Current through September 21, 2024
(a) Eligibility
Requirements for the Aged, Blind or Disabled.
(i) Age sixty-five (65) or over;
(ii) Legally blind as certified by an optical
professional or the Social Security Administration (SSA); or
(iii) An individual who is determined
disabled by the SSA or the Department.
(b) The following individuals are eligible
for Medicaid:
(i) Individuals entitled to
Supplemental Security Income (SSI).
(ii) Any aged, blind, or disabled individual
who loses eligibility for SSI benefits due to an increase in income, but who
would be eligible for SSI if the Cost of Living Adjustments (COLA) received
since the SSI termination were disregarded.
(iii) Individuals who lose SSI benefits due
to the entitlement of SSA widow/widower benefits, as defined in Section 1634(b)
of the Social Security Act.
(iv)
Individuals who are Aged, Blind or Disabled and reside in a Medical
institution, receive hospice services in accordance with a voluntary election,
or receive Home and Community Based Services under a waiver and have income at
or below three hundred percent (300%) of the payment standard. Individuals
shall reside in a medical institution for thirty (30) consecutive days or more,
unless the individual is eligible for SSI or dies before completion of the
thirty (30) consecutive.
(c) Treatment of Income.
(i) Income of a spouse is not available to
the other spouse when applying for Inpatient Hospital Care, Employed
Individuals with Disabilities, Nursing Home, Hospice, or Home and Community
Based Services under a waiver, pursuant to Section 1915(c) of the Social
Security Act.
(ii) A parent's
income is available to a child until the month after the child attains age
eighteen (18) if the child lives in the parent's home. A parent's income is not
available to a child if the child is married, institutionalized for more than
thirty (30) days, or if the child applies for assistance under a Home and
Community Based Services waiver or the Employed Individuals with Disabilities
program.
(iii) To qualify for an
Income Trust exception the trust shall be treated in accordance with Section
1917(d)(4)(B), [42
U.S.C. 1396p], and be:
(A) Irrevocable.
(B) Composed only of pension, Social
Security, and other income to the individual and accumulated income in the
trust.
(C) Provide that the
Department will receive all amounts remaining in the trust upon the death of
the individual up to the amount equal to the total amount of medical assistance
paid on behalf of the beneficiary.
(D) Allow a monthly distribution of three
hundred percent (300%) of the SSI payment standard for programs with no patient
contribution, reasonable costs of administering the trust, and a Community
Spouse allowance.
(E) Allow a
monthly distribution to pay towards the cost of nursing facility services, less
allowable deductions. Deductions shall be allocated, as specified in
42
C.F.R. §
435.725, except the trust may
provide that the trustee pay any reasonable costs of administering the trust;
and
(F) Not allow any portion of
the principal to be available to the individual.
(G) Penalties for transferred resources shall
not apply to resources transferred into an Income Trust.
(d) Treatment of Resources.
(i) Resources shall be determined to be
available to the individual when the individual has the legal right, authority,
or power to liquidate.
(ii)
Resources shall be determined to be unavailable to the individual when there is
a legal barrier that prevents the access or right to dispose of the resource.
The individual shall pursue reasonable steps to overcome the legal barrier
unless it is determined by the Department that the cost of pursuing legal
action would exceed the resource value of the property or that it is unlikely
the individual would succeed in the legal action.
(iii) A home, as defined by Chapter 1 of the
Wyoming Medicaid Rules, is an excluded resource.
(iv) Medicaid may disregard any resources
claimed by an individual in an amount equal to or less than the benefits paid
on behalf of the individual by a Qualified LongTerm Care Partnership Policy as
defined by W.S. §
42-7-102(a)(v).
(v) Resources shall not exceed the SSI
resource limits, as specified in
20 C.F.R. §
416.1205. Individuals who are Aged, Blind or
Disabled and reside in a medical institution, receive Hospice Services, or
receive Home and Community Based Services under a waiver shall receive an
additional Community Spouse allowance as specified in Section 1924 of the of
the Social Security Act.
(vi)
Treatment of Trusts.
(A) Revocable and
Irrevocable Trusts shall be treated in accordance with W. S. §§
42-2-402 and
42-2-403
and Sec. 1917(d)(3) [42
U.S.C. 1396p].
(B) Resources within a Special Needs Trust
that is established in accordance with W. S. §
42-2-402,
42-2-403
and Section 1917(d)(4)(A) [42
U.S.C. 1396p] shall be considered an excluded
resource.
(I) The Trustee shall obtain the
consent of the Department prior to early termination of a Special Needs Trust
pursuant to W.S. §
4-10-412. The Department shall consent to
termination of a Special Needs Trust prior to the individual's death when a
court order is entered providing that the Department shall be fully reimbursed
from the Special Needs Trust. The Department shall be joined as a party to any
such proceedings and served with a copy of all pleadings.
(II) All Special Needs Trusts shall have a
valid Spendthrift provision that complies with the laws of every state in which
the individual has received Medicaid benefits.
