West Virginia Code of State Rules
Agency 114 - Insurance Commission
Title 114 - LEGISLATIVE RULE INSURANCE COMMISSIONER
Series 114-38 - Continuation Of Coverage Under Automobile Liability Policies
Appendix A

IMPORTANT NOTICE OF POLICYHOLDER RIGHTS IN EVENT OF DEATH,

LEGAL SEPARATION, OR TERMINATION OF MARRIAGE (DIVORCE)

OF THE NAMED INSURED

RIGHT TO REQUEST SEPARATE POLICY

If you have had your auto policy two full years and the named insured either dies, becomes legally separated, or the marital relationship ends (eg. divorce), then each named insured and the named insured's spouse has the right to request their own separate policy with this company.

MUST ACT WITHIN THIRTY DAYS OF END OF YOUR COVERAGE

If any of the situations above apply to you and you are a named insured or named insured's spouse, and you want your own separate policy you must make a request to this insurance company for your own separate policy within thirty days after the date the existing policy ends your coverage.

IMPORTANT TWO-YEAR POLICYHOLDER PROTECTIONS

Once you have had your auto policy for two full years you earn certain protection from your policy being terminated. After two years West Virginia law won't let your policy be terminated except for certain reasons which are spelled out by statute. If you switch coverage to a different insurance company you will lose these protections.

If you wish to make a request for your own separate policy as explained above please contact us at (appropriate address and telephone number).