West Virginia Code of State Rules
Agency 114 - Insurance Commission
Title 114 - LEGISLATIVE RULE INSURANCE COMMISSIONER
Series 114-100 - Health Benefit Plan Network Access And Adequacy
Section 114-100-3 - Network Adequacy Standards

Current through Register Vol. XLI, No. 38, September 20, 2024

3.1. The geographic accessibility standards set forth in Appendix A shall be met by a health carrier in order to comply with network adequacy requirements.

3.1.1. The Commissioner shall publish a notice with the county designation of each West Virginia county by July 1st of each year or as soon as that information becomes available from CMS.

3.1.2. The geographic accessibility standards for dental shall be met by limited scope dental plans and by health benefit plans with embedded dental benefits.

3.1.3. At least 90 percent of a health carrier's members must live within the maximum distance to at least one provider of each type to satisfy geographic accessibility network adequacy standards.

3.2. The following appointment wait times standards shall be met by a health carrier in order to comply with network adequacy requirements:

Provider/Facility Specialty Type

Appointments Must Be Available Within

Behavioral Health

10 business days

Primary Care (Routine)

15 business days

Specialty Care (Non-Urgent)

30 business days

3.2.1. At least 90 percent of a health carrier's providers must meet the wait time standards to satisfy network adequacy standards regarding wait times.

3.3. If a carrier cannot meet the network adequacy standards set forth in section 3 of this rule, the carrier must have a process to assure that a covered person obtains a covered benefit at an in-network level of benefits from a nonparticipating provider or make other arrangements acceptable to the Commissioner, which may include contracting with the nearest like provider.

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