Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of Proposed Rule Change To Adopt FINRA Rules 1010 (Electronic Filing Requirements for Uniform Forms) and 2263 (Arbitration Disclosure to Associated Persons Signing or Acknowledging Form U4) in the Consolidated FINRA Rulebook, 18779-18782 [E9-9372]
Download as PDF
Federal Register / Vol. 74, No. 78 / Friday, April 24, 2009 / Notices
However, interpositioning that is
unnecessary or violates a member’s
general best execution obligations—
either because of unnecessary costs to
the customer or improperly delayed
executions—would still be prohibited.
The effective date of the proposed
rule change will be the date of
Commission approval. FINRA will
announce the approval in a Regulatory
Notice within 30 days following
Commission approval.
2. Statutory Basis
FINRA believes that the proposed rule
change is consistent with the provisions
of Section 15A(b)(6) of the Act,5 which
requires, among other things, that
FINRA rules must be designed to
prevent fraudulent and manipulative
acts and practices, to promote just and
equitable principles of trade, and, in
general, to protect investors and the
public interest. FINRA believes that the
proposed rule change will allow for a
determination of best execution to be
based on all of the facts and
circumstances surrounding an order
rather than a singular focus on one
aspect of the transaction.
B. Self-Regulatory Organization’s
Statement on Burden on Competition
FINRA does not believe that the
proposed rule change will result in any
burden on competition that is not
necessary or appropriate in furtherance
of the purposes of the Act.
C. Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants or Others
Written comments were neither
solicited nor received.
mstockstill on PROD1PC66 with NOTICES
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
90 days of such date if it finds such
longer period to be appropriate and
favorable as possible under prevailing market
conditions.’’ However, other FINRA rules also
apply when handling customer orders. For
example, NASD Rule 2440 and FINRA Rule 2010
prohibit members from charging customers more
than a fair commission or service charge, taking into
consideration all relevant circumstances. If a
member interposes a third party that charges a
commission or service charge, the member must
ensure that the total resulting commissions or
service charges paid by the customer are fair.
Consequently, unnecessarily interposing a third
party in a transaction and passing on to a customer
a fee charged by that third party would violate
NASD Rule 2440 and FINRA Rule 2010.
5 15 U.S.C. 78o–3(b)(6).
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16:20 Apr 23, 2009
Jkt 217001
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
(A) By order approve such proposed
rule change, or
(B) Institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views, and
arguments concerning the foregoing,
including whether the proposed rule
change is consistent with the Act.
Comments may be submitted by any of
the following methods:
Electronic Comments
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml); or
• Send an e-mail to rulecomments@sec.gov. Please include File
Number SR–FINRA–2007–024 on the
subject line.
Paper Comments
• Send paper comments in triplicate
to Elizabeth M. Murphy, Secretary,
Securities and Exchange Commission,
100 F Street, NE., Washington, DC
20549–1090.
All submissions should refer to File
Number SR–FINRA–2007–024. This file
number should be included on the
subject line if e-mail is used. To help the
Commission process and review your
comments more efficiently, please use
only one method. The Commission will
post all comments on the Commission’s
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for inspection and copying in
the Commission’s Public Reference
Room, 100 F Street, NE., Washington,
DC 20549, on official business days
between the hours of 10 a.m. and 3 p.m.
Copies of such filing also will be
available for inspection and copying at
the principal office of FINRA. All
comments received will be posted
without change; the Commission does
not edit personal identifying
information from submissions. You
should submit only information that
you wish to make publicly available. All
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18779
submissions should refer to File
Number SR–FINRA–2007–024 and
should be submitted on or before May
15, 2009.
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.6
Florence E. Harmon,
Deputy Secretary.
[FR Doc. E9–9374 Filed 4–23–09; 8:45 am]
BILLING CODE 8010–01–P
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–59784; File No. SR–FINRA–
2009–019]
Self-Regulatory Organizations;
Financial Industry Regulatory
Authority, Inc.; Notice of Filing of
Proposed Rule Change To Adopt
FINRA Rules 1010 (Electronic Filing
Requirements for Uniform Forms) and
2263 (Arbitration Disclosure to
Associated Persons Signing or
Acknowledging Form U4) in the
Consolidated FINRA Rulebook
April 17, 2009.
Pursuant to Section 19(b)(1) of the
Securities Exchange Act of 1934
(‘‘Act’’) 1 and Rule 19b–4 thereunder,2
notice is hereby given that on April 7,
2009, Financial Industry Regulatory
Authority, Inc. (‘‘FINRA’’) (f/k/a
National Association of Securities
Dealers, Inc. (‘‘NASD’’)) filed with the
Securities and Exchange Commission
(‘‘SEC’’ or ‘‘Commission’’) the proposed
rule change as described in Items I, II,
and III below, which Items have been
prepared by FINRA. The Commission is
publishing this notice to solicit
comments on the proposed rule change
from interested persons.
I. Self-Regulatory Organization’s
Statement of the Terms of Substance of
the Proposed Rule Change
FINRA is proposing to adopt, subject
to certain amendments, NASD Rules
1140 (Electronic Filing Rules) and 3080
(Disclosure to Associated Persons When
Signing Form U–4) as FINRA rules in
the consolidated FINRA rulebook. The
proposed rule change would renumber
NASD Rule 1140 as FINRA Rule 1010
(Electronic Filing Requirements for
Uniform Forms) and NASD Rule 3080 as
FINRA Rule 2263 (Arbitration
Disclosure to Associated Persons
Signing or Acknowledging Form U4) in
the consolidated FINRA rulebook.
6 17
CFR 200.30–3(a)(12).
U.S.C. 78s(b)(1).
2 17 CFR 240.19b–4.
