
Analyst (Series 16) examination
program.5 The proposed revisions
update the material to reflect changes to
the laws, rules and regulations covered
by the examination and to incorporate
the functions and associated tasks
currently performed by a Supervisory
Analyst. In addition, FINRA is
proposing to make changes to the format
of the content outline. FINRA is not
proposing any textual changes to the ByLaws, Schedules to the By-Laws or
Rules of FINRA.
The revised content outline is
attached.6 The Series 16 selection
specifications have been submitted to
the Commission under separate cover
with a request for confidential treatment
pursuant to SEA Rule 24b–2.7
The text of the proposed rule change
is available on FINRA’s Web site at
https://www.finra.org, at the principal
office of FINRA and at the
Commission’s Public Reference Room.
II. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
In its filing with the Commission,
FINRA included statements concerning
the purpose of and basis for the
proposed rule change and discussed any
comments it received on the proposed
rule change. The text of these statements
may be examined at the places specified
in Item IV below. FINRA has prepared
summaries, set forth in sections A, B,
and C below, of the most significant
aspects of such statements.
A. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
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1. Purpose
Section 15A(g)(3) of the Act 8
authorizes FINRA to prescribe standards
5 FINRA also is proposing corresponding
revisions to the Series 16 question bank. Based on
instructions from SEC staff, FINRA is submitting
this filing for immediate effectiveness pursuant to
Section 19(b)(3)(A) of the Act and Rule 19b–4(f)(1)
thereunder, and is not filing the question bank for
review. See Letter to Alden S. Adkins, Senior Vice
President and General Counsel, NASD Regulation,
from Belinda Blaine, Associate Director, Division of
Market Regulation, SEC, dated July 24, 2000. The
question bank is available for SEC review.
6 The Commission notes that the revised content
outline is attached to the filing as Exhibit 3a, not
to this Notice
7 17 CFR 240.24b–2.
8 15 U.S.C. 78o–3(g)(3).
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of training, experience, and competence
for persons associated with FINRA
members. In accordance with that
provision, FINRA has developed
examinations that are designed to
establish that persons associated with
FINRA members have attained specified
levels of competence and knowledge,
consistent with applicable registration
requirements under FINRA rules.
FINRA periodically reviews the content
of the examinations to determine
whether revisions are necessary or
appropriate in view of changes
pertaining to the subject matter covered
by the examinations.
Incorporated NYSE Rules 344, 344.11
and 472(a)(2) 9 and NYSE Rule
Interpretations 344/03 and/04 require an
individual who is responsible for
approving research reports at a Dual
Member to be registered and qualified as
a Supervisory Analyst.10 Such person is
required to present evidence of
appropriate experience (which is having
at least three years prior experience
within the immediately preceding six
years involving securities or financial
analysis) and pass the Supervisory
Analyst (Series 16) qualification
examination. Rather than passing the
entire Supervisory Analyst qualification
examination, such person may obtain a
waiver from Part II of the Supervisory
Analyst qualification examination upon
verification that the person has passed
Level I of the Chartered Financial
Analyst (‘‘CFA’’) examination. NYSE
Rule 472(a)(2) further provides that
9 The current FINRA rulebook consists of (1)
FINRA Rules; (2) NASD Rules; and (3) rules
incorporated from NYSE (‘‘Incorporated NYSE
Rules’’) (together, the NASD Rules and Incorporated
NYSE Rules are referred to as the ‘‘Transitional
Rulebook’’). While the NASD Rules generally apply
to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that
are also members of the NYSE (‘‘Dual Members’’).
The FINRA Rules apply to all FINRA members,
unless such rules have a more limited application
by their terms. For more information about the
rulebook consolidation process, see Information
Notice, March 12, 2008 (Rulebook Consolidation
Process). For convenience, the Incorporated NYSE
Rules are hereinafter referred to as the NYSE Rules.
10 In addition, pursuant to FINRA Rules and
NASD Rules, a Supervisory Analyst may approve:
(1) Research reports on debt and equity securities;
(2) retail communications that are excepted from
the definition of ‘‘research report’’ under NASD
Rule 2711(a)(9)(A); (3) other research that does not
meet that definition of ‘‘research report’’ under
NASD Rule 2711(a)(9), provided that the
Supervisory Analyst has technical expertise in the
particular product area and any other required
registrations; (4) third-party research reports; and
(5) globally branded research reports prepared by
foreign research analysts, as a condition for an
exemption from the research analyst registration
requirements. See NASD Rule 1050(f)(3)(A); FINRA
Rule 2210(b)(1)(B) and NASD Rule 2711(h)(13)(C).
