Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of Proposed Rule Change To Repeal NASD Rule 2450 (Installment or Partial Sales), NASD Interpretive Material 2830-2 (“IM-2830-2”) (Maintaining the Public Offering Price) and Incorporated NYSE Rule 413 (Uniform Forms) as Part of the Process of Developing a Consolidated FINRA Rulebook, 2897-2899 [2010-798]
Download as PDF
Federal Register / Vol. 75, No. 11 / Tuesday, January 19, 2010 / Notices
to 49,999,999 shares outstanding; and
from current $8,000 to $10,000 for each
such issue with 50 million to 99,999,999
shares outstanding. For DSP issues that
have 100 million shares or more
outstanding, except Managed Fund
Shares and Managed Trust Securities,
the annual fee would remain
unchanged.
For Managed Fund Shares and
Managed Trust Securities, the Exchange
proposes to impose an annual fee for
each such issue as follows:
SHARES OUTSTANDING
[Each issue]
Annual Fee
SECURITIES AND EXCHANGE
COMMISSION
and C below, of the most significant
aspects of such statements.
[Release No. 34–61319; File No. SR–FINRA–
2009–093]
A. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
Self-Regulatory Organizations;
Financial Industry Regulatory
Authority, Inc.; Notice of Filing of
Proposed Rule Change To Repeal
NASD Rule 2450 (Installment or Partial
Sales), NASD Interpretive Material
2830–2 (‘‘IM–2830–2’’) (Maintaining the
Public Offering Price) and Incorporated
NYSE Rule 413 (Uniform Forms) as
Part of the Process of Developing a
Consolidated FINRA Rulebook
January 8, 2010.
Pursuant to Section 19(b)(1) of the
Securities Exchange Act of 1934
Less than 25 million .................
$7,500
(‘‘Act’’) 1 and Rule 19b–4 thereunder,2
25 million up to 49,999,999 ......
10,000
notice is hereby given that on December
50 million up to 99,999,999 ......
12,500
100 million up to 249,999,999 ..
20,000 23, 2009, Financial Industry Regulatory
250 million up to 499,999,999 ..
30,000 Authority, Inc. (‘‘FINRA’’) (f/k/a
500 million and over .................
40,000 National Association of Securities
Dealers, Inc. (‘‘NASD’’)) filed with the
Securities and Exchange Commission
The Exchange represents that, as the
(‘‘SEC’’ or ‘‘Commission’’) the proposed
industry evolves with innovative
rule change as described in Items I, II,
product lines for investors, the proposed and III below, which Items have been
increases in the listing fee and the
prepared by FINRA. The Commission is
annual fee support the increased costs
publishing this notice to solicit
incurred by the Exchange for the rule
comments on the proposed rule change
making process, listing administration
from interested persons.
process, issuer services, and
I. Self-Regulatory Organization’s
consultative legal services provided to
Statement of the Terms of Substance of
issuers. Additionally, the Exchange
the Proposed Rule Change
states that a higher listing fee and
FINRA is proposing to repeal NASD
annual fee for Managed Fund Shares
and Managed Trust Securities reflect the Rule 2450 (Installment or Partial Sales),
greater resources the Exchange generally NASD Interpretive Material 2830–2
(‘‘IM–2830–2’’) (Maintaining the Public
expends to provide services in
Offering Price), and Incorporated NYSE
connection with the listing and
Rule 413 (Uniform Forms), as part of the
administration of these securities. The
process of developing a consolidated
Commission finds that the proposed
FINRA rulebook.
rule change is designed to equitably
The text of the proposed rule change
allocate reasonable dues, fees, and other
is available on FINRA’s Web site at
charges among issuers of DSPs, and is
https://www.finra.org, at the principal
consistent with the requirements of the
office of FINRA and at the
8
Act.
Commission’s Public Reference Room.
It is therefore ordered, pursuant to
II. Self-Regulatory Organization’s
Section 19(b)(2) of the Act,9 that the
Statement of the Purpose of, and
proposed rule change (SR–NYSEArca–
Statutory Basis for, the Proposed Rule
2009–106), be, and hereby is, approved.
