Self-Regulatory Organizations; National Association of Securities Dealers, Inc.; Notice of Filing of Proposed Rule Change and Amendment No. 1 Thereto Relating to Representation in Arbitration and Mediation, 42123-42126 [05-14444]
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Federal Register / Vol. 70, No. 139 / Thursday, July 21, 2005 / Notices
in disciplinary action, including
potential termination of membership.
DTC, FICC, and NSCC believe that the
proposed rule changes are consistent
with the requirements of Section 17A of
the Act 6 and the rules and regulations
thereunder because the implementation
of the proposals should help DTC, FICC,
and NSCC to enforce compliance with
their connectivity testing rules for
business continuity purposes and as a
result should better enable them to
ensure the safeguarding of securities
and funds which are in their custody or
control.
(B) Self-Regulatory Organization’s
Statement on Burden on Competition
DTC, FICC, and NSCC do not believe
that the proposed rule changes will have
any impact or impose any burden on
competition.
(C) Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants, or Others
DTC, FICC, and NSCC have not
solicited or received any written
comments on these proposals. DTC,
FICC, and NSCC will notify the
Commission of any written comments
they receive.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within thirty-five days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
ninety days of such date if it finds such
longer period to be appropriate and
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
(A) By order approve such proposed
rule change or
(B) Institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views, and
arguments concerning the foregoing,
including whether the proposed rule
changes are consistent with the Act.
Comments may be submitted by any of
the following methods:
Electronic Comments
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml) or
• Send an E-mail to rulecomments@sec.gov. Please include File
6 15
Number SR–DTC–2005–04, SR–FICC–
2005-10, and SR–NSCC–2005–05 on the
subject line.
Paper Comments
• Send paper comments in triplicate
to Jonathan G. Katz, Secretary,
Securities and Exchange Commission,
100 F Street, NE., Washington, DC
20549–0609.
All submissions should refer to File
Number SR–DTC–2005–04, SR–FICC–
2005–10, and SR–NSCC–2005–05.
These file numbers should be included
on the subject line if e-mail is used. To
help the Commission process and
review your comments more efficiently,
please use only one method. The
Commission will post all comments on
the Commission’s Internet Web site
(https://www.sec.gov/rules/sro.shtml).
Copies of the submission, all subsequent
amendments, all written statements
with respect to the proposed rule
changes that are filed with the
Commission, and all written
communications relating to the
proposed rule changes between the
Commission and any person, other than
those that may be withheld from the
public in accordance with the
provisions of 5 U.S.C. 552, will be
available for inspection and copying in
the Commission’s Public Reference
Section, 100 F Street, NE, Washington,
DC 20549. Copies of such filings also
will be available for inspection and
copying at the principal offices of DTC,
FICC, and NSCC and on DTC’s Web site
at https://www.dtc.org, and on FICC’s
Web site at https://www.ficc.com, and on
NSCC’s Web site at https://
www.nscc.com. All comments received
will be posted without change; the
Commission does not edit personal
identifying information from
submissions. You should submit only
information that you wish to make
available publicly.
All submissions should refer to File
Number SR–DTC–2005–04, SR–FICC–
2005–10, and SR–NSCC–2005–05 and
should be submitted on or before
August 5, 2005.
For the Commission by the Division of
Market Regulation, pursuant to delegated
authority.7
J. Lynn Taylor,
Assistant Secretary.
[FR Doc. E5–3871 Filed 7–20–05; 8:45 am]
BILLING CODE 8010–01–P
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42123
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–52045; File No. SR–NASD–
2005–023]
Self-Regulatory Organizations;
National Association of Securities
Dealers, Inc.; Notice of Filing of
Proposed Rule Change and
Amendment No. 1 Thereto Relating to
Representation in Arbitration and
Mediation
July 15, 2005.
Pursuant to section 19(b)(1) of the
Securities Exchange Act of 1934
(‘‘Act’’) 1 and Rule 19b–4 thereunder,2
notice is hereby given that the National
Association of Securities Dealers, Inc.
(‘‘NASD’’), through its wholly owned
subsidiary, NASD Dispute Resolution,
Inc. (‘‘NASD Dispute Resolution’’), filed
with the Securities and Exchange
Commission (‘‘SEC’’ or ‘‘Commission’’),
on February 9, 2005 and on July 8, 2005
(Amendment No. 1), the proposed rule
change as described in items I, II, and
III below, which items have been
prepared by NASD Dispute Resolution.
The Commission is publishing this
notice to solicit comments on the
proposed rule change from interested
persons.
1. Self-Regulatory Organization’s
Statement of the Terms of Substance of
the Proposed Rule Change
NASD Dispute Resolution is
proposing to amend Rule 10316 and to
adopt Rule 10408 of the NASD Code of
Arbitration Procedure (‘‘Code’’), to
address attorney representation in
arbitration and mediation.3 Below is the
text of the proposed rule change.
Proposed new language is in italics;
proposed deletions are in brackets.
*
*
*
*
*
10316. Representation in Arbitration [by
Counsel]
(a) Representation by a Party
Parties may represent themselves in
an arbitration held in a United States
hearing location. A member of a
partnership may represent the
1 15
U.S.C. 78s(b)(1).