1 15
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Federal Register / Vol. 74, No. 78 / Friday, April 24, 2009 / Notices
The text of the proposed rule change
is available on FINRA’s Web site at
https://www.finra.org, at the principal
office of FINRA and at the
Commission’s Public Reference Room.
II. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
In its filing with the Commission,
FINRA included statements concerning
the purpose of and basis for the
proposed rule change and discussed any
comments it received on the proposed
rule change. The text of these statements
may be examined at the places specified
in Item IV below. FINRA has prepared
summaries, set forth in sections A, B,
and C below, of the most significant
aspects of such statements.
A. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
1. Purpose
As part of the process of developing
a new consolidated rulebook
(‘‘Consolidated FINRA Rulebook’’),3
FINRA is proposing to adopt, subject to
certain amendments, NASD Rule 1140
(Electronic Filing Rules) as new FINRA
Rule 1010 (Electronic Filing
Requirements for Uniform Forms) and
NASD Rule 3080 (Disclosure to
Associated Persons When Signing Form
U–4) as new FINRA Rule 2263
(Arbitration Disclosure to Associated
Persons Signing or Acknowledging
Form U4). The details of the proposed
rule change are described below.
mstockstill on PROD1PC66 with NOTICES
Proposed FINRA Rule 1010
Web CRD is an interactive, web-based
registration system that maintains the
qualification, employment and
disclosure information, fingerprint
requirements, registration fees and
renewal fees for more than half a
million registered persons.4 NASD Rule
3 The current FINRA rulebook consists of (1)
FINRA Rules; (2) NASD Rules; and (3) rules
incorporated from NYSE (‘‘Incorporated NYSE
Rules’’) (together, the NASD Rules and Incorporated
NYSE Rules are referred to as the ‘‘Transitional
Rulebook’’). While the NASD Rules generally apply
to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that
are also members of the NYSE (‘‘Dual Members’’).
The FINRA Rules apply to all FINRA members,
unless such rules have a more limited application
by their terms. For more information about the
rulebook consolidation process, see FINRA
Information Notice, March 12, 2008 (Rulebook
Consolidation Process).
4 The Central Registration Depository (CRD®),
which was developed jointly by FINRA and the
North American Securities Administrators
Association (NASAA), was first launched in 1981
to centralize the registration process for the
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16:20 Apr 23, 2009
Jkt 217001
1140 supports the information reported
to Web CRD by requiring each member
to file its Forms U4, U5, BR, BDW, and
BD amendments (referred to collectively
as ‘‘Uniform Forms’’) 5 via electronic
process or such other process as FINRA
may prescribe to Web CRD.6 NASD Rule
1140 also requires that the member
retain and provide upon regulatory
request every original, signed initial and
transfer Form U4 that form the basis of
the member’s electronically filed Forms
U4 and every record of the member’s
electronically filed initial and amended
Forms U5.7
Additionally, NASD Rule 1140
requires each member to identify a
registered principal(s) or corporate
officer(s) who has a position of authority
over registration functions to be
responsible for supervising the firm’s
electronic filings. Also, the registered
principal(s) or corporate officer(s) who
has the responsibility to review and
approve the electronically filed forms
must acknowledge, electronically, that
he is filing the information on behalf of
the member and the member’s
associated persons. Finally, the rule
permits a member to use third-party
providers to submit electronic filings;
however, the member remains
securities industry. Over the past two decades, the
system has been expanded and modified
extensively to meet the evolving needs of FINRA’s
constituencies. CRD became an interactive, webbased registration system (Web CRD) on August 16,
1999. See NASD Notice to Members 99–63 (August
1999) (SEC Approves and Adopts Revised Forms
and Electronic Filing Requirement; New Member
Applicants Should Continue to File Paper Forms).
5 The initial Form BD is also a Uniform Form.
However, it is filed with the new membership
application, pursuant to NASD Rule 1013 (New
Member Application and Interview).
6 See NASD Rule 1140(a) (requiring all forms
required to be filed by Article IV, Sections 1
(Application for Membership), 7 (Transfer and
Termination of Membership), and 8 (Registration of
Branch Office) and Article V, Sections 2
(Application for Registration) and 3 (Notification by
Member to the Corporation and Associated Person
of Termination; Amendments to Notification) to be
filed via electronic process or such other process as
FINRA may prescribe); see also Securities Exchange
Act Release No. 41575 (June 29, 1999), 64 FR 36728
(July 7, 1999) (Order Approving File No. SR–
NASD–99–28); NASD Notice to Members 99–63
(August 1999) (informing members of revised Forms
U4, U5, BD, and BDW and requirement that such
forms and their amendments must be filed
electronically pursuant to NASD Rule 1140).
7 NASD Rule 1140 also addresses the continued
submission of paper fingerprint cards in the Web
CRD electronic filing environment by requiring a
member, upon electronically filing a Form U4, to
promptly submit the fingerprint information for the
person named in the Form U4. Pursuant to NASD
Rule 1140, FINRA may make a registration effective
pending receipt of the fingerprint card and also
place a person in an inactive status if FINRA does
not receive the fingerprint card within 30 days of
the filing of a Form U4.
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Fmt 4703
Sfmt 4703
ultimately responsible for the timeliness
and content of the filings.8
The proposed rule change amends
these rule requirements in several
respects. First, the proposed rule change
codifies FINRA’s position that every
initial and transfer electronic Form U4
must be based on an original, manually
signed Form U4 provided to the member
by the person on whose behalf the Form
U4 is being filed.9 While the current
rule specifies that an electronic initial
and transfer Form U4 must be based on
a signed Form U4, it does not expressly
state that such signatures be manual.
FINRA believes it is important to have
clear evidence of the associated person’s
execution of the initial and transfer
Form U4s, including his or her
agreement to the attestations set forth in
the form.