Change
jlentini on DSKJ8SOYB1PROD with NOTICES
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.10
Florence E. Harmon,
Deputy Secretary.
[FR Doc. 2010–801 Filed 1–15–10; 8:45 am]
BILLING CODE 8011–01–P
U.S.C. 78f.
U.S.C. 78s(b)(2).
10 17 CFR 200.30–3(a)(12).
In its filing with the Commission,
FINRA included statements concerning
the purpose of and basis for the
proposed rule change and discussed any
comments it received on the proposed
rule change. The text of these statements
may be examined at the places specified
in Item IV below. FINRA has prepared
summaries, set forth in sections A, B,
8 15
9 15
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1 15
2 17
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2897
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U.S.C. 78s(b)(1).
CFR 240.19b–4.
Frm 00054
Fmt 4703
Sfmt 4703
1. Purpose
As part of the process of developing
a new consolidated rulebook
(‘‘Consolidated FINRA Rulebook’’),3
FINRA is proposing to repeal NASD
Rule 2450 (Installment or Partial Sales),
NASD IM–2830–2 (Maintaining the
Public Offering Price), and Incorporated
NYSE Rule 413 (Uniform Forms) to
eliminate duplicative and unnecessary
rules and remove outdated provisions
from the Consolidated FINRA Rulebook.
NASD Rule 2450 (Installment or Partial
Sales)
NASD Rule 2450 prohibits any
arrangement whereby the customer of a
member submits partial or installment
payments for the purchase of a security
with the following exceptions: (1) If a
member is acting as agent or broker in
such transaction, then the member must
immediately make an actual purchase of
the security for the account of the
customer, and immediately take
possession or control of the security and
maintain possession or control of the
security as long as the member is under
the obligation to deliver the security to
the customer; (2) if a member is acting
as principal in such transaction, the
member must, at the time of the
transaction, own such security and
maintain possession or control of the
security as long as the member is under
the obligation to deliver the security to
the customer; and (3) where the
provisions of Regulation T,4 if
applicable to the member, are satisfied.
The rule also prohibits the member,
whether acting as principal or agent, in
connection with any installment or
partial sales transaction, from making
any agreement with the customer
whereby the member would be allowed
to pledge or hypothecate any security
involved in such transaction for any
3 The current FINRA rulebook consists of (1)
FINRA Rules; (2) NASD Rules; and (3) rules
incorporated from NYSE (‘‘Incorporated NYSE
Rules’’) (together, the NASD Rules and Incorporated
NYSE Rules are referred to as the ‘‘Transitional
Rulebook’’). While the NASD Rules generally apply
to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that
are also members of the NYSE (‘‘Dual Members’’).
The FINRA Rules apply to all FINRA members,
unless such rules have a more limited application
by their terms. For more information about the
rulebook consolidation process, see Information
Notice, March 12, 2008 (Rulebook Consolidation
Process).
4 Federal Reserve Board, Regulation T (Credit by
Brokers and Dealers), 12 CFR 220 et seq.
E:\FR\FM\19JAN1.SGM
19JAN1
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Federal Register / Vol. 75, No. 11 / Tuesday, January 19, 2010 / Notices
amount in excess of the indebtedness of
the customer to such member.
Section 220.8 of Regulation T permits
the purchase of a security in the cash
account predicated on either (1) there
being sufficient funds in the account; or
(2) the member accepting in good faith
the customer’s agreement that full cash
payment will be made.5 The rule further
stipulates that payment must be made
within a specified payment period.6
Regulation T also allows the purchase of
a security in a margin account, whereby
a customer must deposit an initial
requirement, based upon the amount of
the transaction, within the specified
payment period.
FINRA proposes to repeal NASD Rule
2450 in light of the explicit provisions
in Regulation T requiring the deposit of
sufficient funds within the specified
payment period. FINRA also believes
the hypothecation prohibition in NASD
Rule 2450 would no longer be relevant
because it is predicated on a partial or
installment payment under the rule.