CFR 240.19b–4.
3 These provisions will be renumbered as
appropriate following Commission approval of the
following proposed rule changes published on June
23, 2005: Revision of Customer Portion of Code of
Arbitration Procedure, Exchange Act Rel. No. 51856
(June 15, 2005), 70 FR 36442 (June 23, 2005) (SR–
NASD–2003–1580); Revision of Industry Portion of
Code of Arbitration Procedure, Exchange Act Rel.
No. 51857 (June 15, 2005), 70 FR 36430 (June 23,
2005) (SR–NASD–2004–011); and the NASD
Arbitration Rules for Mediation Proceedings,
Exchange Act Rel. No. 51855 (June 15, 2005), 70 FR
36440 (June 23, 2005) (SR–NASD–2004–013).
2 17
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partnership; and a bona fide officer of
a corporation, trust, or association may
represent the corporation, trust, or
association.
(b) Representation by an Attorney
At any stage of an arbitration
proceeding held in a United States
hearing location, [A]all parties shall
have the right to [representation by
counsel at any stage of the proceedings.]
be represented by an attorney at law
admitted to practice before the Supreme
Court of the United States or the highest
court of any state of the United States,
the District of Columbia, or any
commonwealth, territory, or possession
of the United States.
(c) Qualification of Representative
Issues regarding the qualifications of
a person to represent a party in
arbitration are governed by applicable
law and may be determined by an
appropriate court or other regulatory
agency. In the absence of a court order,
the arbitration proceeding shall not be
stayed or otherwise delayed pending
resolution of such issues.
*
*
*
*
*
10408. Representative in Mediation
(a) Representation by Party
Parties may represent themselves in
mediation held in a United States
hearing location. A member of a
partnership may represent the
partnership; and a bona fide officer of
a corporation, trust, or association may
represent the corporation, trust, or
association.
(b) Representation by an Attorney
At any stage of a mediation
proceeding held in a United States
hearing location, all parties shall have
the right to be represented by an
attorney at law admitted to practice
before the Supreme Court of the United
States or the highest court of any state
of the United States, the District of
Columbia, or any commonwealth,
territory, or possession of the United
States.
(c) Qualifications of Representatives
Issues regarding the qualifications of
a person to represent a party in
mediation are governed by applicable
law and may be determined by an
appropriate court or other regulatory
agency. In the absence of a court order,
the mediation proceeding shall not be
delayed pending resolution of such
issues.
*
*
*
*
*
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II. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
In its filing with the Commission,
NASD included statements concerning
the purpose of and basis for the
proposed rule change and discussed any
comments it received on the proposed
rule change. The text of these statements
may be examined at the places specified
in Item IV below. NASD has prepared
summaries, set forth in Sections (A), (B),
and (C) below, of the most significant
aspects of such statements.
(A) Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
Change
(a) Purpose
Background. NASD Dispute
Resolution believes a rule is needed to
address the issue of multi-jurisdictional
practice of law in arbitration and
mediation.4 The multi-jurisdictional
practice of law occurs when attorneys,
licensed in one United States
jurisdiction, practice law in a
jurisdiction in which they are not
licensed. In the area of arbitration, for
example, it is common for an attorney
licensed to practice law in one state to
represent a client in an arbitration
proceeding in another state in which the
attorney is not licensed. Although this
practice is common, it can be a violation
of state unauthorized practice of law
provisions. Until recently, most states
had taken no action against this
practice. However, recent case law
developments suggest that some states
may be reconsidering this position. For
example, three state court rulings have
found that an out-of-state attorney
providing representation in an
arbitration proceeding is engaging in the
practice of law in the state in which the
proceeding occurs, and that it is a
violation of the state’s unauthorized
practice of law statute to participate in
such a proceeding without being
licensed in that jurisdiction.5
In light of these developments and the
trend toward multi-jurisdictional
practice, the American Bar Association
(ABA) amended its Model Rule of
Professional Conduct 5.5 (Model Rule
4 The proposed rule change is intended to address
the issue of multi-jurisdictional practice of law by
attorneys. The proposed rule change does not
address the issue of representation by non-attorneys
in arbitration and medication cases.
5 See Birbrower, Montalbano, Condo & Frank v.
Superior Court, 949 P.2d 1 (Cal. 1998); see also
Florida Bar v. Rapoport, 845 Sa. 2d 874, 2003 Fla.
LEXIS 250 (Fla. 2003) and Disciplinary Council v.
Alexicole, Inc., et al., 2004 Ohio LEXIS 3032 (Ohio
2004).
