Wisconsin Administrative Code
Office of the Commissioner of Insurance
Chapter Ins 22 - Legal expense insurance
Section Ins 22.01 - Purpose

Universal Citation: WI Admin Code ยง Ins 22.01

Current through August 26, 2024

(1) FINDINGS. The commissioner of insurance finds that certain plans of legal expense coverage, although they may constitute insurance plans, do not require regulation by the commissioner of insurance. The conduct of the lawyers is regulated by the state supreme court and, given the minimal coverage aspects of these plans, they do not require regulation by the commissioner. All other forms of legal expense insurance are subject to full insurance regulation.

(2) PURPOSE. This section exempts certain legal expense insurance from regulation and limits the regulation of other legal expense insurance plans.

(3) SCOPE. This chapter applies to all legal expense insurance written in the state of Wisconsin.

(4) STATUTES INTERPRETED. Wisconsin Statutes interpreted and implemented by this rule are: ss. 600.01(1) (b) 5, 600.13, 601.41, 618.21, 623.11, 623.12 and 628.34(12), Stats.

(5) DEFINITIONS.

(a) "Commissioner" means the commissioner of insurance.

(b) "Insurer" means any person doing an insurance business in the state as defined in s. 618.02, Stats.

(c) "Legal expense insurance" means the contractual obligation to provide specific legal services or to reimburse for specific legal expenses in consideration of specified payment for an interval of time, regardless of whether the payment is made by the beneficiary individually or by a third person for the beneficiary but does not include the provision of, or reimbursement for, legal services incidental to other insurance coverages.

Disclaimer: These regulations may not be the most recent version. Wisconsin may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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