Wisconsin Administrative Code
Department of Safety and Professional Services
SPS 1-299 - Professional Services
SPS 30-49 - Private Detectives
Chapter SPS 31 - Credentialing Requirements And Procedures For Private Detective Agency, Private Detective And Security Person
Section SPS 31.034 - Private detective agency's responsibility to obtain and maintain a bond or liability policy

(1) A private detective agency shall obtain and maintain a surety bond or liability policy as required under s. 440.26(4), Stats. If an agency obtains a comprehensive general liability policy, the policy shall include coverage for bodily injury liability, property damage and personal injury. In any case, if an agency permits an officer or employee to carry a firearm in the course of duty, the agency shall obtain a liability policy which shall include coverage for injury or damage resulting from the use of firearms. Evidence of a comprehensive general liability policy shall consist of a certificate of insurance stating the licensee as insured and the department as certificate holder.

(2) Each licensee shall maintain without lapse in coverage the bond or comprehensive general liability policy submitted to the department before the issuance of an original or renewal license.

(3) If a private detective agency obtains a comprehensive general liability policy, the policy shall cover all licensed private detectives and private security personnel employed by the agency.

(4) An individual licensed employee is not required to obtain a bond or liability policy if the employee is covered by the employing agency's liability policy.