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5.5) to permit an attorney to represent
a client in a United States jurisdiction
in which he or she is not licensed
without violating the jurisdiction’s
unauthorized practice of law rules, so
long as the representation is related to
an arbitration or medication.6 While
Model Rule 5.5 establishes a new
standard for certain types of legal
activity, it can be enforced only if a state
adopts it into law. Fourteen states have
either adopted Model Rule 5.5 or a
similar version of the rule.7 Other states
have adopted a temporary practice rule,
similar to Model 5.5, which allows an
attorney not licensed in a state to
provide certain types of legal services in
the state on a limited basis.8 In those
states where a temporary practice rule
has yet to be adopted, the state bar
associations appear willing to grant
requests from attorney not licensed in
those states to represent clients in an
arbitration in those states.9
Representation by an Attorney in
NASD Arbitration Forum. The proposed
rule change would clarify that a party
may be represented by an attorney
admitted to practice by the United
States Court, the highest court of any
6 Model Rule 5.5, as amended, would allow a
United States lawyer, admitted in one United States
jurisdiction, to engage in certain types of legal
activity in another United States jurisdiction where
he is not licensed to practice, without being deemed
to be engaging in the unauthorized practice of law.
As amended, Model Rule 5.5 states that a lawyer
may provide legal services on a temporary basis in
an out-of-state jurisdiction that: (1) Are undertaken
in association with a lawyer who is admitted to
practice in the jurisdiction and who actively
participates in the matter; (2) are in or reasonably
related to a pending or potential proceeding before
a tribunal in the jurisdiction or another jurisdiction,
if the lawyer, or a person the lawyer is assisting,
is authorized by law or order to appear in such
proceeding or reasonably expects to be so
authorized; (3) are in or reasonably related to a
pending or potential arbitration, mediation, or other
alternative dispute resolution proceeding in the
jurisdiction or another jurisdiction, if the services
arise out of or are reasonably related to the lawyer’s
practice in a jurisdiction in which the lawyer is
admitted to practice and are not services for which
the forum requires pro hac vice admission; or (4)
are not within paragraphs 2 or 3, and arise out of
or are reasonably related to the lawyer’s practice in
a jurisdiction in which the lawyer is admitted to
practice. This rule is sometimes referred to as the
temporary practice rule.
7 Seven additional states have recommendations
pending in their states’ highest courts to adopt a
rule identical or similar to Rule 5.5. American Bar
Association, Commission on Multijurisdictional
Practice, State Implementation of ABA Model Rule
5.5 (visited Jan. 31, 2005) https://www.abanet.org/
cpr/mjp-home.html.
8 The laws of Michigan and Virginia specifically
authorize occasional or incidental practice of outof-state lawyers. See Mich. Comp. Law Ann. sec.
600.916 and Va. State Bar Rule, Pt. 6, sec. 1(C).
9 See Philadelphia Bar Association, Ethics
Opinions, Opinion 2003–13 (December 2003)
(advising an attorney not licensed in Pennsylvania
that he could conduct an arbitration in
Philadelphia).
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state of the United States, the District of
Columbia, or any commonwealth,
territory, or possession of the United
States.10 The proposed rule change also
explicitly states that, as is currently
permitted, parties may represent
themselves in NASD arbitration
proceedings.
The proposed rule change states that
a party has the right to be represented
by an attorney at law admitted to
practice before the United States
Supreme Court, the highest court of any
state of the United States, the District of
Columbia, or any commonwealth,
territory, or possession of the United
States. Representation by an attorney is
not required under this proposal.
However, NASD believes that
representation by an attorney will
protect the public and benefit investors
by ensuring that a party’s representative
has a minimum level of skill, training,
and character to provide effective
representation in arbitration.11
Under the proposed rule change,
attorneys could represent a client in an
NASD arbitration or mediation, held in
any United States hearing location,
regardless of the jurisdiction in which
the attorneys are licensed. The
attorney’s qualifications to participate as
representatives in a jurisdiction in
which they are not licensed would be
subject to the applicable law of that
jurisdiction. NASD believes the
proposed rule change would assist
attorneys in addressing the issue of
multi-jurisdictional practice without
encroaching on the states’ rights to
determine what activities violate the
states’ unauthorized practice of law
provisions. The proposed rule change is
not intended to prevent a state from
deciding that an out-of-state attorney
may have violated a state’s
unauthorized practice of law provision
by representing a party in an NASD
arbitration or mediation. It is intended,
however, to reflect current practice in
the forum, which, based on experience,
shows that the level of knowledge,
training and skill of an attorney affects
the outcome of an arbitration or
medication proceeding more than the
jurisdiction from which the attorney
received his license to practice.
Further, NASD believes that the
proposed rule change sets a standard of
practice for the arbitration forum that is
consistent with the other rules and
proceedings of NASD. Rule 9141(b) of
the NASD Code of Procedure states, in
relevant part, that a person may be
represented in any disciplinary
proceeding by an attorney at law
admitted to practice before the highest
court of any state of the United States,
the District of Columbia, or any
commonwealth, territory, or possession
of the United States.12
Moreover, the SEC (as well as other
federal agencies) also has a similar
practice rule. Rule 102(b) of the SEC
Rules of Practice states that, in any
proceeding, a person may be
represented by an attorney at law
admitted to practice before the Supreme
Court of the United States or the highest
court of any State.13
10 The proposed rule change would apply only to
hearing locations in the United States, which
include any commonwealth, territory, or possession
of the United States.