NASD IM–2830–2 (Maintaining the
Public Offering Price)
Section 22(d) of the Investment
Company Act generally prohibits a
registered investment company, its
principal underwriter, or a dealer from
selling the fund’s shares at a price other
than the current public offering price
described in the prospectus. As a
general matter, this means that a brokerdealer must sell shares of a mutual fund
to investors at the fund’s current net
asset value, plus any applicable sales
load. Section 22(d) excepts from this
prohibition sales to the fund itself, the
fund’s principal underwriter or another
dealer.
In the 1950s, FINRA adopted an
interpretation of Section 22(d) and
NASD Rule 2420,7 now codified as
NASD IM–2830–2, that requires
members to sell mutual funds at the
public offering price not only to
investors, but also to any non-member
broker or dealer. NASD IM–2830–2
provides examples of transactions that
would violate this prohibition. At the
time NASD IM–2830–2 was adopted,
jlentini on DSKJ8SOYB1PROD with NOTICES
5 See
Regulation T 220.8(a)(1).
6 According to Section 220.2 of Regulation T,
payment period ‘‘means the number of business
days in the standard securities settlement cycle in
the United States, as defined in paragraph (a) of
SEC Rule 15c6–1 (17 CFR 240.15c6–1(a)), plus two
business days.’’
7 NASD Rule 2420 imposes various restrictions on
dealings with non-member brokers and dealers,
including prohibiting a member from dealing with
any non-member broker or dealer except at the
same prices, for the same commissions or fees, and
on the same terms and conditions as the member
firm offers to the general public. NASD Rule 2420
will be addressed as part of a separate phase of the
rulebook consolidation process.
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16:28 Jan 15, 2010
Jkt 220001
some broker-dealers doing business
with the public were not NASD
members. Accordingly, it was possible
for member firms to sell shares of
mutual funds to non-member brokerdealers at a price below the current
public offering price because of the
exception in Section 22(d) for sales to
other dealers. However, these kinds of
transactions were inconsistent with the
requirement under NASD Rule 2420
that transactions with non-member
firms be on the same terms as
transactions with the public.
Since the adoption of NASD IM–
2830–2, the laws governing brokerdealers have changed, and today
virtually all broker-dealers doing
business with the public are FINRA
members. In addition, NASD IM–2830–
2 largely duplicates the requirement in
Section 22(d) to sell mutual fund shares
to investors at the current public
offering price. As a result, FINRA
believes NASD IM–2830–2 no longer
serves any useful purpose, and proposes
not to incorporate its content into the
Consolidated FINRA Rulebook.
Incorporated NYSE Rule 413
Incorporated NYSE Rule 413 requires
members to adopt such uniform forms
as the NYSE may prescribe to facilitate
the orderly flow of transactions within
the financial community. This provision
was adopted in 1973 to apply to forms
generally, including membership forms.
The FINRA By-Laws contain several
provisions by which FINRA may
prescribe processes for members’
activities, including the use of uniform
forms.8 Accordingly, FINRA proposes to
repeal Incorporated NYSE Rule 413 in
light of these provisions.
FINRA will announce the
implementation date of the proposed
rule change in a Regulatory Notice to be
published no later than 90 days
following Commission approval. The
implementation date will be no later
8 See, e.g., the following provisions of the FINRA
By-Laws: Article IV, Section 1 (providing that
FINRA may prescribe the process for application for
FINRA membership); Article IV, Section 8
(providing that FINRA may prescribe the process
for members to advise FINRA regarding branch
offices, including the opening, closing, relocation,
change in designated supervisor, or change in
designated activities of any branch office); Article
V, Section 2 (providing that FINRA may prescribe
the process for application for registration by
registered representatives and associated persons);
and Article V, Section 3 (providing that FINRA may
prescribe the process for members’ notification of
termination of registered persons). In addition,
FINRA has issued for comment proposed FINRA
Rule 4540 governing information and data reporting
and filing requirements. See Regulatory Notice 09–
02 (January 2009). (FINRA Requests Comment on
Proposed Consolidated FINRA Rule Governing
Information and Data Reporting and Filing
Requirements).