(III) The Department is a Qualified
Beneficiary defined in W.S. §
4-10-103(a)(xv)(E).
(IV) Distributions.
(1.) Distributions shall be for the sole
benefit of the disabled individual and shall be used to provide for the
individual's special needs; and
(2.) Distributions for funeral expenses shall
not be paid after the beneficiary's death until the Department and all other
state Medicaid agencies are fully reimbursed.
(3.) Distribution shall only be allowed for
the individual's basic needs when the Trustee has proven to the Department that
the disabled individual's basic needs are not adequately being provided for by
government assistance programs.
(V) All contributions from third parties to a
Special Needs Trust shall be deemed an irrevocable gift to the disabled
individual, and the third party shall not be able to redirect resources
transferred to the trust, or otherwise exert any interest or control over the
resources in the trust.
(VI) When
the Special Needs Trust has or will receive annuity payments, structured
settlement payments, or any other periodic payments, the payments shall be
titled in the name of the trust.
(VII) The trustee shall provide an annual
accounting of the trust income and expenditures to the Department. The
Department may request more frequent accountings at its discretion.
(VIII) All distributions to or for the
benefit of the beneficiary, unless paid directly to a third party, shall be
income to the beneficiary.
(IX) No
portion of the principal shall be available to the beneficiary.
(X) When the beneficiary dies or the trust is
terminated, the trustee shall notify the Department and provide a sworn
affidavit with an accounting within two (2) months after the individual's
death.
(C) Pooled Trusts
shall be established in accordance with W.S. §
42-2-403(f)(iii) and Section
1917(d)(4)(C) [42
U.S.C. 1396p].
(I) The Pooled Trust shall be established for
the sole benefit of an individual who is under age sixty-five (65) and disabled
according to the criteria set forth in
42
U.S.C. §
1382c(a)(3),
by the individual, parent, grandparent, legal guardian of the disabled
individual, or by a court.
(II) The
Pooled Trust shall provide that upon the death of the beneficiary or
termination of the trust during the beneficiary's lifetime, whichever is
sooner, the Department receives any amount, up to the amount of medical
assistance benefits paid on behalf of the beneficiary, remaining in the
beneficiary's trust account after deduction for reasonable administrative fees
and expenses, and an additional remainder amount.
(III) All distributions from the Pooled Trust
shall be for the sole benefit of the beneficiary and shall be used to provide
for the beneficiary's special needs.
(1.) Any
distribution from the trust paid directly to the beneficiary shall be
considered income available to the beneficiary.
(2.) Distributions for funeral expenses shall
not be paid after the beneficiary's death until the Department and all other
Medicaid agencies in other states are fully reimbursed.
(IV) Penalties for transferred resources
shall not apply to resources transferred into a Pooled Trust, except that all
amounts transferred to the Pooled Trust by the beneficiary or beneficiary's
spouse after the beneficiary turns age sixty-five (65) shall be subject to a
transfer penalty as specified in subsection (h) below.
(vii) Real property shall be
considered unavailable to the individual for purposes of resource
determinations when:
(A) Bona Fide Effort To
Sell Agreement when the client has been eligible for Medicaid for six months or
more, or
(B) Conditional Benefits
Agreement when the individual has been eligible for Medicaid for less than six
months.
(e)
Personal Care Contracts
(i) A "Personal Care
Contract" (PCC) is an agreement between a caregiver and an aged, blind or
disabled individual to provide caregiver services for fair market value.
Payments made to family members through a PCC to delay or prevent entrance into
a long term care facility are considered transfers for fair market value only
if the agreement meets the requirements in this Section and documentation is
provided to the Department upon request.
(ii) The PCC shall be a detailed writing that
includes:
(A) The date the care
begins;
(B) A detailed description
of the services to be provided;
(C)
How often services will be provided;
(D) How much the caregiver will be
compensated;
(E) When the caregiver
will be compensated;
(F) How long
the agreement is to be in effect;
(G) A statement that the terms of the
agreement can be modified only by mutual agreement of the parties and approved
by the Department;
(H) The location
where services will be provided; and
(I) The notarized signature of both
parties.
(iii) The
following services may be provided through a PCC when the individual is
receiving unduplicated services at home and are not in a facility: preparing
meals, shopping, medication management, transportation to medical appointments,
paying bills, light housekeeping, and assistance with activities of daily
living.
(iv) No services shall be
provided under a PCC while an individual resides in a long term care facility
or receives services under a Waiver program. A caregiver shall not duplicate
services provided by a home health aide, nurse, medical professional, or other
care provider hired to assist the individual regardless of whether the
individual resides in a long term care facility or receives services within
their home.
(v) "Advocating for
services" shall not be an allowable service under a PCC.
(vi) The Department shall verify the fair
market value of these services through the use of the U.S. Department of Labor,
Bureau of Labor Statistics, Occupational Outlook Handbook see
https://www.bls.gov/ooh/healthcare/home-health-aides-and-personal-care-aides.htm?view_full.