11 While not addressed in the proposed rule
change, the NASD continues to be concerned about
the on-going problems that are caused by the
practice of non-attorney representatives in the
forum. These problems, which have been well
documented, may have negative implications for
parties in arbitration. See Securities Arbitration
Reform, Report of the Arbitration Policy Task Force
to the Board of Governors, National Association of
Securities Dealers, Inc. (January 1996); see also
Report of the Securities Industry Conference on
Arbitration on Representation of Parties in
Arbitration by Non-Attorneys, 22 Fordham Urb. L.
J. 507 (1995).
NASD does not believe that the
proposed rule change will result in any
burden on competition that is not
necessary or appropriate in furtherance
of the purposes of the Act, as amended.
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(b) Statutory Basis
NASD believes that the proposed rule
change is consistent with the provisions
of Section 15A(b)(6) of the Act, which
requires, among other things, that the
Association’s rules must be designed to
prevent fraudulent and manipulative
acts and practices, to promote just and
equitable principles of trade, and, in
general, to protect investors and the
public interest. NASD believes that the
proposed rule change clarifies a
standard of practice in its arbitration
forum, which will foster uniformity and
consistency in arbitration proceedings.
As a result, NASD believes that the
proposed rule change will enhance the
administration and operation of the
arbitration process, thereby protecting
investors and the public interest.
(B) Self-Regulatory Organization’s
Statement on Burden on Competition
12 This rule has been enforced in NASD
Enforcement proceedings. In two similar cases, a
respondent’s answer was stricken from the record
because the respondent’s representative had not
indicated that he was a licensed attorney. See
NASDR Office of the Hearing Officers, OHO Order
97–15 (C01970032); see also OHO Order 98–10
(C10970176).
13 See SEC Rules of Practice, 17 CFR § 201.102(b)
(2004).
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42125
(C) Self-Regulatory Organization’s
Statement on Comments on the
Proposed Rule Change Received From
Members, Participants, or Others
Written comments were neither
solicited nor received.
III. Date of Effectiveness of the
Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of
publication of this notice in the Federal
Register or within such longer period (i)
as the Commission may designate up to
90 days of such date if it finds such
longer period to be appropriate and
publishes its reasons for so finding or
(ii) as to which the self-regulatory
organization consents, the Commission
will:
A. By order approve such proposed
rule change, or
B. Institute proceedings to determine
whether the proposed rule change
should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to
submit written data, views, and
arguments concerning the foregoing,
including whether the proposed rule
change, as amended, is consistent with
the Act. Comments may be submitted by
any of the following methods:
Electronic Comments
• Use the Commission’s Internet
comment form (https://www.sec.gov/
rules/sro.shtml); or
• Send an e-mail to rulecomments@sec.gov. Please include File
Number SR–NASD–2005–023 on the
subject line.
Paper Comments
Send paper comments in triplicate to
Jonathan G. Katz, Secretary, Securities
and Exchange Commission, 100 F
Street, NE., Washington, DC 20549–
9303.
All submissions should refer to File
Number SR–NASD–2005–023. This file
number should be included on the
subject line if e-mail is used. To help the
Commission process and review your
comments more efficiently, please use
only one method. The Commission will
post all comments on the Commission’s
Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the
submission, all subsequent
amendments, all written statements
with respect to the proposed rule
change that are filed with the
Commission, and all written
communications relating to the
proposed rule change between the
Commission and any person, other than
those that may be withheld from the
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public in accordance with the
provisions of 5 U.S.C. 552, will be
available for inspection and copying in
the Commission’s Public Reference
Room, 100 F Street, NE., Washington,
DC 20549. Copies of such filing also will
be available for inspection and copying
at the principal office of NASD. All
comments received will be posted
without change; the Commission does
not edit personal identifying
information from submissions. You
should submit only information that
you wish to make available publicly. All
submissions should refer to the File
Number SR–NASD–2005–023 and
should be submitted on or before
August 11, 2005.
For the Commission, by the Division of
Market Regulation, pursuant to delegated
authority.14
J. Lynn Taylor,
Assistant Secretary.
[FR Doc. 05–14444 7–20–05; 8:45 am]
BILLING CODE 8010–01–M
SECURITIES AND EXCHANGE
COMMISSION
[Release No. 34–52046A; File No. SR–
NASD–2004–183]
Self-Regulatory Organizations;
National Association of Securities
Dealers; Notice of Filing of Proposed
Rule and Amendment No. 1 Thereto
Relating to Sales Practice Standards
and Supervisory Requirements for
Transactions in Deferred Variable
Annuities; Corrected
July 19, 2005.
Pursuant to Section 19(b)(1) of the
Securities Exchange Act of 1934
(‘‘Act’’) 1 and Rule 19b–4 thereunder,2
notice is hereby given that on December
14, 2004, the National Association of
Securities Dealers, Inc. (‘‘NASD’’) filed
with the Securities and Exchange
Commission (‘‘SEC’’ or ‘‘Commission’’),
the proposed rule as described in Items
I, II, and III below, which Items have
been prepared by NASD. On July 8,
2005, NASD filed Amendment No. 1 to
the proposed rule.3 The Commission is
publishing this notice to solicit
comments on the proposed rule from
interested persons.