Accordingly, in addition to testing knowledge of
applicable NYSE Rules, the Series 16 examination
program tests knowledge of applicable FINRA Rules
and NASD Rules.
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where a Supervisory Analyst lacks
technical expertise in a particular
product area that is the subject of a
research report, the content in the report
may be co-approved by a product
specialist; if no such expertise resides
within the member, the rule requires the
member to arrange approval by a
qualified outside Supervisory Analyst.
In consultation with a committee of
industry representatives, FINRA
recently undertook a review of the
Series 16 examination program. As a
result of this review, FINRA is
proposing to make revisions to the
content outline to reflect changes to the
laws, rules and regulations covered by
the examination and to incorporate the
functions and associated tasks currently
performed by a Supervisory Analyst.
FINRA also is proposing to make
changes to the format of the content
outline.
Current Outline
The current content outline is divided
into two critical parts, each of which
has 50 questions:
Part I: Regulatory Administration; and
Part II: Securities Analysis.
Part I includes the respective
applicable laws, rules and regulations,
and Part II includes technical and
analytical knowledge. The current
outline also includes a preface
(addressing, among other things, the
purpose, administration and scoring of
the examination), sample questions and
reference material.
Proposed Revisions
FINRA is proposing to rename Part I
and Part II of the outline and include
two major job functions under each part.
The following are the renamed parts and
major job functions, with the associated
number of questions:
Part I. Regulations:
Function 1: Review and approve
research analysts’ communications to
ensure compliance with applicable SEC
and FINRA rules and regulations, and
firm policies and procedures (34
questions); and
Function 2: Serve as liaison between
the Research Department and other
internal and external parties (16
questions).
Part II. Valuation of Securities:
Function 1: Review the content of the
report to assess the accuracy,
consistency and sources of data and
calculations included in the report (16
questions); and
Function 2: Review the content of the
report to ensure a reasonable basis exists
for the analyst’s conclusions (e.g., price
targets, recommendations, ratings,
estimates, and valuation parameters) (34
questions).
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Each function also includes specific
tasks describing activities associated
with performing that function. There are
five tasks (T1 through T5) associated
with Part I, Function 1; four tasks (T6
through T9) associated with Part I,
Function 2; three tasks (T1 through T3)
associated with Part II, Function 1; and
six tasks (T4 through T9) associated
with Part II, Function 2.11 By way of
example, one such task (T5, Part I,
Function 1) is to verify that a research
report includes all applicable required
disclosures.12 In addition, the outline
lists with respect to Part I the laws, rules
and regulations a candidate is expected
to know to perform the functions and
associated tasks outlined in that part.
These include the applicable FINRA
Rules (e.g., FINRA Rule 2210), NASD
Rules (e.g., NASD Rule 2711), NYSE
Rules (e.g., NYSE Rule 344) and SEC
rules (e.g., Securities Act Rule 137).13
Further, the outline lists with respect to
Part II the technical and analytical
knowledge (e.g., analysis of packaged
securities) required to perform the
functions and associated tasks outlined
in that part.14
FINRA conducted a job analysis study
of Supervisory Analysts, which
included the use of a survey, in
developing the functions and tasks and
updating the required knowledge set
forth in the revised outline. The
functions and tasks, which appear in the
revised outline for the first time, reflect
the day-to-day activities of a
Supervisory Analyst.
As noted above, FINRA also is
proposing to revise the content outline
to reflect changes to the laws, rules and
regulations covered by the examination.
Among other revisions, FINRA is
proposing to revise the content outline
to reflect the adoption of rules in the
consolidated FINRA rulebook (e.g.,
NASD IM–2110–4 (Trading Ahead of
Research Reports) was consolidated as
FINRA Rule 5280 (Trading Ahead of
Research Reports)).15
FINRA is proposing similar changes
to the Series 16 selection specifications
and question bank.
Finally, FINRA is proposing to make
changes to the format of the content
outline, including the preface, sample
questions and reference material.
Among other changes, FINRA is
proposing to: (1) Add a table of
contents; 16 (2) provide more details
11 See
Exhibit 3a, Outline Pages 7 and 10.
Exhibit 3a, Outline Page 7.