PO 00000
Frm 00055
Fmt 4703
Sfmt 4703
than 180 days following Commission
approval.
2. Statutory Basis
FINRA believes that the proposed rule
change is consistent with the provisions
of Section 15A(b)(6) of the Act,9 which
requires, among other things, that
FINRA rules must be designed to
prevent fraudulent and manipulative
acts and practices, to promote just and
equitable principles of trade, and, in
general, to protect investors and the
public interest. FINRA believes that the
proposed rule change will further these
requirements by eliminating duplicative
and unnecessary rules and advancing
the development of a more efficient and
effective Consolidated FINRA Rulebook.
B. Self-Regulatory Organization’s
Statement on Burden on Competition
FINRA does not believe that the
proposed rule change will result in any
burden on competition that is not
necessary or appropriate in furtherance
of the purposes of the Act.
C. Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants or Others
Written comments were neither
solicited nor received.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
90 days of such date if it finds such
longer period to be appropriate and
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
(A) by order approve such proposed
rule change, or
(B) institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views, and
arguments concerning the foregoing,
including whether the proposed rule
change is consistent with the Act.
Comments may be submitted by any of
the following methods:
Electronic Comments
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml); or
9 15
E:\FR\FM\19JAN1.SGM
U.S.C. 78o–3(b)(6).
19JAN1
Federal Register / Vol. 75, No. 11 / Tuesday, January 19, 2010 / Notices
• Send an e-mail to rulecomments@sec.gov. Please include File
Number SR–FINRA–2009–093 on the
subject line.
Paper Comments
• Send paper comments in triplicate
to Elizabeth M. Murphy, Secretary,
Securities and Exchange Commission,
100 F Street, NE., Washington, DC
20549–1090.
All submissions should refer to File
Number SR–FINRA–2009–093. This file
number should be included on the
subject line if e-mail is used. To help the
Commission process and review your
comments more efficiently, please use
only one method. The Commission will
post all comments on the Commission’s
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission,10, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for inspection and copying in
the Commission’s Public Reference
Room, 100 F Street, NE., Washington,
DC 20549, on official business days
between the hours of 10 a.m. and 3 p.m.
Copies of the filing also will be available
for inspection and copying at the
principal office of FINRA. All comments
received will be posted without change;
the Commission does not edit personal
identifying information from
submissions. You should submit only
information that you wish to make
available publicly. All submissions
should refer to File Number SR–FINRA–
2009–093 and should be submitted on
or before February 9, 2010.
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.11
Florence E. Harmon,
Deputy Secretary.
[FR Doc. 2010–798 Filed 1–15–10; 8:45 am]
jlentini on DSKJ8SOYB1PROD with NOTICES
BILLING CODE 8011–01–P
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–61338; File No. SR–FINRA–
2009–084]
Self-Regulatory Organizations;
Financial Industry Regulatory
Authority, Inc.; Order Approving
Proposed Rule Change To Adopt
FINRA Rule 5330 (Adjustment of
Orders) in the Consolidated FINRA
Rulebook
January 12, 2010.
On November 24, 2009, the Financial
Industry Regulatory Authority, Inc.
(‘‘FINRA’’) (f/k/a National Association of
Securities Dealers, Inc. (‘‘NASD’’)) filed
with the Securities and Exchange
Commission (‘‘Commission’’), pursuant
to Section 19(b)(1) of the Securities
Exchange Act of 1934 (‘‘Act’’) 1 and Rule
19b–4 thereunder,2 a proposed rule
change to adopt NASD Rule 3220
(Adjustment of Open Orders) as a
FINRA rule in the consolidated FINRA
rulebook with several changes and to
renumber NASD Rule 3220 as FINRA
Rule 5330 in the consolidated FINRA
rulebook. The proposed rule change was
published for comment in the Federal
Register on December 8, 2009.3 The
Commission received no comments on
the proposal. This order approves the
proposed rule change.