14 17
CFR 200.30–3(a)(12).
U.S.C. 78s(b)(1).
2 17 CFR 240.19b–4.
3 The amendment clarified the rule’s text and
provided additional explanations of that text.
1 15
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I. Self-Regulatory Organization’s
Statement of the Terms of the Substance
of the Proposed Rule
NASD is proposing to adopt a new
rule, proposed NASD Rule 2821, to
create recommendation requirements
(including a suitability obligation),
principal review and approval
requirements, and supervisory and
training requirements tailored
specifically to transactions in deferred
variable annuities. The text of the
proposed rule is available on NASD’s
Web site (https://www.nasd.com), at
NASD’s principal office, and at the
Commission’s Public Reference Room.
II. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
In its filing with the Commission,
NASD included statements concerning
the purpose of and basis for the
proposed rule and discussed any
comments it received on the proposed
rule. The text of these statements may
be examined at the places specified in
Item IV below. NASD has prepared
summaries, set forth in Sections A, B,
and C below, of the most significant
aspects of such statements.
A. Self-Regulatory Organization’s
Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule
1. Purpose
NASD is proposing a new rule,
proposed Rule 2821, that would impose
specific sales practice standards and
supervisory requirements on members
for transactions in deferred variable
annuities.4 NASD has been concerned
about deferred variable annuity
transactions for some time. In part, this
concern stems from the complexities of
the products, which can cause
confusion both for persons associated
with members who sell deferred
4 In general, a variable annuity is a contract
between an investor and an insurance company,
whereby the insurance company promises to make
periodic payments to the contract owner or
beneficiary, starting immediately (an immediate
variable annuity) or at some future time (a deferred
variable annuity). See Joint SEC and NASD Staff
Report on Broker-Dealer Sales of Variable Insurance
Products (June 2004) (‘‘Joint Report’’); NASD Notice
to Members 99–35 (May 1999). The proposed rule
focuses exclusively on transactions in deferred
variable annuities. NASD recognizes that
transactions involving immediate variable annuities
have begun to increase recently, and NASD will
continue to monitor sales practices relating to these
products. Currently, however, deferred variable
annuities make up the majority of variable annuity
transactions. Moreover, to date, most of the
problems associated with transactions in variable
annuities that NASD has uncovered involve the
purchase or exchange of deferred variable annuities.
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variable annuities and for customers
who purchase or exchange them.
Deferred variable annuities are hybrid
investments containing both securities
and insurance features. They offer
choices among a number of complex
contract features (e.g., deferred variable
annuity contracts may offer various
types of death benefits, rebalancing
features, dollar cost averaging options,
and optional riders such as a guaranteed
minimum income benefit, estate
protection enhancements, or long-term
care insurance, in addition to a range of
choices among investment options).5
The amount that will accumulate and be
paid to the investor pursuant to a
deferred variable annuity will fluctuate
depending on the investment options
that the investor chooses. Investors also
can be subject to the following fees or
charges: Surrender charges (which the
investor owes if he or she withdraws
money from the annuity before a
specified period); mortality and expense
risk charges (which the insurance
company charges for the insurance risk
it takes under the contract);
administrative fees (which are used for
recordkeeping and other administrative
expenses); underlying fund expenses
(which relate to the investment options);
and charges for special features and
riders. Moreover, an investor’s
withdrawal of earnings before he or she
reaches the age of 591⁄2 is generally
subject to a 10-percent penalty under
the Internal Revenue Code.
In addition to the complexity of the
product—and perhaps, in part, because
of it—NASD examinations and
investigations have uncovered various
questionable sales practices. In some
instances, associated persons sold
deferred variable annuities to elderly
customers for whom such long-term,
illiquid products were not suitable. In
others, associated persons sold deferred
variable annuities without explaining
(and, in some cases, without knowing)
the characteristics of the products. On a
number of occasions, associated persons
recommended that customers exchange
one deferred variable annuity for
another without ensuring that such
exchanges were beneficial for their
customers or properly disclosing costs.
NASD also determined that a number of
firms had, in general, failed to
adequately train and supervise
associated persons regarding deferred
variable annuity sales.
When NASD first began noticing these
problems, it acted quickly and
persistently to address them on several
fronts. NASD issued Notices to Members
that provided guidelines and reminders
5 See
E:\FR\FM\21JYN1.SGM
Joint Report, supra, note 4.
21JYN1
Agencies
[Federal Register Volume 70, Number 139 (Thursday, July 21, 2005)]
[Notices]
[Pages 42123-42126]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 05-14444]
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SECURITIES AND EXCHANGE COMMISSION
[Release No. 34-52045; File No. SR-NASD-2005-023]
Self-Regulatory Organizations; National Association of Securities
Dealers, Inc.; Notice of Filing of Proposed Rule Change and Amendment
No. 1 Thereto Relating to Representation in Arbitration and Mediation
July 15, 2005.
Pursuant to section 19(b)(1) of the Securities Exchange Act of 1934
(``Act'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that
the National Association of Securities Dealers, Inc. (``NASD''),
through its wholly owned subsidiary, NASD Dispute Resolution, Inc.