13 See Exhibit 3a, Outline Pages 7–9.
14 See Exhibit 3a, Outline Pages 10–13.
15 See also Rule Conversion Chart, available at
https://www.finra.org/Industry/Regulation/
FINRARules/p085560.
16 See Exhibit 3a, Outline Page 2.
regarding the purpose of the
examination and a list of the types of
communications that can be approved
by a Supervisory Analyst; 17 (3) provide
more details on the required experience
to be eligible to register as a Supervisory
Analyst and a list of examples of
appropriate experience; 18 (4) explain
that the passing scores are established
by FINRA staff, in consultation with a
committee of industry representatives,
using a standard setting procedure and
that the scores are an absolute standard
independent of the performance of
candidates taking the examination; 19 (5)
note the required waiting periods for
retaking failed examinations; 20(6) note
that each candidate will receive a score
report at the end of the test session,
which will indicate a pass or fail status
and include a score profile listing the
candidate’s performance on each major
content area covered on the
examination; 21 and (7) delete Appendix
1, Financial Ratios and Formulas
Reference, which provided a sampling
of the types of ratios and formulas that
relate to Part II of the outline.
The number of questions on the Series
16 examination will remain at 100
multiple-choice questions (50 multiplechoice questions for each part), and
candidates will continue to have one
and one-half hours to complete Part I of
the examination and two hours to
complete Part II. Currently, a score of 72
percent is required to pass Part I of the
examination, and a score of 74 percent
is required to pass Part II. The passing
scores will remain the same.
Availability of Content Outlines
The current Series 16 content outline
is available on FINRA’s Web site, at
www.finra.org/brokerqualifications/
exams. The revised Series 16 content
outline will replace the current content
outline on FINRA’s Web site.
FINRA is filing the proposed rule
change for immediate effectiveness.
FINRA proposes to implement the
revised Series 16 examination program
on October 28, 2013. FINRA will
announce the proposed rule change and
the implementation date in a Regulatory
Notice.
2. Statutory Basis
FINRA believes that the proposed
revisions to the Series 16 examination
program are consistent with the
provisions of Section 15A(b)(6) of the
Act,22 which requires, among other
12 See
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17 See
Exhibit 3a, Outline Page 3.
Exhibit 3a, Outline Page 3.
19 See Exhibit 3a, Outline Page 5.
20 See Exhibit 3a, Outline Page 6.
21 See Exhibit 3a, Outline Page 6.
22 15 U.S.C. 78o–3(b)(6).
18 See
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54361
things, that FINRA rules must be
designed to prevent fraudulent and
manipulative acts and practices, to
promote just and equitable principles of
trade, and, in general, to protect
investors and the public interest, and
Section 15A(g)(3) of the Act,23 which
authorizes FINRA to prescribe standards
of training, experience, and competence
for persons associated with FINRA
members. FINRA believes that the
proposed revisions will further these
purposes by updating the examination
program to reflect changes to the laws,
rules and regulations covered by the
examination and to incorporate the
functions and associated tasks currently
performed by a Supervisory Analyst.
B. Self-Regulatory Organization’s
Statement on Burden on Competition
FINRA does not believe that the
proposed rule change will result in any
burden on competition that is not
necessary or appropriate in furtherance
of the purposes of the Act. The updated
examination aligns with the functions
and associated tasks currently
performed by Supervisory Analysts and
tests knowledge of the most current
laws, rules, regulations and skills
relevant to those functions and tasks. As
such, the proposed revisions would
make the examination more efficient
and effective.
C. Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants, or Others
Written comments were neither
solicited nor received.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
The foregoing rule change has become
effective pursuant to Section 19(b)(3)(A)
of the Act 24 and paragraph (f)(1) of Rule
19b–4 thereunder.25 At any time within
60 days of the filing of the proposed rule
change, the Commission summarily may
temporarily suspend such rule change if
it appears to the Commission that such
action is necessary or appropriate in the
public interest, for the protection of
investors, or otherwise in furtherance of
the purposes of the Act. If the
Commission takes such action, the
Commission shall institute proceedings
to determine whether the proposed rule
should be approved or disapproved.
23 15
U.S.C. 78o–3(g)(3).
U.S.C. 78s(b)(3)(A).
25 17 CFR 240.19b–4(f)(1).
24 15
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IV. Solicitation of Comments
Interested persons are invited to
submit written data, views and
arguments concerning the foregoing,
including whether the proposed rule
change is consistent with the Act.
Comments may be submitted by any of
the following methods:
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.26
Kevin M. O’Neill,
Deputy Secretary.
