2005 Nevada Revised Statutes - Chapter 679A — General Provisions
Title 57 - INSURANCE
CHAPTER 679A - GENERAL PROVISIONS
NRS 679A.010 Shorttitle.
NRS 679A.020 Definitions.
NRS 679A.030 Authorizedand unauthorized insurer defined.
NRS 679A.040 Bonafide resident defined.
NRS 679A.050 Codedefined.
NRS 679A.060 Commissionerdefined.
NRS 679A.085 Divisiondefined.
NRS 679A.090 Domestic,foreign and alien insurer defined.
NRS 679A.095 Hospicecare defined.
NRS 679A.100 Insurerdefined.
NRS 679A.110 Individualdefined.
NRS 679A.112 Policydefined.
NRS 679A.115 Premiumdefined.
NRS 679A.117 Producerof insurance defined.
NRS 679A.118 Providerof insurance defined.
NRS 679A.120 Statedefined.
NRS 679A.130 Transactinginsurance defined.
NRS 679A.140 Purposes;construction.
NRS 679A.150 Compliancerequired.
NRS 679A.160 Applicationof Code to particular types of insurers.
NRS 679A.165 Requiredmanner of obtaining insurance.
NRS 679A.170 Particularprovisions prevail.
NRS 679A.180 Generalpenalty; penalty in addition to administrative discipline.
NRS 679A.190 Disciplinaryproceeding, fine and penalty authorized after expiration or voluntary surrenderof license or certificate issued pursuant to Code.
NRS 679A.200 Prohibitingfee to include provider of health care on panel of providers; penalty; award ofcosts and attorneys fees.
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NRS
(Added to NRS by 1971, 1557)
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(Added to NRS by 1971, 1557; A 1983, 1933; 1991,1613; 1993, 1897; 2001,2179)
NRS
1. An authorized insurer is one authorized totransact insurance or reinsurance in this State under a subsisting certificateof authority issued by the Commissioner.
2. An unauthorized insurer is one not so authorized.
(Added to NRS by 1971, 1557; A 1987, 641)
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(Added to NRS by 1971, 1558)
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(Added to NRS by 1971, 1558)
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(Added to NRS by 1971, 1558)
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(Added to NRS by 1993, 1897)
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1. A domestic insurer is one:
(a) Formed under the laws of Nevada, unless it hasconverted into a foreign insurer; or
(b) Which has converted into a domestic insurer.
2. A foreign insurer is one:
(a) Formed under the laws of any jurisdiction otherthan this state, unless it has converted into a domestic insurer; or
(b) Which has converted into a foreign insurer.
3. An alien insurer is one formed under the laws ofany country other than the United States of America or any of its states.
4. Except where distinguished by context, foreigninsurer includes also alien insurer.
(Added to NRS by 1971, 1558; A 1983, 683)
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(Added to NRS by 1983, 1933; A 1989, 1031)
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(Added to NRS by 1971, 1558)
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(Added to NRS by 1971, 1559; A 1985, 537)
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(Added to NRS by 1981, 1141)
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(Added to NRS by 1981, 1141)
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(Added to NRS by
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(Added to NRS by
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(Added to NRS by 1971, 1559; A 1983, 154)
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1. Solicitation or inducement.
2. Negotiations.
3. Effectuation of a contract of insurance.
4. Transaction of matters subsequent to effectuationand arising out of such a contract.
(Added to NRS by 1971, 1559)
NRS
1. The purposes of this Code are to:
(a) Protect policyholders and all having an interestunder insurance policies;
(b) Implement the public interest in the business ofinsurance;
(c) Provide adequate standards of solidity of insurers,and of integrity and competence in conduct of their affairs in the home officesand in the field;
(d) Improve and thereby preserve state regulation ofinsurance;
(e) Insure that policyholders, claimants and insurers aretreated fairly and equitably;
(f) Encourage full cooperation of the office ofCommissioner with other regulatory bodies, both of this and other states and ofthe Federal Government;
(g) Insure that the State has an adequate and healthyinsurance market characterized by competitive conditions and the exercise ofinitiative;
(h) Prevent misleading, unfair and monopolisticpractices in insurance operations; and
(i) Continue to provide the State of Nevada with acomprehensive, modern and adequate body of law, in response to the McCarran Act(Public Law 15, 79th Congress, 15 U.S.C. 1011 to 1015, inclusive), for theeffective regulation and supervision of insurance business transacted within,or affecting interests of the people of this state.
2. The provisions of this Code shall be givenreasonable and liberal construction for the fulfillment of these purposes.
(Added to NRS by 1971, 1559)
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(Added to NRS by 1971, 1560)
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1. Fraternal benefit societies, as identified in
2. Hospital, medical or dental service corporations,as identified in chapter 695B of NRS, exceptas stated in chapter 695B of NRS.
3. Motor clubs, as identified in
4. Bail agents, as identified in
5. Risk retention groups, as identified in
6. Captive insurers, as identified in
7. Health and welfare plans arising out of collectivebargaining under chapter 288 of NRS, exceptthat the Commissioner may review the plan to ensure that the benefits arereasonable in relation to the premiums and that the fund is financially sound.
(Added to NRS by 1971, 1560; A 1971, 1931; 1983, 712;1987, 1333; 1993, 2381; 1995, 467; 1997, 299, 3374;
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(Added to NRS by 1993, 2380)
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(Added to NRS by 1971, 1560)
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1. Unless the same is defined as a felony under anyother law of this state, or punishment provided therefor classifies itotherwise, every violation of any provision of this Code is a misdemeanor.
2. Every penalty imposed by this Code shall be inaddition to any applicable suspension, revocation or denial of a license orcertificate of authority.
(Added to NRS by 1971, 1560)
NRS
1. Prohibit the Commissioner from initiating orcontinuing a disciplinary proceeding against the holder of the license orcertificate; or
2. Prevent the imposition or collection of any fine orpenalty authorized pursuant to the provisions of this Code against the holderof the license or certificate.
(Added to NRS by
NRS
1. If an organization establishes a panel of providersof health care and makes the panel available for use by an insurer whenoffering health care services pursuant to chapter689A, 689B,
(a) A fee to include the name of the provider on thepanel of providers of health care; or
(b) Any other fee related to establishing a provider ofhealth care as a provider for the organization.
2. If an organization violates the provisions ofsubsection 1, the organization shall pay to the insurer or provider of healthcare, as appropriate, an amount that is equal to twice the fee charged to theinsurer or provider of health care.
3. A court shall award costs and reasonable attorneysfees to the prevailing party in an action brought pursuant to this section.
4. In addition to any relief granted pursuant to thissection, if an organization violates the provisions of subsection 1, and if aninsurer offering health care services pursuant to chapter689A, 689B,
a) Complies with the provisions of subsection 1; and
(b) Refunds to all providers of health care any feesobtained by the organization in violation of subsection 1.
(Added to NRS by
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