Utah Administrative Code
Topic - Insurance
Title R590 - Administration
Rule R590-148 - Long-Term Care Insurance Rule
Section R590-148-7 - Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies
Current through Bulletin 2024-06, March 15, 2024
(1) A long-term care insurance policy or certificate shall not, if it provides benefits for home health care services, limit or exclude benefits:
(2) Home health care coverage may be applied to the non-home health care benefits provided in the policy or certificate when determining maximum coverage under the terms of the policy or certificate.
(3) A long-term care insurance policy or certificate, if it provides for home health or community care services, shall provide total home health or community care coverage that is a dollar amount equivalent to at least one-half of one year's coverage available for nursing home benefits under the policy or certificate, at the time covered home health or community care services are being received. This requirement may not apply to policies or certificates issued to residents of continuing care retirement communities.