West Virginia Code of State Rules
Agency 114 - Insurance Commission
Title 114 - LEGISLATIVE RULE INSURANCE COMMISSIONER
Series 114-55 - Guaranteed Issue Of Individual Accident And Sickness Insurance
Section 114-55-1 - General
Current through Register Vol. XLI, No. 38, September 20, 2024
1.1. Scope. -- The purpose of this rule is to set forth guidelines for insurers required to provide accident and sickness insurance coverage to eligible individuals without the imposition of preexisting conditions exclusions, the election of coverage by insurers, certification and disclosure of coverage, and dependent coverage in accordance with the federal Health Insurance Portability and Accountability Act of 1996 (HIPAA) and related federal mandates. The requirements set forth in this rule apply to accident and sickness insurance coverage, other than excepted benefits, offered, sold, issued, renewed or in effect in the individual market after June 30, 1997, regardless of when a period of creditable coverage occurs.
1.2. Authority. -- W. Va. Code '33-2-10.
1.3. Filing Date. -- April 30, 1999.
1.4. Effective Date. -- April 30, 1999.
