Wyoming Administrative Code
Agency 044 - Insurance Dept
Sub-Agency 0002 - General Agency, Board or Commission Rules
Chapter 24 - PRIVATE PASSENGER LIABILITY POLICIES
Section 24-2 - Purpose

The purpose of this regulation is to lessen a gap in coverage that exists when the named insured, in the course of his employment in a business other than the automobile business, negligently injures a fellow employee while driving (1) certain non-owned vehicles, the use of which is otherwise insured, or (2) the owned motor vehicle. The above situations are excluded from many automobile liability policies issued in this state. These exclusions were intended to avoid duplication of benefits to an injured party under the liability contract and the Workmen's Compensation Law. The State of Wyoming Workmen's Compensation Act is captive for hazardous occupations, but excludes non-hazardous occupations-thus a gap in coverage is possible.