Wisconsin Administrative Code
Office of the Commissioner of Insurance
Chapter Ins 3 - Casualty Insurance
Section Ins 3.45 - Conversion policies by insurers offering group policies only

Section 632.897(4) (d), Stats., (first sentence), establishes that an insurer offering group policies only is not required to offer individual coverage. Since the insurer has no individual conversion policies which it may offer, it may not require a terminated insured who elected to continue coverage under s. 632.897(2), Stats., to convert to individual coverage under s. 632.897(6), Stats., after 12 months. The terminated person may continue group coverage except as provided in s. 632.897(3) (a), Stats.