Second, the proposed rule change
modifies the signature requirement with
respect to amendments to disclosure
information in the Form U4. Currently,
amendments to Form U4 that provide
disclosure information must be signed
by the associated person on whose
behalf the filing is made. However, the
new FINRA rule would permit a firm to
file amendments to the Form U4
disclosure information without
obtaining the registered person’s manual
signature if the firm uses reasonable
efforts to (1) provide the registered
person with a copy of the amended
disclosure information prior to filing
and (2) obtain the registered person’s
written acknowledgment (which may be
electronic) prior to filing that the
information has been received and
reviewed. The proposed rule change
also requires a member, as part of its
recordkeeping requirements, to retain
the written acknowledgment in
accordance with SEA Rule 17a-4(e)(1)
and make it available promptly upon
regulatory request.10
8 See Securities Exchange Act Release No. 41575
(June 29, 1999), 64 FR 36728, 36729 (July 7, 1999)
(Order Approving File No. SR–NASD–99–28)
(specifically noting that members may use service
bureaus to submit their electronic filings required
by NASD Rule 1140 but noting that the members
remain ultimately responsible for the timeliness
and content of the filings).
9 Under the CRD system, the member submits the
form on behalf of the associated person by typing
the person’s name into the signature box on the
electronic form.
10 In February 2008, at FINRA’s request, the SEC
staff issued a no-action letter regarding the ability
of FINRA members to rely on Web CRD to satisfy
their record retention requirements under SEA Rule
17a–4 with respect to certain Forms U4, U5 and BR
filed in Web CRD. See Letter from Thomas K.
McGowan, Assistant Director, Division of Trading
and Markets, SEC, to Richard E. Pullano, Associate
Vice President and Chief Counsel, Registration and
Disclosure, FINRA, dated February 19, 2008. In
short, such relief extends to, among other things,
Form U4 amendments that do not require the
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mstockstill on PROD1PC66 with NOTICES
Third, the proposed rule change
clarifies that a member must submit
disclosure information to [sic] which it
has knowledge in those cases where the
member is not able to obtain an
associated person’s manual signature or
written acknowledgment of the
amendment. FINRA believes it is
important to codify the firm’s obligation
to submit such disclosure information,
consistent with the obligation under
Article V, Section 2 of the FINRA ByLaws that every Form U4 be kept
current. Proposed supplementary
material sets forth examples of reasons
why a member may not be able to obtain
the associated person’s manual
signature or written acknowledgment.
They include, but are not limited to, the
associated person refusing to
acknowledge the information in writing,
being on active military duty, or
otherwise being unavailable during the
period provided for filing the
amendment. In such instances, the
proposed supplementary material
instructs a member to enter
‘‘Representative Refused to Sign/
Acknowledge’’ or ‘‘Representative Not
Available’’ or a substantially similar
entry in the signature box to the
electronic form. This instruction is
generally consistent with current
practice in instances where an
associated person is unable or
unavailable to sign a disclosure
information amendment.11
Fourth, the proposed rule change
incorporates Web CRD’s current practice
of permitting Form U4 administrative
information to be amended without
obtaining the associated person’s
signature (manual or otherwise).12
registered person’s signature. Because FINRA’s
request for no-action relief excluded Form U4
amendments that provide or update disclosure
information (on the basis that such amendments
required the registered person’s signature), FINRA
sought clarification from SEC staff on the extent of
the relief in light of the proposed rule change. The
SEC staff has affirmed in a conversation with
FINRA staff that, if the proposed rule change is
approved, the no-action relief provided in the
February 19, 2008 letter will extend to Form U4
amendments that provide or update disclosure
information that are submitted pursuant to the
proposed rule change without obtaining the
registered person’s manual signature. Telephone
conversation between Thomas K. McGowan,
Assistant Director, Division of Trading and Markets,
SEC, and Patrice Gliniecki, Senior Vice President &
Deputy General Counsel and Richard E. Pullano,
Associate Vice President & Chief Counsel,
Registration and Disclosure, FINRA, dated March 5,
2009.
11 FINRA will consider future enhancements to
the CRD system that may include incorporating a
‘‘drop down’’ menu, or some substantially similar
method for recording the reason the registered
person has not acknowledged the filing, to assist
firms in completing the signature section in these
circumstances.
12 See Securities Exchange Act Release No. 41575
(June 29, 1999), 64 FR 36728, 36729 n.7 (July 7,
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16:20 Apr 23, 2009
Jkt 217001
Proposed supplementary material
explains that such administrative
information includes items such as the
addition of state or self-regulatory
organization registrations, exam
scheduling, and updates to residential,
business, and personal history.
Fifth, the proposed rule change
proposes supplementary material
expressly permitting the registered
principal(s) or corporate officer(s) who
is responsible for supervising a firm’s
electronic filings to delegate to another
associated person (who need not be
registered) the electronic filing of the
member’s forms via Web CRD. The
delegatee may also acknowledge,
electronically, that he is making the
filing on behalf of the member and the
member’s associated person. The
proposed supplementary material makes
clear, however, that the principal(s) or
corporate officer(s) may not delegate any
of his or her supervision, review and
approval responsibilities and must take
reasonable and appropriate action to
ensure that all delegated electronic
filing functions are properly executed
and supervised.
Sixth, the staff proposes to retain, but
relocate to supplementary material, the
provision allowing firms to enter into
third-party agreements for the electronic
filing of the required forms. The
supplementary material makes clear that
the firm remains responsible for
complying with the requirements of the
rule.
