Rules & Regulations of the State of Tennessee
Title 0320 - Collection Service Board
Chapter 0320-05 - Standards of Practice
Section 0320-05-.01 - DEFINITIONS

(1) "Board" means the Tennessee Collection Services Board.

(2) "Communication" means the conveying of information regarding a debt directly or indirectly to any person through any medium.

(3) "Consumer" means any natural person obligated or allegedly obligated to pay any debt.

(4) "Creditor" means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

(5) "Debt" means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.

(6) "Collection service" has the same meaning as "Collection service" under T.C.A. § 62-20-102.

(7) "Debt collector" means a person acting on behalf of a collection service licensed or required to be licensed by the Board to collect, or attempt to collect, delinquent accounts, bills or other forms of indebtedness.

(8) "Location information" means a consumer's place of residence and the telephone number at such place, or the consumer's place of employment.

(9) "State" means the state of Tennessee.