(``NASD Dispute Resolution''), filed with the Securities and Exchange
Commission (``SEC'' or ``Commission''), on February 9, 2005 and on July
8, 2005 (Amendment No. 1), the proposed rule change as described in
items I, II, and III below, which items have been prepared by NASD
Dispute Resolution. The Commission is publishing this notice to solicit
comments on the proposed rule change from interested persons.
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\1\ 15 U.S.C. 78s(b)(1).
\2\ 17 CFR 240.19b-4.
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1. Self-Regulatory Organization's Statement of the Terms of Substance
of the Proposed Rule Change
NASD Dispute Resolution is proposing to amend Rule 10316 and to
adopt Rule 10408 of the NASD Code of Arbitration Procedure (``Code''),
to address attorney representation in arbitration and mediation.\3\
Below is the text of the proposed rule change. Proposed new language is
in italics; proposed deletions are in brackets.
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\3\ These provisions will be renumbered as appropriate following
Commission approval of the following proposed rule changes published
on June 23, 2005: Revision of Customer Portion of Code of
Arbitration Procedure, Exchange Act Rel. No. 51856 (June 15, 2005),
70 FR 36442 (June 23, 2005) (SR-NASD-2003-1580); Revision of
Industry Portion of Code of Arbitration Procedure, Exchange Act Rel.
No. 51857 (June 15, 2005), 70 FR 36430 (June 23, 2005) (SR-NASD-
2004-011); and the NASD Arbitration Rules for Mediation Proceedings,
Exchange Act Rel. No. 51855 (June 15, 2005), 70 FR 36440 (June 23,
2005) (SR-NASD-2004-013).
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* * * * *
10316. Representation in Arbitration [by Counsel]
(a) Representation by a Party
Parties may represent themselves in an arbitration held in a United
States hearing location. A member of a partnership may represent the
[[Page 42124]]
partnership; and a bona fide officer of a corporation, trust, or
association may represent the corporation, trust, or association.
(b) Representation by an Attorney
At any stage of an arbitration proceeding held in a United States
hearing location, [A]all parties shall have the right to
[representation by counsel at any stage of the proceedings.] be
represented by an attorney at law admitted to practice before the
Supreme Court of the United States or the highest court of any state of
the United States, the District of Columbia, or any commonwealth,
territory, or possession of the United States.
(c) Qualification of Representative
Issues regarding the qualifications of a person to represent a
party in arbitration are governed by applicable law and may be
determined by an appropriate court or other regulatory agency. In the
absence of a court order, the arbitration proceeding shall not be
stayed or otherwise delayed pending resolution of such issues.
* * * * *
10408. Representative in Mediation
(a) Representation by Party
Parties may represent themselves in mediation held in a United
States hearing location. A member of a partnership may represent the
partnership; and a bona fide officer of a corporation, trust, or
association may represent the corporation, trust, or association.
(b) Representation by an Attorney
At any stage of a mediation proceeding held in a United States
hearing location, all parties shall have the right to be represented by
an attorney at law admitted to practice before the Supreme Court of the
United States or the highest court of any state of the United States,
the District of Columbia, or any commonwealth, territory, or possession
of the United States.
(c) Qualifications of Representatives
Issues regarding the qualifications of a person to represent a
party in mediation are governed by applicable law and may be determined
by an appropriate court or other regulatory agency. In the absence of a
court order, the mediation proceeding shall not be delayed pending
resolution of such issues.
* * * * *
II. Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
In its filing with the Commission, NASD included statements
concerning the purpose of and basis for the proposed rule change and
discussed any comments it received on the proposed rule change. The
text of these statements may be examined at the places specified in
Item IV below. NASD has prepared summaries, set forth in Sections (A),
(B), and (C) below, of the most significant aspects of such statements.
(A) Self-Regulatory Organization's Statement of the Purpose of, and
Statutory Basis for, the Proposed Rule Change
(a) Purpose
Background. NASD Dispute Resolution believes a rule is needed to
address the issue of multi-jurisdictional practice of law in
arbitration and mediation.\4\ The multi-jurisdictional practice of law
occurs when attorneys, licensed in one United States jurisdiction,
practice law in a jurisdiction in which they are not licensed. In the
area of arbitration, for example, it is common for an attorney licensed
to practice law in one state to represent a client in an arbitration
proceeding in another state in which the attorney is not licensed.
Although this practice is common, it can be a violation of state
unauthorized practice of law provisions. Until recently, most states
had taken no action against this practice. However, recent case law
developments suggest that some states may be reconsidering this
position. For example, three state court rulings have found that an
out-of-state attorney providing representation in an arbitration
proceeding is engaging in the practice of law in the state in which the
proceeding occurs, and that it is a violation of the state's
unauthorized practice of law statute to participate in such a
proceeding without being licensed in that jurisdiction.\5\
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\4\ The proposed rule change is intended to address the issue of
multi-jurisdictional practice of law by attorneys. The proposed rule
change does not address the issue of representation by non-attorneys
in arbitration and medication cases.
