Rules & Regulations of the State of Tennessee
Title 0780 - Commerce and Insurance
Subtitle 0780-01 - Insurance Division
Chapter 0780-01-82 - Rating Appeals Before the Commissioner
Section 0780-01-82-.05 - REQUEST TO REVIEW
Universal Citation: TN Comp Rules and Regs 0780-01-82-.05
Current through September 24, 2024
(1)
(a) Every insurer and rate service
organization doing business in this state shall provide a process by which
insureds may request the review of the application of the insurer's or rate
service organization's rating system to that person's insurance
coverage.
(b) At a minimum, each
process required in Subparagraph (a) of this Paragraph shall contain the
following:
1. The insurer or rate service
organization shall have thirty (30) days, after receipt by the insurer or rate
service organization of a written request to review, to consider the request to
review and communicate its decision to the requesting party.
2. The insurer or rate service organization
shall provide its decision on the merits of the request in writing to the
requesting party and shall specify the reason for its decision.
(2) Every insurer shall provide to its insureds a copy of its process at the time of the initial issuance of the insurance policy. In the event an insurer changes its process, it shall notify its insureds no later than at the time of the next renewal.
Authority: T.C.A. §§56-5-309(b) and (d) and 56-5-314(c).
Disclaimer: These regulations may not be the most recent version. Tennessee may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.