Finally, the staff proposes to make
other technical changes, such as making
clarifying rule cross-references,
replacing the reference to fingerprint
‘‘cards’’ with fingerprint
‘‘information,’’ 13 and noting the
applicable retention periods for the
forms under SEA Rule 17a–4.14
1999) (Order Approving File No. SR–NASD–99–28);
see also Securities Exchange Act Release No. 37439
(July 15, 1996), 61 FR 37950 (July 22, 1996) (Order
Approving File No. SR–NASD–96–21).
13 This proposed change recognizes that recent
technological improvements to FINRA’s
fingerprinting plan permit members to submit
fingerprints and identifying information to FINRA
using either paper fingerprint cards or by
electronically sending a digitized image of the
fingerprints. See Securities Exchange Act Release
No. 53751 (May 2, 2006), 71 FR 27299 (May 10,
2006) (Order Approving [sic] NASD Fingerprint
Plan). The document is entitled, ‘‘Declaration of
Effectiveness of the Fingerprint Plan of the National
Association of Securities Dealers, Inc.’’
14 The proposed rule clarifies that initial and
amendments to Forms U4 (and related
acknowledgments) must be retained until at least
three years after the registered person’s employment
and any other connection with the member has
terminated. See SEA Rule 17a–4(e)(1). In addition,
initial and amendments to Forms U5 must be
retained for at least three years, the first two years
in an easily accessible place. See SEA Rule 17a–4.
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18781
Proposed FINRA Rule 2263
NASD Rule 3080 (Disclosure to
Associated Persons When Signing Form
U4) requires members to provide each
associated person, whenever the
associated person is asked to sign a new
or amended Form U4, with certain
written disclosures regarding the nature
and process of arbitration proceedings.
The associated person agrees to be
bound by this process upon signing a
Form U4. The disclosures required by
NASD Rule 3080 may be given by the
same member firm to the same
associated person on more than one
occasion during that person’s
employment, if the associated person
has reason to re-sign the Form U4.
NASD Rule 3080 does not address any
private arbitration agreements that the
associated person might enter into with
the member firm.
The disclosure language in NASD
Rule 3080 explains that the Form U4
contains a predispute arbitration clause,
indicates in which Item of the Form U4
the clause is located 15 and advises the
associated person to read the predispute
arbitration clause. Rule 3080 was
modeled on the disclosure given to
customers when signing predispute
arbitration agreements with member
firms, as contained in NASD Rule
3110(f).16
Specifically, NASD Rule 3080
provides that, before signing a Form U4,
an associated person should understand
the following (1) the associated person
is giving up the right to sue a member,
customer or another associated person
in court, except as provided by the rules
of the arbitration forum in which a
claim is to be filed; (2) there is an
exception to the arbitration requirement
for claims of statutory employment
discrimination 17 (such a claim may be
arbitrated at FINRA only if the parties
have agreed to arbitrate it); (3)
arbitration awards are generally final
and binding; (4) discovery is generally
more limited in arbitration than in
court; (5) arbitrators do not have to
explain the reasons for their awards; (6)
the panel of arbitrators may include
either public or industry arbitrators; and
15 The member is responsible for updating this
item number on new disclosure statements if it
changes in later versions of the Form U4. See
Securities Exchange Act Release No. 42061 (October
27, 1999), 64 FR 59815, 59817 n.11 (November 3,
1999) (Order Approving File No. SR–NASD–99–08).
16 FINRA is proposing to renumber NASD Rule
3110(f) as FINRA Rule 2268 (Requirements When
Using Predispute Arbitration Agreements for
Customer Accounts), a stand-alone rule in the
disclosure section of the Consolidated FINRA
Rulebook. See FINRA Regulatory Notice 08–25
(May 2008) (Proposed Consolidated FINRA Rules
Governing Books and Records Requirements).
17 See FINRA Rule 13201.
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(7) the rules of some arbitration forums
may impose time limits for bringing a
claim in arbitration; in some cases, a
claim that is ineligible for arbitration
may be brought in court.
The proposed rule change transfers
NASD Rule 3080 into the Consolidated
FINRA Rulebook as FINRA Rule 2263
with several minor changes. First, the
proposed rule change amends the
current title ‘‘Disclosure to Associated
Person When Signing Form U–4’’ to
clarify that the rule relates to arbitration
disclosures. Accordingly, the new
proposed title is ‘‘Arbitration Disclosure
to Associated Persons Signing or
Acknowledging Form U4.’’
Second, proposed FINRA Rule 2263
clarifies that a member must provide the
required arbitration disclosures
whenever a member asks an associated
person, pursuant to proposed FINRA
Rule 1010 (as described above), to
manually sign an initial or amended
Form U4, or to otherwise provide
written (which may be electronic)
acknowledgement of an amendment to
the Form.
Lastly, the proposed rule change
updates the rule language to reflect
recent amendments to FINRA’s Code of
Arbitration Procedure requiring
arbitrators to provide an explained
decision to the parties in eligible cases
if there is a joint request by all parties
at least 20 days before the first
scheduled hearing date.18
FINRA will announce the
implementation date of the proposed
rule change in a Regulatory Notice to be
published no later than 90 days
following Commission approval.
mstockstill on PROD1PC66 with NOTICES
2. Statutory Basis
FINRA believes that the proposed rule
change is consistent with the provisions
of Section 15A(b)(6) of the Act,19 which
requires, among other things, that
FINRA rules must be designed to
prevent fraudulent and manipulative
acts and practices, to promote just and
equitable principles of trade, and, in
general, to protect investors and the
public interest. FINRA believes that the
proposed changes to NASD Rule 1140
will clarify and streamline the Form U4
electronic filing and amendment
requirements for both members and
members’ associated persons, consistent
with the goals of investor protection.
FINRA also believes that the proposed
changes to NASD Rule 3080 will clarify
the required arbitration disclosures and
18 See Securities Exchange Act Release No. 59358
(Feb. 4, 2009), 74 FR 6928 (Feb. 11, 2009) (Order
Approving File No. SR–FINRA–2008–051).