\5\ See Birbrower, Montalbano, Condo & Frank v. Superior Court,
949 P.2d 1 (Cal. 1998); see also Florida Bar v. Rapoport, 845
S[alpha]. 2d 874, 2003 Fla. LEXIS 250 (Fla. 2003) and Disciplinary
Council v. Alexicole, Inc., et al., 2004 Ohio LEXIS 3032 (Ohio
2004).
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In light of these developments and the trend toward multi-
jurisdictional practice, the American Bar Association (ABA) amended its
Model Rule of Professional Conduct 5.5 (Model Rule 5.5) to permit an
attorney to represent a client in a United States jurisdiction in which
he or she is not licensed without violating the jurisdiction's
unauthorized practice of law rules, so long as the representation is
related to an arbitration or medication.\6\ While Model Rule 5.5
establishes a new standard for certain types of legal activity, it can
be enforced only if a state adopts it into law. Fourteen states have
either adopted Model Rule 5.5 or a similar version of the rule.\7\
Other states have adopted a temporary practice rule, similar to Model
5.5, which allows an attorney not licensed in a state to provide
certain types of legal services in the state on a limited basis.\8\ In
those states where a temporary practice rule has yet to be adopted, the
state bar associations appear willing to grant requests from attorney
not licensed in those states to represent clients in an arbitration in
those states.\9\
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\6\ Model Rule 5.5, as amended, would allow a United States
lawyer, admitted in one United States jurisdiction, to engage in
certain types of legal activity in another United States
jurisdiction where he is not licensed to practice, without being
deemed to be engaging in the unauthorized practice of law. As
amended, Model Rule 5.5 states that a lawyer may provide legal
services on a temporary basis in an out-of-state jurisdiction that:
(1) Are undertaken in association with a lawyer who is admitted to
practice in the jurisdiction and who actively participates in the
matter; (2) are in or reasonably related to a pending or potential
proceeding before a tribunal in the jurisdiction or another
jurisdiction, if the lawyer, or a person the lawyer is assisting, is
authorized by law or order to appear in such proceeding or
reasonably expects to be so authorized; (3) are in or reasonably
related to a pending or potential arbitration, mediation, or other
alternative dispute resolution proceeding in the jurisdiction or
another jurisdiction, if the services arise out of or are reasonably
related to the lawyer's practice in a jurisdiction in which the
lawyer is admitted to practice and are not services for which the
forum requires pro hac vice admission; or (4) are not within
paragraphs 2 or 3, and arise out of or are reasonably related to the
lawyer's practice in a jurisdiction in which the lawyer is admitted
to practice. This rule is sometimes referred to as the temporary
practice rule.
\7\ Seven additional states have recommendations pending in
their states' highest courts to adopt a rule identical or similar to
Rule 5.5. American Bar Association, Commission on
Multijurisdictional Practice, State Implementation of ABA Model Rule
5.5 (visited Jan. 31, 2005) https://www.abanet.org/cpr/mjp-home.html.
\8\ The laws of Michigan and Virginia specifically authorize
occasional or incidental practice of out-of-state lawyers. See Mich.
Comp. Law Ann. sec. 600.916 and Va. State Bar Rule, Pt. 6, sec.
1(C).
\9\ See Philadelphia Bar Association, Ethics Opinions, Opinion
2003-13 (December 2003) (advising an attorney not licensed in
Pennsylvania that he could conduct an arbitration in Philadelphia).
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Representation by an Attorney in NASD Arbitration Forum. The
proposed rule change would clarify that a party may be represented by
an attorney admitted to practice by the United States Court, the
highest court of any
[[Page 42125]]
state of the United States, the District of Columbia, or any
commonwealth, territory, or possession of the United States.\10\ The
proposed rule change also explicitly states that, as is currently
permitted, parties may represent themselves in NASD arbitration
proceedings.
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\10\ The proposed rule change would apply only to hearing
locations in the United States, which include any commonwealth,
territory, or possession of the United States.
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The proposed rule change states that a party has the right to be
represented by an attorney at law admitted to practice before the
United States Supreme Court, the highest court of any state of the
United States, the District of Columbia, or any commonwealth,
territory, or possession of the United States. Representation by an
attorney is not required under this proposal. However, NASD believes
that representation by an attorney will protect the public and benefit
investors by ensuring that a party's representative has a minimum level
of skill, training, and character to provide effective representation
in arbitration.\11\
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\11\ While not addressed in the proposed rule change, the NASD
continues to be concerned about the on-going problems that are
caused by the practice of non-attorney representatives in the forum.
These problems, which have been well documented, may have negative
implications for parties in arbitration. See Securities Arbitration
Reform, Report of the Arbitration Policy Task Force to the Board of
Governors, National Association of Securities Dealers, Inc. (January
1996); see also Report of the Securities Industry Conference on
Arbitration on Representation of Parties in Arbitration by Non-
Attorneys, 22 Fordham Urb. L. J. 507 (1995).
