Texas Administrative Code
Title 28 - INSURANCE
Part 1 - TEXAS DEPARTMENT OF INSURANCE
Chapter 19 - LICENSING AND REGULATION OF INSURANCE PROFESSIONALS
Subchapter K - CONTINUING EDUCATION, ADJUSTER PRELICENSING EDUCATION PROGRAMS, AND CERTIFICATION COURSES
Section 19.1010 - Hours of Credit
Universal Citation: 28 TX Admin Code § 19.1010
Current through Reg. 50, No. 13; March 28, 2025
(a) Credit hours for courses are determined by the methods set forth in paragraphs (1) - (7) of this subsection.
(1) TDI will award credit for
certified classroom courses at the rate of one hour for every 50 minutes of
actual instruction contact time. All classroom courses must be at least one
hour of credit in length. Instruction contact time is considered the amount of
time devoted to the actual course instruction and does not include breaks,
lunch, dinner, introductions of speakers, explanatory or preparatory
instructions, or evaluation of the course. TDI will not certify more than 24
credit hours for any one classroom course.
(2) TDI will award credit for certified
classroom equivalent and self-study courses as set forth in subparagraphs (A) -
(D) of this paragraph.
(A) The provider must
determine the number of course hours by using one of the methods described in
the following clauses.
(i) Average completion
time. The provider may determine the number of course hours by calculating the
average completion time of the individual course completion times of at least
five licensees. If the provider uses this method to determine the number of
credit hours, the provider must retain the names, current insurance license
numbers, and completion times of all licensees that were used by the provider.
A provider using this method may, at its discretion, issue certificates of
completion in the number of hours certified by TDI to the licensees involved in
the process and who completed the entire course.
(ii) Average number of credit hours assigned
by other states. The provider may determine the number of course hours by
calculating the average number of hours of the credit hours assigned by all
other states in which the course is certified or approved. A provider may not
use this method to determine the number of credit hours unless the course is
approved in at least three other states. Providers may not include any hours
allowed by other states for sales and marketing topics in calculating the
average.
(iii) Word
count/difficulty level. Providers using this method must designate the course
as one of three difficulty levels: basic, intermediate, or advanced. A basic
level course is designed for entry-level practitioners or practitioners new to
the subject matter, an intermediate level course is designed for practitioners
who have existing competence in the subject area and who seek to further
develop and apply their skills, and an advanced course is designed for
practitioners who have a strong foundation and high level of competence in the
subject matter. Using these course difficulty definitions, the provider may
then determine the number of course hours in the following manner. First,
divide the total number of words by 180 to equal the documented average reading
time. Second, divide the documented average reading time by 50 to equal the
credit hours for a basic level course. Third, for intermediate and advanced
courses, multiply the number of credit hours by 1.25 and 1.50, respectively, to
reach the total number of credit hours for those respective courses. Fractional
hours must be rounded up to the nearest whole number if .50 or above, and
fractional hours must be rounded down to the nearest whole number if .49 or
less.
(iv) Interactive course
content. To use this method, the course must be interactive. An interactive
course includes regularly occurring opportunities for student participation,
engagement, and interaction with or in course activities and information.
Examples include, but are not limited to, question and answer sessions,
polling, games, sequencing, and matching exercises. The provider may determine
the number of course hours of an interactive course by calculating the run time
of the mandatory interactive elements, which include only those elements
required to complete the course.
(B) All classroom equivalent and self-study
courses must be at least one hour of credit, 50 minutes, in length.
(C) Providers may not use the final
examination and pre-tests for determining course hours or calculating an
average.
(D) TDI will not certify
more than 24 credit hours for any one classroom equivalent course or 12 credit
hours for any one self-study course.
(3) TDI will grant continuing education
classroom credit to licensees successfully completing qualifying college, law
school, and university insurance classroom courses, as determined by the
college, law school, or university. The number of classroom hours of continuing
education credit for college, law school, and university insurance courses is
the number of classroom instruction contact hours not including examinations,
which may be no more than 24 credit hours per course.
(4) TDI will grant 12 self-study credit hours
to licensees successfully passing qualifying national designation certification
program examinations. Should the licensee also participate in and successfully
complete a certified or qualifying classroom or classroom equivalent course in
preparation for the national designation certification program examination, the
licensee must choose either the classroom presentation or the national
designation certification program examination to count as credit towards the
licensee's continuing education requirement.
(5) Licensees who teach any portion of a
certified continuing education classroom course may receive hour for hour
classroom credit up to the maximum number of credit hours for the course.
Licensees who teach courses may also be awarded an equal number of self-study
hours as credit for course preparation.
(6) TDI will grant continuing education
classroom credit to licensees successfully completing qualifying courses
certified or approved for classroom, classroom equivalent, or participatory
credit by the continuing education authority of a state bar association or
state board of public accountancy on an hour for hour basis equal to the credit
hours assigned to the course by the certifying state bar association or state
board of public accountancy. The state bar association or state board of public
accountancy must determine what constitutes successful completion of the
course. TDI will not grant licensees self-study credit for any course accepted
by a state bar association or state board of public accountancy unless the
self-study course is offered through a registered provider in accordance with
this subchapter.
(7) TDI will grant
licensees continuing education credit for successfully completing courses
certified or approved by the Federal Farm Credit Insurance Corporation on an
hour for hour basis as assigned by the Farm Credit Insurance Corporation. The
Farm Credit Insurance Corporation must determine what constitutes successful
completion of the course.
(b) A provider must not issue certificates of completion to a licensee for partial credit of any course, except to an instructor teaching a portion of the course and who does not attend the full course.
(c) A licensee may not receive credit for teaching or completing the same continuing education course more than once within the same reporting period for compliance with the continuing education requirement.
(d) Providers may advertise and link courses as parts of a whole curriculum, but providers may not require a licensee to purchase more than one continuing education course to receive the credit hours approved for a single course.
Disclaimer: These regulations may not be the most recent version. Texas may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.
