Virginia Administrative Code
Title 14 - INSURANCE
Agency 5 - STATE CORPORATION COMMISSION, BUREAU OF INSURANCE
Chapter 141 - RULES GOVERNING ACCIDENT AND SICKNESS EXCEPTED BENEFITS POLICIES; SHORT-TERM LIMITED DURATION INSURANCE
Section 14VAC5-141-80 - Limited scope benefits - accident and sickness insurance while traveling
Universal Citation: 4 VA Admin Code 5-141-80
Current through Register Vol. 41, No. 3, September 23, 2024
A. Limited scope accident and sickness insurance while traveling is a separate policy providing accident and sickness benefits only for the limited duration of an insured's trip.
B. A limited scope accident and sickness insurance while traveling policy:
1. Shall not contain preexisting condition
exclusions;
2. Shall not contain a
waiting period;
3. Shall not
contain a deductible applied to benefits;
4. Shall not coordinate benefits with any
other accident and sickness policy;
5. Shall not be renewable;
6. Shall not include benefits for trip
interruption or trip cancellation; and
7. Shall provide accident and sickness
benefits only for the limited duration of an insured's trip.
C. Travel insurance in which the primary purpose of the insurance is trip cancellation or interruption shall be reviewed as miscellaneous casualty insurance in accordance with § 38.2-111 of the Code of Virginia and is exempt from this chapter.
Statutory Authority: §§ 12.1-13 and 38.2-223 of the Code of Virginia.
Disclaimer: These regulations may not be the most recent version. Virginia may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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