Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 3 - LIFE, ACCIDENT, AND HEALTH INSURANCE AND ANNUITIES
Subchapter V - COORDINATION OF BENEFITS
Section 3.3502 - Applicability
Universal Citation: 28 TX Admin Code § 3.3502
Current through Reg. 50, No. 13; March 28, 2025
(a) This subchapter applies to:
(1) group, blanket, or franchise accident and
health insurance policies as described by Insurance Code Chapter 1251,
concerning Group and Blanket Health Insurance;
(2) individual and group health maintenance
organization (HMO) evidences of coverage as defined by Insurance Code §
843.002, concerning
Definitions;
(3) individual
accident and health insurance policies as defined by Insurance Code §
1201.001, concerning
Definitions;
(4) individual and
group preferred provider benefit plans and exclusive provider benefit plans as
described by Insurance Code Chapter 1301, concerning Preferred Provider Benefit
Plans;
(5) group insurance
contracts, individual insurance contracts, and subscriber contracts that pay or
reimburse for the cost of dental care;
(6) individual and group health benefit plans
or vision benefit plans, as described by Insurance Code Chapter 1203,
Subchapter C, concerning Vision and Eye Care Benefits; and
(7) the medical care components of individual
and group long-term care contracts.
(b) This subchapter does not apply to:
(1) disability income protection
coverage;
(2) workers' compensation
insurance coverage;
(3) hospital
indemnity coverage benefits or other fixed indemnity coverage;
(4) accident only coverage;
(5) specified disease or specified accident
coverage;
(6) school accident-type
coverages that cover students for accidents only, including athletic injuries,
either on a "24-hour" or a "to and from school" basis;
(7) benefits provided in long-term care
insurance policies for nonmedical services, for example, personal care, adult
day care, homemaker services, assistance with activities of daily living,
respite care, custodial care, or for contracts that pay a fixed daily benefit
without regard to expenses incurred or the receipt of services;
(8) Medicare supplement policies;
(9) a state plan under Medicaid;
(10) a governmental plan, which, by law,
provides benefits that are in excess of those of any private insurance plan or
other nongovernmental plan; or
(11)
an individual accident and health insurance policy that is designed to fully
integrate with other policies through a variable deductible.
(c) This subchapter does not apply to individual policies issued before March 25, 2014, that are noncancellable or guaranteed renewable.
Disclaimer: These regulations may not be the most recent version. Texas may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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