[FR Doc. 2013–21296 Filed 8–30–13; 8:45 am]
BILLING CODE 8011–01–P
Electronic Comments
SMALL BUSINESS ADMINISTRATION
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml); or
• Send an email to rule-comments@
sec.gov. Please include File Number SR–
FINRA–2013–032 on the subject line.
Data Collection Available for Public
Comments
Paper Comments
emcdonald on DSK67QTVN1PROD with NOTICES
• Send paper comments in triplicate
to Elizabeth M. Murphy, Secretary,
Securities and Exchange Commission,
100 F Street NE., Washington, DC
20549–1090.
All submissions should refer to File
Number SR–FINRA–2013–032. This file
number should be included on the
subject line if email is used. To help the
Commission process and review your
comments more efficiently, please use
only one method. The Commission will
post all comments on the Commission’s
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for Web site viewing and
printing in the Commission’s Public
Reference Room, 100 F Street NE.,
Washington, DC 20549, on official
business days between the hours of
10:00 a.m. and 3:00 p.m. Copies of such
filing also will be available for
inspection and copying at the principal
office of FINRA. All comments received
will be posted without change; the
Commission does not edit personal
identifying information from
submissions. You should submit only
information that you wish to make
available publicly. All submissions
should refer to File Number SR–FINRA–
2013–032 and should be submitted on
or before September 24, 2013.
60-day notice and request for
comments.
ACTION:
The Small Business
Administration (SBA) intends to request
approval, from the Office of
Management and Budget (OMB) for the
collection of information described
below. The Paperwork Reduction Act
(PRA) of 1995, 44 U.S.C Chapter 35
requires federal agencies to publish a
notice in the Federal Register
concerning each proposed collection of
information before submission to OMB,
and to allow 60 days for public
comment in response to the notice. This
notice complies with that requirement.
DATES: Submit comments on or before
November 4, 2013.
ADDRESSES: Send all comments to
Patrick Kelley, Deputy Associate
Administrator, Office of Capital Access,
Small Business Administration, 409 3rd
Street, 8th Floor, Washington, DC
20416.
SUMMARY:
FOR FURTHER INFORMATION CONTACT:
Patrick Kelley, Deputy Associate
Administrator, 202–205–0067,
patrick.kelley@sba.gov, or Curtis B.
Rich, Management Analyst, 202–205–
7030, curtis.rich@sba.gov.
SUPPLEMENTARY INFORMATION: Section
7(a) of the Small Business Act (15 U.S.C.
636(a)) authorizes SBA to guarantee
loans made by banks or other financial
institutions to qualified small
businesses for the purposes of plant
acquisition, construction, conversion, or
expansion, and/or for the acquisition of
land, materials, supplies, equipment, or
working capital. SBA is proposing to
make several changes to the information
collections related to the application
process for all loan processing methods
for the Agency’s 7(a) loan program. The
information collected from the small
business applicants and participating
lenders is used to determine eligibility
and to properly evaluate and consider
the merits of each loan request based on
such criteria as character, capacity,
credit, collateral, etc. for the purpose of
26 17
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CFR 200.30–3(a)(12).
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extending credit under the 7(a) loan
program.
SBA proposes to discontinue use of:
(a) SBA Form 4 and Form 4–I (OMB
Control Number 3245–0016); and (b)
SBA Form 2301(A, B, C & D) and Form
7 (OMB Control Number 3245–0361).
The Form 4 series is the currently
approved loan application for standard
7(a) program, and the Form 2301 series
is the currently approved application for
SBA’s Lender Advantage programs
(Small/Rural Lender Advantage and
Community Advantage Pilot Loan
Program). In lieu of these two
information collections, SBA proposes
to use Form 1919, Form 1920SX (B & C)
and Form 2237 (OMB Control Number
3245–0348) to collect the application
related information currently collected
by the proposed discontinued forms. As
a result, SBA proposes changes to the
Form 1919 series (OMB Control Number
3245–0348) to ensure that all of the
information necessary to process
applications for the affected loan
programs is captured in the
consolidated forms.
SBA would also make various
substantive changes to this proposed
consolidated information collection to
conform the forms to pending changes
in the 7(a) loan program. Specifically,
changes are pending that will clarify the
credit analysis and collateral
requirements for the 7(a) program, and
require all application forms be
submitted to SBA electronically.