The Commission finds that the
proposed rule change is consistent with
the requirements of the Act and the
rules and regulations thereunder
applicable to a national securities
association.4 In particular, the
Commission finds that the proposed
rule change is consistent with the
provisions of Section 15A(b)(6) of the
Act,5 which requires, among other
things, that FINRA rules be designed to
prevent fraudulent and manipulative
acts and practices, to promote just and
equitable principles of trade, and, in
general, to protect investors and the
public interest.
The Commission believes that the
proposed rule change is appropriate to
continue to set forth how members are
to adjust the terms of open orders when
such orders involve a security that is
subject to a dividend, payment, or
distribution. The Commission notes that
members will be prohibited from
executing or permitting the execution of
1 15
U.S.C. 78s(b)(1).
CFR 240.19b–4.
3 See Securities Exchange Act Release No. 61083
(December 1, 2009), 74 FR 64774.
4 In approving this proposal, the Commission has
considered the proposed rule’s impact on
efficiency, competition and capital formation. See
15 U.S.C. 78c(f).
5 15 U.S.C. 78o–3(b)(6).
2 17
10 The text of the proposed rule change is
available on the Commission’s Web site at https://
www.sec.gov/.
11 17 CFR 200.30–3(a)(12).
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16:28 Jan 15, 2010
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Frm 00056
Fmt 4703
Sfmt 4703
2899
such open orders without first
reconfirming the order with the
customer when the value of a
distribution cannot be determined. The
Commission also notes that members
will now be required to cancel all orders
(both buy and sell), rather than just
open orders, if a security is the subject
of a reverse split. Members also will be
required to notify a customer with a
pending order that is not otherwise
required to be adjusted under the rule
when his or her order is the subject of
a reverse split. The Commission
believes that the proposed rule change
will conform FINRA Rule 5330 with
current trading practices, including the
conversion from fractional to decimal
trading increments. The Commission
further believes that the proposed rule
change will bring uniformity and
harmonization to the treatment of open
orders by conforming FINRA Rule 5330
with comparable rules of other selfregulatory organizations.6
It is therefore ordered, pursuant to
Section 19(b)(2) of the Act,7 that the
proposed rule change (SR–FINRA–
2009–084) be, and it hereby is,
approved.
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.8
Florence E. Harmon,
Deputy Secretary.
[FR Doc. 2010–819 Filed 1–15–10; 8:45 am]
BILLING CODE 8011–01–P
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–61333; File No. SR–NYSE–
2009–117]
Self-Regulatory Organizations; New
York Stock Exchange LLC; Order
Approving Proposed Rule Change
Amending Its Listing Fees for
Structured Products
January 12, 2010.
I. Introduction
On November 19, 2009, New York
Stock Exchange LLC (‘‘NYSE’’ or
‘‘Exchange’’) filed with the Securities
and Exchange Commission
(‘‘Commission’’), pursuant to Section
19(b)(1) of the Securities Exchange Act
of 1934 (‘‘Act’’) 1 and Rule 19b–4
thereunder,2 a proposed rule change
6 See, e.g., Nasdaq Rule 4761 and NYSE–Arca
Rule 7.39.
7 15 U.S.C. 78s(b)(2)
8 17 CFR 200.30–3(a)(12)
1 15 U.S.C. 78s(b)(1).
2 17 CFR 240.19b–4.
E:\FR\FM\19JAN1.SGM
19JAN1
Agencies
[Federal Register Volume 75, Number 11 (Tuesday, January 19, 2010)]
[Notices]
[Pages 2897-2899]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 2010-798]
-----------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
[Release No. 34-61319; File No. SR-FINRA-2009-093]
Self-Regulatory Organizations; Financial Industry Regulatory
Authority, Inc.; Notice of Filing of Proposed Rule Change To Repeal
NASD Rule 2450 (Installment or Partial Sales), NASD Interpretive
Material 2830-2 (``IM-2830-2'') (Maintaining the Public Offering Price)
and Incorporated NYSE Rule 413 (Uniform Forms) as Part of the Process
of Developing a Consolidated FINRA Rulebook
January 8, 2010.
Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934
(``Act'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that
on December 23, 2009, Financial Industry Regulatory Authority, Inc.
(``FINRA'') (f/k/a National Association of Securities Dealers, Inc.
(``NASD'')) filed with the Securities and Exchange Commission (``SEC''
or ``Commission'') the proposed rule change as described in Items I,
II, and III below, which Items have been prepared by FINRA. The
Commission is publishing this notice to solicit comments on the
proposed rule change from interested persons.
---------------------------------------------------------------------------
\1\ 15 U.S.C. 78s(b)(1).
\2\ 17 CFR 240.19b-4.
---------------------------------------------------------------------------
I. Self-Regulatory Organization's Statement of the Terms of Substance
of the Proposed Rule Change
FINRA is proposing to repeal NASD Rule 2450 (Installment or Partial
Sales), NASD Interpretive Material 2830-2 (``IM-2830-2'') (Maintaining
the Public Offering Price), and Incorporated NYSE Rule 413 (Uniform
Forms), as part of the process of developing a consolidated FINRA
rulebook.
The text of the proposed rule change is available on FINRA's Web
site at https://www.finra.org, at the principal office of FINRA and at
the Commission's Public Reference Room.
II. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
In its filing with the Commission, FINRA included statements
concerning the purpose of and basis for the proposed rule change and
discussed any comments it received on the proposed rule change. The
text of these statements may be examined at the places specified in
Item IV below. FINRA has prepared summaries, set forth in sections A,
B, and C below, of the most significant aspects of such statements.
A. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
1. Purpose
As part of the process of developing a new consolidated rulebook
(``Consolidated FINRA Rulebook''),\3\ FINRA is proposing to repeal NASD
Rule 2450 (Installment or Partial Sales), NASD IM-2830-2 (Maintaining
the Public Offering Price), and Incorporated NYSE Rule 413 (Uniform
Forms) to eliminate duplicative and unnecessary rules and remove
outdated provisions from the Consolidated FINRA Rulebook.
---------------------------------------------------------------------------
\3\ The current FINRA rulebook consists of (1) FINRA Rules; (2)
NASD Rules; and (3) rules incorporated from NYSE (``Incorporated
NYSE Rules'') (together, the NASD Rules and Incorporated NYSE Rules
are referred to as the ``Transitional Rulebook''). While the NASD
Rules generally apply to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that are also members of
the NYSE (``Dual Members''). The FINRA Rules apply to all FINRA
members, unless such rules have a more limited application by their
terms. For more information about the rulebook consolidation
process, see Information Notice, March 12, 2008 (Rulebook
Consolidation Process).
---------------------------------------------------------------------------
NASD Rule 2450 (Installment or Partial Sales)
NASD Rule 2450 prohibits any arrangement whereby the customer of a
member submits partial or installment payments for the purchase of a
security with the following exceptions: (1) If a member is acting as
agent or broker in such transaction, then the member must immediately
make an actual purchase of the security for the account of the
customer, and immediately take possession or control of the security
and maintain possession or control of the security as long as the
member is under the obligation to deliver the security to the customer;
(2) if a member is acting as principal in such transaction, the member
must, at the time of the transaction, own such security and maintain
possession or control of the security as long as the member is under
the obligation to deliver the security to the customer; and (3) where
the provisions of Regulation T,\4\ if applicable to the member, are
satisfied.
---------------------------------------------------------------------------
\4\ Federal Reserve Board, Regulation T (Credit by Brokers and
Dealers), 12 CFR 220 et seq.
---------------------------------------------------------------------------
The rule also prohibits the member, whether acting as principal or
agent, in connection with any installment or partial sales transaction,
from making any agreement with the customer whereby the member would be
allowed to pledge or hypothecate any security involved in such
transaction for any
[[Page 2898]]
amount in excess of the indebtedness of the customer to such member.