(vii) Caregivers shall not receive
payment in advance of services performed. Prepayments made to caregivers shall
be considered a transfer for less than fair market value.
(viii) A PCC shall not be retroactive and
shall be considered a transfer for less than fair market value in accordance
with subsection (h) of this Chapter.
(f) Patient Contribution.
(i) Deductions from the individual's gross
income shall be allowed in determining the amount of the individual's monthly
contribution to be paid toward the cost of care in a medical
facility.
(ii) Allowable deductions
shall be applied in accordance with the Social Security Act, 42 § C.F.R.
435.725 and the Medicaid State Plan.
(iii) An individual temporarily in an
institution shall be allowed a maintenance deduction not to exceed one hundred
fifty dollars ($150.00) per month for up to six (6) months to maintain the
home, except:
(A) The deduction shall not be
allowed when a physician verifies the individual will not be able to return to
the home within six (6) months; or
(B) The deduction is not allowed if the
individual has a spouse who is not institutionalized.
(iv) Deductions for a community spouse who
lives in the community when the married partner lives in a medical institution,
receives services under a Home & Community Based Services Waiver, or
Hospice Care, shall be applied in the manner prescribed in Title XIX of the
Social Security Act,
42
C.F.R. 435.725 and the Medicaid State
Plan.
(g) Benefits
begin:
(i) After completion of thirty (30)
consecutive days in a medical institution or thirty (30) days after a hospice
election.
(ii) The first day of the
month during which the plan of the care is approved by the Department for the
Home and Community Based Services Waiver Program, and after all eligibility
requirements are met.
(i) A transfer penalty shall be imposed for
nursing facility or home and community based services when an individual or the
individual's spouse disposes of income or resources for less than fair market
value on or after the look-back period, as prescribed in Section 1917(c) of the
Social Security Act, [42
U.S.C. §
1396p(c)], and
W.S. §
42-2-402.
(A) It is presumed that a transfer for less
than fair market value was made for the purpose of qualifying for Medicaid in
the following circumstances.
(I) An inquiry
about Medicaid benefits was made, by or on behalf of the individual, to any
person before the date of the transfer, or;
(II) A transfer was made by the individual or
on the individual's behalf to a relative of the individual, a relative of the
individual's spouse, or to the individual's fiduciary.
(B) The fair market value of real property
shall be based on an appraisal or market analysis of the property at the time
of the sale or transfer of the property. The individual has the obligation to
provide the Department with an appraisal or market analysis. Failure to provide
the requested documentation shall result in a denial of eligibility.
(C) For a resource to be considered
transferred for fair market value or to be considered to be transferred for
valuable consideration, the compensation received for the resource shall be in
a tangible form with intrinsic value A transfer for love and consideration is
not considered a transfer at fair market value. Services provided for free at
the time performed were intended to be provided without compensation.
(I) A transfer to a relative for care
provided without compensation in the past is a transfer for less than fair
market value.
(II) An individual
can rebut this presumption with tangible evidence that is acceptable to the
Department. Such evidence shall be in writing at the time services were
provided to be considered by the Department.
(D) A transfer penalty shall be reduced in
the amount of returned resources to the individual or paid directly to a
provider on behalf of the individual. The amount of returned resources shall be
determined using fair market value.
(I) A
return of resources to pay for attorney fees during a contested case shall not
reduce the penalty period for the individual. Attorney fees are the sole
responsibility of the individual.
(II) A request for an undue hardship shall be
made in writing and include documentation to support and demonstrate an undue
hardship in accordance with Section 8.
(E) Undue hardship will be considered if the
transfer penalty would deprive the individual of food, clothing, shelter, or
other necessities of life or medical care such that the individual's health or
life would be endangered, verified with the Medicaid Hardship Exception Request
and Physician Statement and one of the following has occurred:
(I) It is determined that the person who
received the transferred resource cannot be located by the individual, the
individual's spouse, the individual's fiduciary, or an agent of the nursing
facility, after all attempts to locate the person have been exhausted;
or
(II) The resource transferred
was due to theft, fraud, or financial exploitation of the individual or their
spouse, which has been reported and pursued through Adult Protective Services
or law enforcement; or
(III) The
individual or their fiduciary has exhausted all reasonable legal means to
recover or regain possession or obtain fair market value of the transferred
resource or income. "Exhausting all reasonable legal means to recover" may
include seeking the advice of an attorney and pursuing legal or equitable
remedies, such as asset freezing, assignment, or injunction; seeking
modification, avoidance, or nullification of a financial instrument, promissory
note, mortgage, or other transfer agreement; cooperating with any attempt to
recover the transferred asset; making a referral to Adult Protective Services;
filing a police report; and seeking recovery through the court.
(i) Individuals shall be
responsible for reporting to the Department any changes in the following:
(i) Income;
(ii) Resources;
(iii) Household size;
(iv) Health insurance; and
(v) Address.