Finally, the Dealer Floor Plan Pilot Loan
Program will be removed from the forms
as the pilot will expire September 30,
2013.
(a) Solicitation of Public Comments
SBA is requesting comments on (a)
Whether the collection of information is
necessary for the agency to properly
perform its functions; (b) whether the
burden estimates are accurate; (c)
whether there are ways to minimize the
burden, including through the use of
automated techniques or other forms of
information technology; and (d) whether
there are ways to enhance the quality,
utility, and clarity of the information.
(b) Summary of Information Collection
Title: SBA Express, Export Express,
Small Loan Advantage, PLP–Caplines,
and Pilot Loan Programs (Patriot
Express and Dealer Floor Plan).
Description of Respondents: Small
businesses applying for an SBA 7(a)
loan and lenders participating in that
program.
Form Numbers: (i) Form 1919: SBA
Express, Export Express, Small Loan
Advantage, PLP–CAPLines, and Pilot
Loan Programs (Patriot Express and
E:\FR\FM\03SEN1.SGM
03SEN1
Agencies
[Federal Register Volume 78, Number 170 (Tuesday, September 3, 2013)]
[Notices]
[Pages 54359-54362]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2013-21296]
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SECURITIES AND EXCHANGE COMMISSION
[Release No. 34-70268; File No. SR-FINRA-2013-032]
Self-Regulatory Organizations; Financial Industry Regulatory
Authority, Inc.; Notice of Filing and Immediate Effectiveness of a
Proposed Rule Change To Revise the Series 16 Examination Program
August 27, 2013.
Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934
(``Act'' or ``SEA'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby
given that on August 20, 2103, Financial Industry Regulatory Authority,
Inc. (``FINRA'') filed with the Securities and Exchange Commission
(``SEC'' or ``Commission'') the proposed rule change as described in
Items I, II, and III below, which Items have been prepared by FINRA.
FINRA has designated the proposed rule change as ``constituting a
stated policy, practice, or interpretation with respect to the meaning,
administration, or enforcement of an existing rule'' under Section
19(b)(3)(A)(i) of the Act \3\ and Rule 19b-4(f)(1) thereunder,\4\ which
renders the proposal effective upon receipt of this filing by the
Commission. The Commission is publishing this notice to solicit
comments on the proposed rule change from interested persons.
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\1\ 15 U.S.C. 78s(b)(1).
\2\ 17 CFR 240.19b-4.
\3\ 15 U.S.C. 78s(b)(3)(A)(i).
\4\ 17 CFR 240.19b-4(f)(1).
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[[Page 54360]]
I. Self-Regulatory Organization's Statement of the Terms of Substance
of the Proposed Rule Change
FINRA is filing revisions to the content outline and selection
specifications for the Supervisory Analyst (Series 16) examination
program.\5\ The proposed revisions update the material to reflect
changes to the laws, rules and regulations covered by the examination
and to incorporate the functions and associated tasks currently
performed by a Supervisory Analyst. In addition, FINRA is proposing to
make changes to the format of the content outline. FINRA is not
proposing any textual changes to the By-Laws, Schedules to the By-Laws
or Rules of FINRA.
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\5\ FINRA also is proposing corresponding revisions to the
Series 16 question bank. Based on instructions from SEC staff, FINRA
is submitting this filing for immediate effectiveness pursuant to
Section 19(b)(3)(A) of the Act and Rule 19b-4(f)(1) thereunder, and
is not filing the question bank for review. See Letter to Alden S.
Adkins, Senior Vice President and General Counsel, NASD Regulation,
from Belinda Blaine, Associate Director, Division of Market
Regulation, SEC, dated July 24, 2000. The question bank is available
for SEC review.
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The revised content outline is attached.\6\ The Series 16 selection
specifications have been submitted to the Commission under separate
cover with a request for confidential treatment pursuant to SEA Rule
24b-2.\7\
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\6\ The Commission notes that the revised content outline is
attached to the filing as Exhibit 3a, not to this Notice
\7\ 17 CFR 240.24b-2.
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The text of the proposed rule change is available on FINRA's Web
site at https://www.finra.org, at the principal office of FINRA and at
the Commission's Public Reference Room.
II. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
In its filing with the Commission, FINRA included statements
concerning the purpose of and basis for the proposed rule change and
discussed any comments it received on the proposed rule change. The
text of these statements may be examined at the places specified in
Item IV below. FINRA has prepared summaries, set forth in sections A,
B, and C below, of the most significant aspects of such statements.
A. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
1. Purpose
Section 15A(g)(3) of the Act \8\ authorizes FINRA to prescribe
standards of training, experience, and competence for persons
associated with FINRA members. In accordance with that provision, FINRA
has developed examinations that are designed to establish that persons
associated with FINRA members have attained specified levels of
competence and knowledge, consistent with applicable registration
requirements under FINRA rules. FINRA periodically reviews the content
of the examinations to determine whether revisions are necessary or
appropriate in view of changes pertaining to the subject matter covered
by the examinations.
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\8\ 15 U.S.C. 78o-3(g)(3).
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Incorporated NYSE Rules 344, 344.11 and 472(a)(2) \9\ and NYSE Rule
Interpretations 344/03 and/04 require an individual who is responsible
for approving research reports at a Dual Member to be registered and
qualified as a Supervisory Analyst.\10\ Such person is required to
present evidence of appropriate experience (which is having at least
three years prior experience within the immediately preceding six years
involving securities or financial analysis) and pass the Supervisory
Analyst (Series 16) qualification examination. Rather than passing the
entire Supervisory Analyst qualification examination, such person may
obtain a waiver from Part II of the Supervisory Analyst qualification
examination upon verification that the person has passed Level I of the
Chartered Financial Analyst (``CFA'') examination. NYSE Rule 472(a)(2)
further provides that where a Supervisory Analyst lacks technical
expertise in a particular product area that is the subject of a
research report, the content in the report may be co-approved by a
product specialist; if no such expertise resides within the member, the
rule requires the member to arrange approval by a qualified outside
Supervisory Analyst.
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\9\ The current FINRA rulebook consists of (1) FINRA Rules; (2)
NASD Rules; and (3) rules incorporated from NYSE (``Incorporated
NYSE Rules'') (together, the NASD Rules and Incorporated NYSE Rules
are referred to as the ``Transitional Rulebook''). While the NASD
Rules generally apply to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that are also members of
the NYSE (``Dual Members''). The FINRA Rules apply to all FINRA
members, unless such rules have a more limited application by their
terms. For more information about the rulebook consolidation
process, see Information Notice, March 12, 2008 (Rulebook
Consolidation Process). For convenience, the Incorporated NYSE Rules
are hereinafter referred to as the NYSE Rules.
\10\ In addition, pursuant to FINRA Rules and NASD Rules, a
Supervisory Analyst may approve: (1) Research reports on debt and
equity securities; (2) retail communications that are excepted from
the definition of ``research report'' under NASD Rule 2711(a)(9)(A);
(3) other research that does not meet that definition of ``research
report'' under NASD Rule 2711(a)(9), provided that the Supervisory
Analyst has technical expertise in the particular product area and
any other required registrations; (4) third-party research reports;
and (5) globally branded research reports prepared by foreign
research analysts, as a condition for an exemption from the research
analyst registration requirements. See NASD Rule 1050(f)(3)(A);
FINRA Rule 2210(b)(1)(B) and NASD Rule 2711(h)(13)(C). Accordingly,
in addition to testing knowledge of applicable NYSE Rules, the
Series 16 examination program tests knowledge of applicable FINRA
Rules and NASD Rules.
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In consultation with a committee of industry representatives, FINRA
recently undertook a review of the Series 16 examination program. As a
result of this review, FINRA is proposing to make revisions to the
content outline to reflect changes to the laws, rules and regulations
covered by the examination and to incorporate the functions and
associated tasks currently performed by a Supervisory Analyst. FINRA
also is proposing to make changes to the format of the content outline.
Current Outline
The current content outline is divided into two critical parts,
each of which has 50 questions:
Part I: Regulatory Administration; and
Part II: Securities Analysis.
Part I includes the respective applicable laws, rules and
regulations, and Part II includes technical and analytical knowledge.
The current outline also includes a preface (addressing, among other
things, the purpose, administration and scoring of the examination),
sample questions and reference material.
Proposed Revisions
FINRA is proposing to rename Part I and Part II of the outline and
include two major job functions under each part. The following are the
renamed parts and major job functions, with the associated number of
questions:
Part I. Regulations:
Function 1: Review and approve research analysts' communications to
ensure compliance with applicable SEC and FINRA rules and regulations,
and firm policies and procedures (34 questions); and
Function 2: Serve as liaison between the Research Department and
other internal and external parties (16 questions).
