West Virginia Code of State Rules
Agency 114 - Insurance Commission
Title 114 - LEGISLATIVE RULE INSURANCE COMMISSIONER
Series 114-21 - WV Essential Property Insurance Association
Section 114-21-9 - Coverage Limits and Types

9.1. Coverage limits. Coverage for risks found insurable by the Association shall be provided in an amount up to the reasonable insurable value of the property but in no event shall coverage provided by the Association exceed the amount of two hundred thousand dollars ($200,000) for any one habitational risk or five hundred thousand dollars ($500,000) for any one commercial risk.

9.2. Coverage types. Coverage issued by the Association shall be limited to indemnification against loss caused by the perils of fire, lightning, riot, explosion, vehicle, smoke, hail, aircraft and wind.