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Under the proposed rule change, attorneys could represent a client
in an NASD arbitration or mediation, held in any United States hearing
location, regardless of the jurisdiction in which the attorneys are
licensed. The attorney's qualifications to participate as
representatives in a jurisdiction in which they are not licensed would
be subject to the applicable law of that jurisdiction. NASD believes
the proposed rule change would assist attorneys in addressing the issue
of multi-jurisdictional practice without encroaching on the states'
rights to determine what activities violate the states' unauthorized
practice of law provisions. The proposed rule change is not intended to
prevent a state from deciding that an out-of-state attorney may have
violated a state's unauthorized practice of law provision by
representing a party in an NASD arbitration or mediation. It is
intended, however, to reflect current practice in the forum, which,
based on experience, shows that the level of knowledge, training and
skill of an attorney affects the outcome of an arbitration or
medication proceeding more than the jurisdiction from which the
attorney received his license to practice.
Further, NASD believes that the proposed rule change sets a
standard of practice for the arbitration forum that is consistent with
the other rules and proceedings of NASD. Rule 9141(b) of the NASD Code
of Procedure states, in relevant part, that a person may be represented
in any disciplinary proceeding by an attorney at law admitted to
practice before the highest court of any state of the United States,
the District of Columbia, or any commonwealth, territory, or possession
of the United States.\12\
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\12\ This rule has been enforced in NASD Enforcement
proceedings. In two similar cases, a respondent's answer was
stricken from the record because the respondent's representative had
not indicated that he was a licensed attorney. See NASDR Office of
the Hearing Officers, OHO Order 97-15 (C01970032); see also OHO
Order 98-10 (C10970176).
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Moreover, the SEC (as well as other federal agencies) also has a
similar practice rule. Rule 102(b) of the SEC Rules of Practice states
that, in any proceeding, a person may be represented by an attorney at
law admitted to practice before the Supreme Court of the United States
or the highest court of any State.\13\
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\13\ See SEC Rules of Practice, 17 CFR Sec. 201.102(b) (2004).
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(b) Statutory Basis
NASD believes that the proposed rule change is consistent with the
provisions of Section 15A(b)(6) of the Act, which requires, among other
things, that the Association's rules must be designed to prevent
fraudulent and manipulative acts and practices, to promote just and
equitable principles of trade, and, in general, to protect investors
and the public interest. NASD believes that the proposed rule change
clarifies a standard of practice in its arbitration forum, which will
foster uniformity and consistency in arbitration proceedings. As a
result, NASD believes that the proposed rule change will enhance the
administration and operation of the arbitration process, thereby
protecting investors and the public interest.
(B) Self-Regulatory Organization's Statement on Burden on Competition
NASD does not believe that the proposed rule change will result in
any burden on competition that is not necessary or appropriate in
furtherance of the purposes of the Act, as amended.
(C) Self-Regulatory Organization's Statement on Comments on the
Proposed Rule Change Received From Members, Participants, or Others
Written comments were neither solicited nor received.
III. Date of Effectiveness of the Proposed Rule Change and Timing for
Commission Action
Within 35 days of the date of publication of this notice in the
Federal Register or within such longer period (i) as the Commission may
designate up to 90 days of such date if it finds such longer period to
be appropriate and publishes its reasons for so finding or (ii) as to
which the self-regulatory organization consents, the Commission will:
A. By order approve such proposed rule change, or
B. Institute proceedings to determine whether the proposed rule
change should be disapproved.
IV. Solicitation of Comments
Interested persons are invited to submit written data, views, and
arguments concerning the foregoing, including whether the proposed rule
change, as amended, is consistent with the Act. Comments may be
submitted by any of the following methods:
Electronic Comments
Use the Commission's Internet comment form (https://
www.sec.gov/rules/sro.shtml); or
Send an e-mail to rule-comments@sec.gov. Please include
File Number SR-NASD-2005-023 on the subject line.
Paper Comments
Send paper comments in triplicate to Jonathan G. Katz, Secretary,
Securities and Exchange Commission, 100 F Street, NE., Washington, DC
20549-9303.
All submissions should refer to File Number SR-NASD-2005-023. This
file number should be included on the subject line if e-mail is used.
To help the Commission process and review your comments more
efficiently, please use only one method. The Commission will post all
comments on the Commission's Internet Web site (https://www.sec.gov/
rules/sro.shtml). Copies of the submission, all subsequent amendments,
all written statements with respect to the proposed rule change that
are filed with the Commission, and all written communications relating
to the proposed rule change between the Commission and any person,
other than those that may be withheld from the
[[Page 42126]]
public in accordance with the provisions of 5 U.S.C. 552, will be
available for inspection and copying in the Commission's Public
Reference Room, 100 F Street, NE., Washington, DC 20549. Copies of such
filing also will be available for inspection and copying at the
principal office of NASD. All comments received will be posted without
change; the Commission does not edit personal identifying information
from submissions. You should submit only information that you wish to
make available publicly. All submissions should refer to the File
Number SR-NASD-2005-023 and should be submitted on or before August 11,
2005.
For the Commission, by the Division of Market Regulation,
pursuant to delegated authority.\14\
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\14\ 17 CFR 200.30-3(a)(12).
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J. Lynn Taylor,
Assistant Secretary.
[FR Doc. 05-14444 7-20-05; 8:45 am]
BILLING CODE 8010-01-M