Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 21 - TRADE PRACTICES
Subchapter E - UNFAIR DISCRIMINATION BASED ON SEX OR MARITAL STATUS
Section 21.406 - Rates
Universal Citation: 28 TX Admin Code § 21.406
Current through Reg. 50, No. 13; March 28, 2025
When rates differ by sex or marital status, the insurer may be required to justify that the differential equitably reflects the difference in the risk assumed. Rates shall be based on a reasonable classification system according to actual or expected loss and expense data where available. In the absence of actual loss and expense data, rates must be based upon reasonable actuarial assumptions. Rates may differ by sex or marital status when approved or promulgated by the board.
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