19 15 U.S.C. 78o–3(b)(6).
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16:20 Apr 23, 2009
Jkt 217001
when members must provide those
disclosures to their associated persons.
B. Self-Regulatory Organization’s
Statement on Burden on Competition
FINRA does not believe that the
proposed rule change will result in any
burden on competition that is not
necessary or appropriate in furtherance
of the purposes of the Act.
C. Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants, or Others
Written comments were neither
solicited nor received.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
90 days of such date if it finds such
longer period to be appropriate and
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
(A) By order approve such proposed
rule change, or
(B) Institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views and
arguments concerning the foregoing,
including whether the proposed rule
change is consistent with the Act.
Comments may be submitted by any of
the following methods:
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for inspection and copying in
the Commission’s Public Reference
Room, 100 F Street, NE., Washington,
DC 20549, on official business days
between the hours of 10 a.m. and 3 p.m.
Copies of such filing also will be
available for inspection and copying at
the principal office of FINRA. All
comments received will be posted
without change; the Commission does
not edit personal identifying
information from submissions. You
should submit only information that
you wish to make available publicly. All
submissions should refer to File
Number SR–FINRA–2009–019 and
should be submitted on or before May
15, 2009
For the Commission, by the Division of
Trading and Markets, pursuant to delegated
authority.20
Florence E. Harmon,
Deputy Secretary.
[FR Doc. E9–9372 Filed 4–23–09; 8:45 am]
BILLING CODE 8010–01–P
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Agencies
[Federal Register Volume 74, Number 78 (Friday, April 24, 2009)]
[Notices]
[Pages 18779-18782]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E9-9372]
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SECURITIES AND EXCHANGE COMMISSION
[Release No. 34-59784; File No. SR-FINRA-2009-019]
Self-Regulatory Organizations; Financial Industry Regulatory
Authority, Inc.; Notice of Filing of Proposed Rule Change To Adopt
FINRA Rules 1010 (Electronic Filing Requirements for Uniform Forms) and
2263 (Arbitration Disclosure to Associated Persons Signing or
Acknowledging Form U4) in the Consolidated FINRA Rulebook
April 17, 2009.
Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934
(``Act'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that
on April 7, 2009, Financial Industry Regulatory Authority, Inc.
(``FINRA'') (f/k/a National Association of Securities Dealers, Inc.
(``NASD'')) filed with the Securities and Exchange Commission (``SEC''
or ``Commission'') the proposed rule change as described in Items I,
II, and III below, which Items have been prepared by FINRA. The
Commission is publishing this notice to solicit comments on the
proposed rule change from interested persons.
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\1\ 15 U.S.C. 78s(b)(1).
\2\ 17 CFR 240.19b-4.
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I. Self-Regulatory Organization's Statement of the Terms of Substance
of the Proposed Rule Change
FINRA is proposing to adopt, subject to certain amendments, NASD
Rules 1140 (Electronic Filing Rules) and 3080 (Disclosure to Associated
Persons When Signing Form U-4) as FINRA rules in the consolidated FINRA
rulebook. The proposed rule change would renumber NASD Rule 1140 as
FINRA Rule 1010 (Electronic Filing Requirements for Uniform Forms) and
NASD Rule 3080 as FINRA Rule 2263 (Arbitration Disclosure to Associated
Persons Signing or Acknowledging Form U4) in the consolidated FINRA
rulebook.
[[Page 18780]]
The text of the proposed rule change is available on FINRA's Web
site at https://www.finra.org, at the principal office of FINRA and at
the Commission's Public Reference Room.
II. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
In its filing with the Commission, FINRA included statements
concerning the purpose of and basis for the proposed rule change and
discussed any comments it received on the proposed rule change. The
text of these statements may be examined at the places specified in
Item IV below. FINRA has prepared summaries, set forth in sections A,
B, and C below, of the most significant aspects of such statements.
A. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
1. Purpose
As part of the process of developing a new consolidated rulebook
(``Consolidated FINRA Rulebook''),\3\ FINRA is proposing to adopt,
subject to certain amendments, NASD Rule 1140 (Electronic Filing Rules)
as new FINRA Rule 1010 (Electronic Filing Requirements for Uniform
Forms) and NASD Rule 3080 (Disclosure to Associated Persons When
Signing Form U-4) as new FINRA Rule 2263 (Arbitration Disclosure to
Associated Persons Signing or Acknowledging Form U4). The details of
the proposed rule change are described below.
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\3\ The current FINRA rulebook consists of (1) FINRA Rules; (2)
NASD Rules; and (3) rules incorporated from NYSE (``Incorporated
NYSE Rules'') (together, the NASD Rules and Incorporated NYSE Rules
are referred to as the ``Transitional Rulebook''). While the NASD
Rules generally apply to all FINRA members, the Incorporated NYSE
Rules apply only to those members of FINRA that are also members of
the NYSE (``Dual Members''). The FINRA Rules apply to all FINRA
members, unless such rules have a more limited application by their
terms. For more information about the rulebook consolidation
process, see FINRA Information Notice, March 12, 2008 (Rulebook
Consolidation Process).
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Proposed FINRA Rule 1010
Web CRD is an interactive, web-based registration system that
maintains the qualification, employment and disclosure information,
fingerprint requirements, registration fees and renewal fees for more
than half a million registered persons.\4\ NASD Rule 1140 supports the
information reported to Web CRD by requiring each member to file its
Forms U4, U5, BR, BDW, and BD amendments (referred to collectively as
``Uniform Forms'') \5\ via electronic process or such other process as
FINRA may prescribe to Web CRD.\6\ NASD Rule 1140 also requires that
the member retain and provide upon regulatory request every original,
signed initial and transfer Form U4 that form the basis of the member's
electronically filed Forms U4 and every record of the member's
electronically filed initial and amended Forms U5.\7\
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\4\ The Central Registration Depository (CRD[reg]), which was
developed jointly by FINRA and the North American Securities
Administrators Association (NASAA), was first launched in 1981 to
centralize the registration process for the securities industry.
