Virginia Administrative Code
Title 14 - INSURANCE
Agency 5 - STATE CORPORATION COMMISSION, BUREAU OF INSURANCE
Chapter 342 - RULES GOVERNING STANDARDS FOR THE CONTENT OF HOMEOWNERS INSURANCE POLICIES
Section 14VAC5-342-100 - Medical payments coverage
Universal Citation: 4 VA Admin Code 5-342-100
Current through Register Vol. 41, No. 3, September 23, 2024
A. Insurers shall provide medical payments coverage in accordance with this chapter. This coverage applies:
1. While the person is on the insured
premises with the permission of an insured.
2. While the person is elsewhere, if the
bodily injury:
a. Arises out of a condition on
the insured premises or the ways immediately adjoining;
b. Is caused by the activities of an insured
or by a residence employee during the residence employee's employment by the
insured;
c. Is caused by an animal
owned by or in the care of an insured; or
d. Is sustained by a residence employee and
arises out of the residence employee's employment by the insured.
B. Insurers shall provide coverage for reasonable medical expenses incurred to each person injured within one year from the date of the occurrence.
Statutory Authority: §§ 12.1-13, 38.2-223, and 38.2-2108 of the Code of Virginia.
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