Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 3 - LIFE, ACCIDENT, AND HEALTH INSURANCE AND ANNUITIES
Subchapter Y - STANDARDS FOR LONG-TERM CARE INSURANCE, NON-PARTNERSHIP AND PARTNERSHIP LONG-TERM CARE INSURANCE COVERAGE UNDER INDIVIDUAL AND GROUP POLICIES AND ANNUITY CONTRACTS, AND LIFE INSURANCE POLICIES THAT PROVIDE LONG-TERM CARE BENEFITS WITHIN THE POLICY
Division 2 - NON-PARTNERSHIP AND PARTNERSHIP LONG-TERM CARE INSURANCE
Section 3.3835 - Language Readability
Current through Reg. 50, No. 13; March 28, 2025
(a) Words shall be selected carefully with preference given to short, familiar words.
(b) Words which are generally familiar, or are common speech, shall be used to the extent possible.
(c) Use of technical or abstract words shall be avoided to the extent possible.
(d) While provisions that are more conceptually complex are more difficult to express in simplified language, sentences shall be expressed in the shortest possible manner.
(e) Complex and compound sentences shall be avoided to the extent possible.
(f) The use of prefixes and suffixes shall be avoided to the extent possible.
(g) Each insurer shall submit the readability score for the policy along with the policy when it is submitted for approval. The readability tests set forth in § 3.3092(c) of this title (relating to Format, Content, and Readability for Outline of Coverage) are recommended as guides for insurers.
