Texas Administrative Code
Title 19 - EDUCATION
Part 2 - TEXAS EDUCATION AGENCY
Chapter 130 - TEXAS ESSENTIAL KNOWLEDGE AND SKILLS FOR CAREER AND TECHNICAL EDUCATION
Subchapter F - FINANCE
Section 130.185 - Insurance Operations (One Credit), Adopted 2015

(A) demonstrate an understanding of appropriate communication with customers, employers, and coworkers through verbal, nonverbal, or digital means;

(B) demonstrate an understanding of the use of business etiquette;

(C) demonstrate an understanding of appropriate customer service such as building customer relationships and resolving customer complaints; and

(D) demonstrate an understanding of ethical and legal issues.

(A) examine the insurance industry;

(B) evaluate components of automobile insurance coverage;

(C) evaluate components of homeowner's insurance and renter's insurance, including a personal umbrella liability policy;

(D) evaluate the purpose of flood insurance and earthquake insurance;

(E) evaluate the purpose of commercial property insurance;

(F) evaluate the purpose of commercial liability insurance;

(G) evaluate the purpose of title insurance;

(H) evaluate the purpose of health insurance, long-term care insurance, and cancer insurance;

(I) compare and contrast Medicare and Medicaid;

(J) investigate the purpose of unemployment insurance;

(K) evaluate the purpose of workers' compensation insurance;

(L) evaluate the purpose of disability insurance;

(M) compare and contrast the purpose of life insurance, including term, whole, and group;

(N) summarize the role of life insurance in investment and estate planning;

(O) compare and contrast the methods that insurance companies use to generate income, including collection of premiums and investing activities;

(P) evaluate the use of state risk pool programs; and

(Q) summarize trends in the insurance industry such as hacker insurance, pet insurance, travel insurance, and identity theft insurance.

(A) explore education, licensing, and certification requirements; and

(B) understand the role and responsibilities of insurance professionals such as agents, underwriters, actuaries, claims personnel, and investigators.

(A) evaluate the ethical and social responsibilities in the field of insurance;

(B) summarize federal and state regulations governing the insurance industry;

(C) assess the significance of the Consolidated Omnibus Budget Reconciliation Act (COBRA);

(D) assess the Health Insurance Portability and Accountability Act (HIPAA), including Title I and Title II; and

(E) assess the Patient Protection and Affordable Care Act (PPACA).

(A) examine legal principles that pertain to insurance such as indemnity, insurable interest, subrogation, and utmost good faith; and

(B) evaluate insurance contracts.

(A) explain the importance of actuarial science in the insurance industry;

(B) examine the nature of credit-based insurance scores; and

(C) examine the underwriting process.

(A) examine various types of insurance fraud;

(B) investigate various methods for detecting insurance fraud; and

(C) investigate and research a current event about insurance fraud to create a grammatically correct, written report with citations for presentation.

(A) compare and contrast insurance company ratings; and

(B) compare and contrast insurance premiums according to gender, geographic area, and age.

(A) understand educational, military, and current job opportunities; and

(B) create a postsecondary plan that includes topics such as application requirements; testing requirements; certification requirements; associated deadlines; associated costs, including living expenses; job prospects and opportunities; beginning earnings; expected future earnings; and resumes and cover letters.