Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 21 - TRADE PRACTICES
Subchapter H - UNFAIR DISCRIMINATION
Section 21.702 - Unfairly Discriminatory Acts or Practices
Universal Citation: 28 TX Admin Code § 21.702
Current through Reg. 50, No. 13; March 28, 2025
(a) The following are hereby identified as acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class:
(1) refusing to insure, or refusing to
continue to insure, or limiting the amount, extent, or kind of coverage
available to an individual, or charging a different rate for the same coverage
solely because of a physical or mental impairment, except where the refusal,
limitation, or rate differential is based on sound actuarial principles,
including actual or reasonably anticipated experience; or
(2) without exception, refusing to insure, or
refusing to continue to insure, or limiting the amount, extent, or kind of
coverage available to an individual, or charging an individual a different rate
for the same coverage solely because of blindness or partial
blindness.
(b) This section does not specify a complete list of acts or practices in life and health insurance which constitute unfair discrimination between individuals of the same class.
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