Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 5 - PROPERTY AND CASUALTY INSURANCE
Subchapter F - INLAND MARINE INSURANCE, MULTI-PERIL INSURANCE, AND COMMERCIAL LINES
Division 1 - INLAND MARINE INSURANCE
Section 5.5008 - Inland Marine Insurance - Other Inland Marine Risks
Current through Reg. 50, No. 13; March 28, 2025
Other inland marine risk definitions and classifications follow.
(1) Accounts receivable (non-filed).
(2) Agricultural machinery and equipment. These risks include:
(3) Bailee customers policies (non-filed). These policies cover property in the custody of bleacheries, throwsters, fumigatories, dyers, cleaners, laundries, needle workers, and other bailees for the purpose of storage or performing work on the property. The policies may include coverage while in transit but may not cover the bailee's property at the bailee's premises.
(4) Block policies. These risks include:
(5) Builders' risks or installation risks (non-filed). These policies cover loss to the owner, seller, or contractor due to physical damage to machinery, equipment, building materials, or building supplies being used with and during the course of installation, testing, building, renovating, or repairing of dwelling, commercial, or industrial construction.
(6) Cold storage locker plant policies (non-filed). These policies cover merchandise of customers such as meats, game, fish, poultry, fruit, vegetables, and similar property.
(7) Cotton buyers transit policies (non-filed).
(8) Domestic bulk liquids policies (non-filed). These policies cover domestic bulk liquids stored in tanks, but do not include fire and extended coverage.
(9) Electronic Equipment Protection Policy (filed for personal risks; non-filed for commercial risks).
(10) Exhibition policies covering property while on exhibition and in transit to or from an exhibition (non-filed).
(11) Film floaters, including builders' risk during the production and coverage of completed negatives and positives and sound records:
(12) Fine arts policies covering objects of art such as pictures, bronzes, antiques, rare manuscripts and books, and articles of virtu:
(13) Floor plan policies (non-filed). These policies cover property for sale while in possession of dealers under a floor plan or any similar plan under which the dealer borrows money from a lending institution to pay the manufacturer.
(14) Furriers' customers policies (non-filed). These policies cover specified articles of customers' property for which furriers or fur storers issue certificates or receipts.
(15) Garment contractors floaters (non-filed).
(16) Government service floaters (non-filed).
(17) Home freezers and freezer contents (non-filed). These policies cover against loss resulting from power failure or mechanical breakdown.
(18) Live animal floaters. These risks include:
(19) Mobile equipment and miscellaneous movable property (non-filed).
(20) Musical instrument floaters. For purposes of this section, "musical instrument" does not include music-playing equipment like radios, televisions, CD or record players, MP3 players, and streaming devices:
(21) Nuclear insurance (non-filed). These policies cover loss resulting from physical damage (including risks in the course of construction) to:
(22) Oil and gas lease property (non-filed).
(23) Pattern and die floaters, excluding coverage on the owner's premises (non-filed).
(24) Personal property floaters (filed). These policies include floaters for personal effects, personal fur, personal jewelry, and other personal property.
(25) Pet insurance (non-filed). Individual or group insurance policies covering veterinary expenses for pet illness or injury.
(26) Physicians' and surgeons' equipment floaters (non-filed).
(27) Radium floaters (non-filed).
(28) Rolling stock used on a railway system (non-filed). Coverage may be provided on an all-risk basis or named peril basis. Coverage must include fire, collision, derailment, overturn, strikes, and riots.
(29) Salespersons' samples floaters (non-filed).
(30) Sign and street clock policies (non-filed). These policies cover neon signs, automatic or mechanical signs, and street clocks, while in use.
(31) Silverware floaters:
(32) Stamp and coin floaters:
(33) Self-service storage customer floaters (filed for policy forms and endorsements; non-filed for rates). These policies may be issued to a tenant of a self-service storage facility to cover property stored at the facility.
(34) Theatrical floaters (non-filed). These policies may not include coverage for buildings, improvements, betterments, and furniture and fixtures that do not travel with theatrical troupes.
(35) Travel insurance (filed), as described in Insurance Code Chapter 3504, concerning Travel Insurance.
(36) Valuable papers and records. These risks include:
(37) Wedding present floaters (non-filed).
(38) Wool growers and wool buyers floaters (non-filed). These policies cover property usual to the insured's business while in transit and all other situations customary and incidental to transit.