Over the past two decades, the system has been expanded and modified
extensively to meet the evolving needs of FINRA's constituencies.
CRD became an interactive, web-based registration system (Web CRD)
on August 16, 1999. See NASD Notice to Members 99-63 (August 1999)
(SEC Approves and Adopts Revised Forms and Electronic Filing
Requirement; New Member Applicants Should Continue to File Paper
Forms).
\5\ The initial Form BD is also a Uniform Form. However, it is
filed with the new membership application, pursuant to NASD Rule
1013 (New Member Application and Interview).
\6\ See NASD Rule 1140(a) (requiring all forms required to be
filed by Article IV, Sections 1 (Application for Membership), 7
(Transfer and Termination of Membership), and 8 (Registration of
Branch Office) and Article V, Sections 2 (Application for
Registration) and 3 (Notification by Member to the Corporation and
Associated Person of Termination; Amendments to Notification) to be
filed via electronic process or such other process as FINRA may
prescribe); see also Securities Exchange Act Release No. 41575 (June
29, 1999), 64 FR 36728 (July 7, 1999) (Order Approving File No. SR-
NASD-99-28); NASD Notice to Members 99-63 (August 1999) (informing
members of revised Forms U4, U5, BD, and BDW and requirement that
such forms and their amendments must be filed electronically
pursuant to NASD Rule 1140).
\7\ NASD Rule 1140 also addresses the continued submission of
paper fingerprint cards in the Web CRD electronic filing environment
by requiring a member, upon electronically filing a Form U4, to
promptly submit the fingerprint information for the person named in
the Form U4. Pursuant to NASD Rule 1140, FINRA may make a
registration effective pending receipt of the fingerprint card and
also place a person in an inactive status if FINRA does not receive
the fingerprint card within 30 days of the filing of a Form U4.
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Additionally, NASD Rule 1140 requires each member to identify a
registered principal(s) or corporate officer(s) who has a position of
authority over registration functions to be responsible for supervising
the firm's electronic filings. Also, the registered principal(s) or
corporate officer(s) who has the responsibility to review and approve
the electronically filed forms must acknowledge, electronically, that
he is filing the information on behalf of the member and the member's
associated persons. Finally, the rule permits a member to use third-
party providers to submit electronic filings; however, the member
remains ultimately responsible for the timeliness and content of the
filings.\8\
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\8\ See Securities Exchange Act Release No. 41575 (June 29,
1999), 64 FR 36728, 36729 (July 7, 1999) (Order Approving File No.
SR-NASD-99-28) (specifically noting that members may use service
bureaus to submit their electronic filings required by NASD Rule
1140 but noting that the members remain ultimately responsible for
the timeliness and content of the filings).
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The proposed rule change amends these rule requirements in several
respects. First, the proposed rule change codifies FINRA's position
that every initial and transfer electronic Form U4 must be based on an
original, manually signed Form U4 provided to the member by the person
on whose behalf the Form U4 is being filed.\9\ While the current rule
specifies that an electronic initial and transfer Form U4 must be based
on a signed Form U4, it does not expressly state that such signatures
be manual. FINRA believes it is important to have clear evidence of the
associated person's execution of the initial and transfer Form U4s,
including his or her agreement to the attestations set forth in the
form.
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\9\ Under the CRD system, the member submits the form on behalf
of the associated person by typing the person's name into the
signature box on the electronic form.
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Second, the proposed rule change modifies the signature requirement
with respect to amendments to disclosure information in the Form U4.
Currently, amendments to Form U4 that provide disclosure information
must be signed by the associated person on whose behalf the filing is
made. However, the new FINRA rule would permit a firm to file
amendments to the Form U4 disclosure information without obtaining the
registered person's manual signature if the firm uses reasonable
efforts to (1) provide the registered person with a copy of the amended
disclosure information prior to filing and (2) obtain the registered
person's written acknowledgment (which may be electronic) prior to
filing that the information has been received and reviewed. The
proposed rule change also requires a member, as part of its
recordkeeping requirements, to retain the written acknowledgment in
accordance with SEA Rule 17a-4(e)(1) and make it available promptly
upon regulatory request.\10\
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\10\ In February 2008, at FINRA's request, the SEC staff issued
a no-action letter regarding the ability of FINRA members to rely on
Web CRD to satisfy their record retention requirements under SEA
Rule 17a-4 with respect to certain Forms U4, U5 and BR filed in Web
CRD. See Letter from Thomas K. McGowan, Assistant Director, Division
of Trading and Markets, SEC, to Richard E. Pullano, Associate Vice
President and Chief Counsel, Registration and Disclosure, FINRA,
dated February 19, 2008. In short, such relief extends to, among
other things, Form U4 amendments that do not require the registered
person's signature. Because FINRA's request for no-action relief
excluded Form U4 amendments that provide or update disclosure
information (on the basis that such amendments required the
registered person's signature), FINRA sought clarification from SEC
staff on the extent of the relief in light of the proposed rule
change. The SEC staff has affirmed in a conversation with FINRA
staff that, if the proposed rule change is approved, the no-action
relief provided in the February 19, 2008 letter will extend to Form
U4 amendments that provide or update disclosure information that are
submitted pursuant to the proposed rule change without obtaining the
registered person's manual signature. Telephone conversation between
Thomas K. McGowan, Assistant Director, Division of Trading and
Markets, SEC, and Patrice Gliniecki, Senior Vice President & Deputy
General Counsel and Richard E. Pullano, Associate Vice President &
Chief Counsel, Registration and Disclosure, FINRA, dated March 5,
2009.