Section 220.8 of Regulation T permits the purchase of a security in
the cash account predicated on either (1) there being sufficient funds
in the account; or (2) the member accepting in good faith the
customer's agreement that full cash payment will be made.\5\ The rule
further stipulates that payment must be made within a specified payment
period.\6\ Regulation T also allows the purchase of a security in a
margin account, whereby a customer must deposit an initial requirement,
based upon the amount of the transaction, within the specified payment
period.
---------------------------------------------------------------------------
\5\ See Regulation T 220.8(a)(1).
\6\ According to Section 220.2 of Regulation T, payment period
``means the number of business days in the standard securities
settlement cycle in the United States, as defined in paragraph (a)
of SEC Rule 15c6-1 (17 CFR 240.15c6-1(a)), plus two business days.''
---------------------------------------------------------------------------
FINRA proposes to repeal NASD Rule 2450 in light of the explicit
provisions in Regulation T requiring the deposit of sufficient funds
within the specified payment period. FINRA also believes the
hypothecation prohibition in NASD Rule 2450 would no longer be relevant
because it is predicated on a partial or installment payment under the
rule.
NASD IM-2830-2 (Maintaining the Public Offering Price)
Section 22(d) of the Investment Company Act generally prohibits a
registered investment company, its principal underwriter, or a dealer
from selling the fund's shares at a price other than the current public
offering price described in the prospectus. As a general matter, this
means that a broker-dealer must sell shares of a mutual fund to
investors at the fund's current net asset value, plus any applicable
sales load. Section 22(d) excepts from this prohibition sales to the
fund itself, the fund's principal underwriter or another dealer.
In the 1950s, FINRA adopted an interpretation of Section 22(d) and
NASD Rule 2420,\7\ now codified as NASD IM-2830-2, that requires
members to sell mutual funds at the public offering price not only to
investors, but also to any non-member broker or dealer. NASD IM-2830-2
provides examples of transactions that would violate this prohibition.
At the time NASD IM-2830-2 was adopted, some broker-dealers doing
business with the public were not NASD members. Accordingly, it was
possible for member firms to sell shares of mutual funds to non-member
broker-dealers at a price below the current public offering price
because of the exception in Section 22(d) for sales to other dealers.
However, these kinds of transactions were inconsistent with the
requirement under NASD Rule 2420 that transactions with non-member
firms be on the same terms as transactions with the public.
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\7\ NASD Rule 2420 imposes various restrictions on dealings with
non-member brokers and dealers, including prohibiting a member from
dealing with any non-member broker or dealer except at the same
prices, for the same commissions or fees, and on the same terms and
conditions as the member firm offers to the general public. NASD
Rule 2420 will be addressed as part of a separate phase of the
rulebook consolidation process.
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Since the adoption of NASD IM-2830-2, the laws governing broker-
dealers have changed, and today virtually all broker-dealers doing
business with the public are FINRA members. In addition, NASD IM-2830-2
largely duplicates the requirement in Section 22(d) to sell mutual fund
shares to investors at the current public offering price. As a result,
FINRA believes NASD IM-2830-2 no longer serves any useful purpose, and
proposes not to incorporate its content into the Consolidated FINRA
Rulebook.
Incorporated NYSE Rule 413
Incorporated NYSE Rule 413 requires members to adopt such uniform
forms as the NYSE may prescribe to facilitate the orderly flow of
transactions within the financial community. This provision was adopted
in 1973 to apply to forms generally, including membership forms.
The FINRA By-Laws contain several provisions by which FINRA may
prescribe processes for members' activities, including the use of
uniform forms.\8\ Accordingly, FINRA proposes to repeal Incorporated
NYSE Rule 413 in light of these provisions.