Part II. Valuation of Securities:
Function 1: Review the content of the report to assess the
accuracy, consistency and sources of data and calculations included in
the report (16 questions); and
Function 2: Review the content of the report to ensure a reasonable
basis exists for the analyst's conclusions (e.g., price targets,
recommendations, ratings, estimates, and valuation parameters) (34
questions).
[[Page 54361]]
Each function also includes specific tasks describing activities
associated with performing that function. There are five tasks (T1
through T5) associated with Part I, Function 1; four tasks (T6 through
T9) associated with Part I, Function 2; three tasks (T1 through T3)
associated with Part II, Function 1; and six tasks (T4 through T9)
associated with Part II, Function 2.\11\ By way of example, one such
task (T5, Part I, Function 1) is to verify that a research report
includes all applicable required disclosures.\12\ In addition, the
outline lists with respect to Part I the laws, rules and regulations a
candidate is expected to know to perform the functions and associated
tasks outlined in that part. These include the applicable FINRA Rules
(e.g., FINRA Rule 2210), NASD Rules (e.g., NASD Rule 2711), NYSE Rules
(e.g., NYSE Rule 344) and SEC rules (e.g., Securities Act Rule
137).\13\ Further, the outline lists with respect to Part II the
technical and analytical knowledge (e.g., analysis of packaged
securities) required to perform the functions and associated tasks
outlined in that part.\14\
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\11\ See Exhibit 3a, Outline Pages 7 and 10.
\12\ See Exhibit 3a, Outline Page 7.
\13\ See Exhibit 3a, Outline Pages 7-9.
\14\ See Exhibit 3a, Outline Pages 10-13.
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FINRA conducted a job analysis study of Supervisory Analysts, which
included the use of a survey, in developing the functions and tasks and
updating the required knowledge set forth in the revised outline. The
functions and tasks, which appear in the revised outline for the first
time, reflect the day-to-day activities of a Supervisory Analyst.
As noted above, FINRA also is proposing to revise the content
outline to reflect changes to the laws, rules and regulations covered
by the examination. Among other revisions, FINRA is proposing to revise
the content outline to reflect the adoption of rules in the
consolidated FINRA rulebook (e.g., NASD IM-2110-4 (Trading Ahead of
Research Reports) was consolidated as FINRA Rule 5280 (Trading Ahead of
Research Reports)).\15\
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\15\ See also Rule Conversion Chart, available at https://www.finra.org/Industry/Regulation/FINRARules/p085560.
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FINRA is proposing similar changes to the Series 16 selection
specifications and question bank.
Finally, FINRA is proposing to make changes to the format of the
content outline, including the preface, sample questions and reference
material. Among other changes, FINRA is proposing to: (1) Add a table
of contents; \16\ (2) provide more details regarding the purpose of the
examination and a list of the types of communications that can be
approved by a Supervisory Analyst; \17\ (3) provide more details on the
required experience to be eligible to register as a Supervisory Analyst
and a list of examples of appropriate experience; \18\ (4) explain that
the passing scores are established by FINRA staff, in consultation with
a committee of industry representatives, using a standard setting
procedure and that the scores are an absolute standard independent of
the performance of candidates taking the examination; \19\ (5) note the
required waiting periods for retaking failed examinations; \20\(6) note
that each candidate will receive a score report at the end of the test
session, which will indicate a pass or fail status and include a score
profile listing the candidate's performance on each major content area
covered on the examination; \21\ and (7) delete Appendix 1, Financial
Ratios and Formulas Reference, which provided a sampling of the types
of ratios and formulas that relate to Part II of the outline.
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\16\ See Exhibit 3a, Outline Page 2.
\17\ See Exhibit 3a, Outline Page 3.
\18\ See Exhibit 3a, Outline Page 3.
\19\ See Exhibit 3a, Outline Page 5.
\20\ See Exhibit 3a, Outline Page 6.
\21\ See Exhibit 3a, Outline Page 6.
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The number of questions on the Series 16 examination will remain at
100 multiple-choice questions (50 multiple-choice questions for each
part), and candidates will continue to have one and one-half hours to
complete Part I of the examination and two hours to complete Part II.
Currently, a score of 72 percent is required to pass Part I of the
examination, and a score of 74 percent is required to pass Part II. The
passing scores will remain the same.
Availability of Content Outlines
The current Series 16 content outline is available on FINRA's Web
site, at www.finra.org/brokerqualifications/exams. The revised Series
16 content outline will replace the current content outline on FINRA's
Web site.