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[[Page 18781]]
Third, the proposed rule change clarifies that a member must submit
disclosure information to [sic] which it has knowledge in those cases
where the member is not able to obtain an associated person's manual
signature or written acknowledgment of the amendment. FINRA believes it
is important to codify the firm's obligation to submit such disclosure
information, consistent with the obligation under Article V, Section 2
of the FINRA By-Laws that every Form U4 be kept current. Proposed
supplementary material sets forth examples of reasons why a member may
not be able to obtain the associated person's manual signature or
written acknowledgment. They include, but are not limited to, the
associated person refusing to acknowledge the information in writing,
being on active military duty, or otherwise being unavailable during
the period provided for filing the amendment. In such instances, the
proposed supplementary material instructs a member to enter
``Representative Refused to Sign/Acknowledge'' or ``Representative Not
Available'' or a substantially similar entry in the signature box to
the electronic form. This instruction is generally consistent with
current practice in instances where an associated person is unable or
unavailable to sign a disclosure information amendment.\11\
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\11\ FINRA will consider future enhancements to the CRD system
that may include incorporating a ``drop down'' menu, or some
substantially similar method for recording the reason the registered
person has not acknowledged the filing, to assist firms in
completing the signature section in these circumstances.
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Fourth, the proposed rule change incorporates Web CRD's current
practice of permitting Form U4 administrative information to be amended
without obtaining the associated person's signature (manual or
otherwise).\12\ Proposed supplementary material explains that such
administrative information includes items such as the addition of state
or self-regulatory organization registrations, exam scheduling, and
updates to residential, business, and personal history.
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\12\ See Securities Exchange Act Release No. 41575 (June 29,
1999), 64 FR 36728, 36729 n.7 (July 7, 1999) (Order Approving File
No. SR-NASD-99-28); see also Securities Exchange Act Release No.
37439 (July 15, 1996), 61 FR 37950 (July 22, 1996) (Order Approving
File No. SR-NASD-96-21).
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Fifth, the proposed rule change proposes supplementary material
expressly permitting the registered principal(s) or corporate
officer(s) who is responsible for supervising a firm's electronic
filings to delegate to another associated person (who need not be
registered) the electronic filing of the member's forms via Web CRD.
The delegatee may also acknowledge, electronically, that he is making
the filing on behalf of the member and the member's associated person.
The proposed supplementary material makes clear, however, that the
principal(s) or corporate officer(s) may not delegate any of his or her
supervision, review and approval responsibilities and must take
reasonable and appropriate action to ensure that all delegated
electronic filing functions are properly executed and supervised.
Sixth, the staff proposes to retain, but relocate to supplementary
material, the provision allowing firms to enter into third-party
agreements for the electronic filing of the required forms. The
supplementary material makes clear that the firm remains responsible
for complying with the requirements of the rule.
Finally, the staff proposes to make other technical changes, such
as making clarifying rule cross-references, replacing the reference to
fingerprint ``cards'' with fingerprint ``information,'' \13\ and noting
the applicable retention periods for the forms under SEA Rule 17a-
4.\14\
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\13\ This proposed change recognizes that recent technological
improvements to FINRA's fingerprinting plan permit members to submit
fingerprints and identifying information to FINRA using either paper
fingerprint cards or by electronically sending a digitized image of
the fingerprints. See Securities Exchange Act Release No. 53751 (May
2, 2006), 71 FR 27299 (May 10, 2006) (Order Approving [sic] NASD
Fingerprint Plan). The document is entitled, ``Declaration of
Effectiveness of the Fingerprint Plan of the National Association of
Securities Dealers, Inc.''
\14\ The proposed rule clarifies that initial and amendments to
Forms U4 (and related acknowledgments) must be retained until at
least three years after the registered person's employment and any
other connection with the member has terminated. See SEA Rule 17a-
4(e)(1). In addition, initial and amendments to Forms U5 must be
retained for at least three years, the first two years in an easily
accessible place. See SEA Rule 17a-4.
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Proposed FINRA Rule 2263
NASD Rule 3080 (Disclosure to Associated Persons When Signing Form
U4) requires members to provide each associated person, whenever the
associated person is asked to sign a new or amended Form U4, with
certain written disclosures regarding the nature and process of
arbitration proceedings. The associated person agrees to be bound by
this process upon signing a Form U4. The disclosures required by NASD
Rule 3080 may be given by the same member firm to the same associated
person on more than one occasion during that person's employment, if
the associated person has reason to re-sign the Form U4. NASD Rule 3080
does not address any private arbitration agreements that the associated
person might enter into with the member firm.
The disclosure language in NASD Rule 3080 explains that the Form U4
contains a predispute arbitration clause, indicates in which Item of
the Form U4 the clause is located \15\ and advises the associated
person to read the predispute arbitration clause. Rule 3080 was modeled
on the disclosure given to customers when signing predispute
arbitration agreements with member firms, as contained in NASD Rule
3110(f).\16\
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\15\ The member is responsible for updating this item number on
new disclosure statements if it changes in later versions of the
Form U4. See Securities Exchange Act Release No. 42061 (October 27,
1999), 64 FR 59815, 59817 n.11 (November 3, 1999) (Order Approving
File No. SR-NASD-99-08).
\16\ FINRA is proposing to renumber NASD Rule 3110(f) as FINRA
Rule 2268 (Requirements When Using Predispute Arbitration Agreements
for Customer Accounts), a stand-alone rule in the disclosure section
of the Consolidated FINRA Rulebook. See FINRA Regulatory Notice 08-
25 (May 2008) (Proposed Consolidated FINRA Rules Governing Books and
Records Requirements).