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\8\ See, e.g., the following provisions of the FINRA By-Laws:
Article IV, Section 1 (providing that FINRA may prescribe the
process for application for FINRA membership); Article IV, Section 8
(providing that FINRA may prescribe the process for members to
advise FINRA regarding branch offices, including the opening,
closing, relocation, change in designated supervisor, or change in
designated activities of any branch office); Article V, Section 2
(providing that FINRA may prescribe the process for application for
registration by registered representatives and associated persons);
and Article V, Section 3 (providing that FINRA may prescribe the
process for members' notification of termination of registered
persons). In addition, FINRA has issued for comment proposed FINRA
Rule 4540 governing information and data reporting and filing
requirements. See Regulatory Notice 09-02 (January 2009). (FINRA
Requests Comment on Proposed Consolidated FINRA Rule Governing
Information and Data Reporting and Filing Requirements).
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FINRA will announce the implementation date of the proposed rule
change in a Regulatory Notice to be published no later than 90 days
following Commission approval. The implementation date will be no later
than 180 days following Commission approval.
2. Statutory Basis
FINRA believes that the proposed rule change is consistent with the
provisions of Section 15A(b)(6) of the Act,\9\ which requires, among
other things, that FINRA rules must be designed to prevent fraudulent
and manipulative acts and practices, to promote just and equitable
principles of trade, and, in general, to protect investors and the
public interest. FINRA believes that the proposed rule change will
further these requirements by eliminating duplicative and unnecessary
rules and advancing the development of a more efficient and effective
Consolidated FINRA Rulebook.
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\9\ 15 U.S.C. 78o-3(b)(6).
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B. Self-Regulatory Organization's Statement on Burden on Competition
FINRA does not believe that the proposed rule change will result in
any burden on competition that is not necessary or appropriate in
furtherance of the purposes of the Act.
C. Self-Regulatory Organization's Statement on Comments on the Proposed
Rule Change Received From Members, Participants or Others
Written comments were neither solicited nor received.
III. Date of Effectiveness of the Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of publication of this notice in the
Federal Register or within such longer period (i) as the Commission may
designate up to 90 days of such date if it finds such longer period to
be appropriate and publishes its reasons for so finding or (ii) as to
which the self-regulatory organization consents, the Commission will:
(A) by order approve such proposed rule change, or
(B) institute proceedings to determine whether the proposed rule
change should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to submit written data, views, and
arguments concerning the foregoing, including whether the proposed rule
change is consistent with the Act. Comments may be submitted by any of
the following methods:
Electronic Comments
Use the Commission's Internet comment form (https://www.sec.gov/rules/sro.shtml); or
[[Page 2899]]
Send an e-mail to rule-comments@sec.gov. Please include
File Number SR-FINRA-2009-093 on the subject line.
Paper Comments
Send paper comments in triplicate to Elizabeth M. Murphy,
Secretary, Securities and Exchange Commission, 100 F Street, NE.,
Washington, DC 20549-1090.
All submissions should refer to File Number SR-FINRA-2009-093. This
file number should be included on the subject line if e-mail is used.
To help the Commission process and review your comments more
efficiently, please use only one method. The Commission will post all
comments on the Commission's Internet Web site (https://www.sec.gov/rules/sro.shtml). Copies of the submission,\10\, all subsequent
amendments, all written statements with respect to the proposed rule
change that are filed with the Commission, and all written
communications relating to the proposed rule change between the
Commission and any person, other than those that may be withheld from
the public in accordance with the provisions of 5 U.S.C. 552, will be
available for inspection and copying in the Commission's Public
Reference Room, 100 F Street, NE., Washington, DC 20549, on official
business days between the hours of 10 a.m. and 3 p.m. Copies of the
filing also will be available for inspection and copying at the
principal office of FINRA. All comments received will be posted without
change; the Commission does not edit personal identifying information
from submissions. You should submit only information that you wish to
make available publicly. All submissions should refer to File Number
SR-FINRA-2009-093 and should be submitted on or before February 9,
2010.
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\10\ The text of the proposed rule change is available on the
Commission's Web site at https://www.sec.gov/.
For the Commission, by the Division of Trading and Markets,
pursuant to delegated authority.\11\
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\11\ 17 CFR 200.30-3(a)(12).
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Florence E. Harmon,
Deputy Secretary.
[FR Doc. 2010-798 Filed 1-15-10; 8:45 am]
BILLING CODE 8011-01-P