FINRA is filing the proposed rule change for immediate
effectiveness. FINRA proposes to implement the revised Series 16
examination program on October 28, 2013. FINRA will announce the
proposed rule change and the implementation date in a Regulatory
Notice.
2. Statutory Basis
FINRA believes that the proposed revisions to the Series 16
examination program are consistent with the provisions of Section
15A(b)(6) of the Act,\22\ which requires, among other things, that
FINRA rules must be designed to prevent fraudulent and manipulative
acts and practices, to promote just and equitable principles of trade,
and, in general, to protect investors and the public interest, and
Section 15A(g)(3) of the Act,\23\ which authorizes FINRA to prescribe
standards of training, experience, and competence for persons
associated with FINRA members. FINRA believes that the proposed
revisions will further these purposes by updating the examination
program to reflect changes to the laws, rules and regulations covered
by the examination and to incorporate the functions and associated
tasks currently performed by a Supervisory Analyst.
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\22\ 15 U.S.C. 78o-3(b)(6).
\23\ 15 U.S.C. 78o-3(g)(3).
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B. Self-Regulatory Organization's Statement on Burden on Competition
FINRA does not believe that the proposed rule change will result in
any burden on competition that is not necessary or appropriate in
furtherance of the purposes of the Act. The updated examination aligns
with the functions and associated tasks currently performed by
Supervisory Analysts and tests knowledge of the most current laws,
rules, regulations and skills relevant to those functions and tasks. As
such, the proposed revisions would make the examination more efficient
and effective.
C. Self-Regulatory Organization's Statement on Comments on the Proposed
Rule Change Received From Members, Participants, or Others
Written comments were neither solicited nor received.
III. Date of Effectiveness of the Proposed Rule Change and Timing for
Commission Action
The foregoing rule change has become effective pursuant to Section
19(b)(3)(A) of the Act \24\ and paragraph (f)(1) of Rule 19b-4
thereunder.\25\ At any time within 60 days of the filing of the
proposed rule change, the Commission summarily may temporarily suspend
such rule change if it appears to the Commission that such action is
necessary or appropriate in the public interest, for the protection of
investors, or otherwise in furtherance of the purposes of the Act. If
the Commission takes such action, the Commission shall institute
proceedings to determine whether the proposed rule should be approved
or disapproved.
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\24\ 15 U.S.C. 78s(b)(3)(A).
\25\ 17 CFR 240.19b-4(f)(1).
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[[Page 54362]]
IV. Solicitation of Comments
Interested persons are invited to submit written data, views and
arguments concerning the foregoing, including whether the proposed rule
change is consistent with the Act. Comments may be submitted by any of
the following methods:
Electronic Comments
Use the Commission's Internet comment form (https://www.sec.gov/rules/sro.shtml); or
Send an email to rule-comments@sec.gov. Please include
File Number SR-FINRA-2013-032 on the subject line.
Paper Comments
Send paper comments in triplicate to Elizabeth M. Murphy,
Secretary, Securities and Exchange Commission, 100 F Street NE.,
Washington, DC 20549-1090.
All submissions should refer to File Number SR-FINRA-2013-032. This
file number should be included on the subject line if email is used. To
help the Commission process and review your comments more efficiently,
please use only one method. The Commission will post all comments on
the Commission's Internet Web site (https://www.sec.gov/rules/sro.shtml). Copies of the submission, all subsequent amendments, all
written statements with respect to the proposed rule change that are
filed with the Commission, and all written communications relating to
the proposed rule change between the Commission and any person, other
than those that may be withheld from the public in accordance with the
provisions of 5 U.S.C. 552, will be available for Web site viewing and
printing in the Commission's Public Reference Room, 100 F Street NE.,
Washington, DC 20549, on official business days between the hours of
10:00 a.m. and 3:00 p.m. Copies of such filing also will be available
for inspection and copying at the principal office of FINRA. All
comments received will be posted without change; the Commission does
not edit personal identifying information from submissions. You should
submit only information that you wish to make available publicly. All
submissions should refer to File Number SR-FINRA-2013-032 and should be
submitted on or before September 24, 2013.
For the Commission, by the Division of Trading and Markets,
pursuant to delegated authority.\26\
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\26\ 17 CFR 200.30-3(a)(12).
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Kevin M. O'Neill,
Deputy Secretary.
[FR Doc. 2013-21296 Filed 8-30-13; 8:45 am]
BILLING CODE 8011-01-P