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Specifically, NASD Rule 3080 provides that, before signing a Form
U4, an associated person should understand the following (1) the
associated person is giving up the right to sue a member, customer or
another associated person in court, except as provided by the rules of
the arbitration forum in which a claim is to be filed; (2) there is an
exception to the arbitration requirement for claims of statutory
employment discrimination \17\ (such a claim may be arbitrated at FINRA
only if the parties have agreed to arbitrate it); (3) arbitration
awards are generally final and binding; (4) discovery is generally more
limited in arbitration than in court; (5) arbitrators do not have to
explain the reasons for their awards; (6) the panel of arbitrators may
include either public or industry arbitrators; and
[[Page 18782]]
(7) the rules of some arbitration forums may impose time limits for
bringing a claim in arbitration; in some cases, a claim that is
ineligible for arbitration may be brought in court.
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\17\ See FINRA Rule 13201.
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The proposed rule change transfers NASD Rule 3080 into the
Consolidated FINRA Rulebook as FINRA Rule 2263 with several minor
changes. First, the proposed rule change amends the current title
``Disclosure to Associated Person When Signing Form U-4'' to clarify
that the rule relates to arbitration disclosures. Accordingly, the new
proposed title is ``Arbitration Disclosure to Associated Persons
Signing or Acknowledging Form U4.''
Second, proposed FINRA Rule 2263 clarifies that a member must
provide the required arbitration disclosures whenever a member asks an
associated person, pursuant to proposed FINRA Rule 1010 (as described
above), to manually sign an initial or amended Form U4, or to otherwise
provide written (which may be electronic) acknowledgement of an
amendment to the Form.
Lastly, the proposed rule change updates the rule language to
reflect recent amendments to FINRA's Code of Arbitration Procedure
requiring arbitrators to provide an explained decision to the parties
in eligible cases if there is a joint request by all parties at least
20 days before the first scheduled hearing date.\18\
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\18\ See Securities Exchange Act Release No. 59358 (Feb. 4,
2009), 74 FR 6928 (Feb. 11, 2009) (Order Approving File No. SR-
FINRA-2008-051).
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FINRA will announce the implementation date of the proposed rule
change in a Regulatory Notice to be published no later than 90 days
following Commission approval.
2. Statutory Basis
FINRA believes that the proposed rule change is consistent with the
provisions of Section 15A(b)(6) of the Act,\19\ which requires, among
other things, that FINRA rules must be designed to prevent fraudulent
and manipulative acts and practices, to promote just and equitable
principles of trade, and, in general, to protect investors and the
public interest. FINRA believes that the proposed changes to NASD Rule
1140 will clarify and streamline the Form U4 electronic filing and
amendment requirements for both members and members' associated
persons, consistent with the goals of investor protection. FINRA also
believes that the proposed changes to NASD Rule 3080 will clarify the
required arbitration disclosures and when members must provide those
disclosures to their associated persons.
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\19\ 15 U.S.C. 78o-3(b)(6).
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B. Self-Regulatory Organization's Statement on Burden on Competition
FINRA does not believe that the proposed rule change will result in
any burden on competition that is not necessary or appropriate in
furtherance of the purposes of the Act.
C. Self-Regulatory Organization's Statement on Comments on the Proposed
Rule Change Received From Members, Participants, or Others
Written comments were neither solicited nor received.
III. Date of Effectiveness of the Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of publication of this notice in the
Federal Register or within such longer period (i) as the Commission may
designate up to 90 days of such date if it finds such longer period to
be appropriate and publishes its reasons for so finding or (ii) as to
which the self-regulatory organization consents, the Commission will:
(A) By order approve such proposed rule change, or
(B) Institute proceedings to determine whether the proposed rule
change should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to submit written data, views and
arguments concerning the foregoing, including whether the proposed rule
change is consistent with the Act. Comments may be submitted by any of
the following methods:
Electronic Comments
Use the Commission's Internet comment form (https://www.sec.gov/rules/sro.shtml); or
Send an e-mail to rule-comments@sec.gov. Please include
File Number SR-FINRA-2009-019 on the subject line.
Paper Comments
Send paper comments in triplicate to Elizabeth M. Murphy,
Secretary, Securities and Exchange Commission, 100 F Street, NE.,
Washington, DC 20549-1090.
All submissions should refer to File Number SR-FINRA-2009-019. This
file number should be included on the subject line if e-mail is used.
To help the Commission process and review your comments more
efficiently, please use only one method. The Commission will post all
comments on the Commission's Internet Web site (https://www.sec.gov/rules/sro.shtml). Copies of the submission, all subsequent amendments,
all written statements with respect to the proposed rule change that
are filed with the Commission, and all written communications relating
to the proposed rule change between the Commission and any person,
other than those that may be withheld from the public in accordance
with the provisions of 5 U.S.C. 552, will be available for inspection
and copying in the Commission's Public Reference Room, 100 F Street,
NE., Washington, DC 20549, on official business days between the hours
of 10 a.m. and 3 p.m. Copies of such filing also will be available for
inspection and copying at the principal office of FINRA. All comments
received will be posted without change; the Commission does not edit
personal identifying information from submissions. You should submit
only information that you wish to make available publicly. All
submissions should refer to File Number SR-FINRA-2009-019 and should be
submitted on or before May 15, 2009
For the Commission, by the Division of Trading and Markets,
pursuant to delegated authority.\20\
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\20\ 17 CFR 200.30-3(a)(12).
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Florence E. Harmon,
Deputy Secretary.
[FR Doc. E9-9372 Filed 4-23-09; 8:45 am]
BILLING CODE 8010-01-P