Wisconsin Administrative Code
Office of the Commissioner of Insurance
Chapter Ins 25 - Privacy Of Consumer Financial And Health Information
Subchapter III - Limits on Disclosures of Financial Information
Section Ins 25.30 - Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties

1. The licensee has provided to the consumer an initial notice as required under s. Ins 25.10.

2. The licensee has provided to the consumer an opt out notice as required in s. Ins 25.17.

3. The licensee has given the consumer a reasonable opportunity, before it discloses the information to the nonaffiliated third party, to opt out of the disclosure.

4. The consumer does not opt out.

1. `By mail.' The licensee mails the notices required in par. (a) to the consumer and allows the consumer to opt out by mailing a form, calling a toll-free telephone number or any other reasonable means within thirty days from the date the licensee mailed the notices.

2. `By electronic means.' A customer purchases an insurance service or product from a licensee and agrees to receive the notices required in par. (a) electronically, and the licensee allows the customer to opt out by any reasonable means within 30 days after the date that the customer acknowledges receipt of the notices in conjunction the transaction.

3. `Isolated transaction with consumer.' For an isolated transaction such as providing the consumer with an insurance quote, a licensee provides the consumer with a reasonable opportunity to opt out if the licensee provides the notices required in par. (a) at the time of the transaction and requests that the consumer decide, as a necessary part of the transaction, whether to opt out before completing the transaction.