South Dakota Administrative Rules
Title 20 - PUBLIC SAFETY
Article 20:06 - INSURANCE
Chapter 20:06:39 - Individual plans
Section 20:06:39:44 - Prohibition on genetic information in setting premium rates

Universal Citation: SD Admin Rules 20:06:39:44
Current through Register Vol. 50, page 114, March 25, 2024

An issuer offering health insurance coverage in the individual market may not adjust premium amounts for an individual on the basis of genetic information regarding the individual or a family member of the individual.

Nothing in this section precludes an issuer from adjusting premium amounts for an individual on the basis of a manifestation of a disease or disorder in that individual, or on the basis of a manifestation of a disease or disorder in a family member of that individual if the family member is covered under the policy that covers the individual.

However, the manifestation of a disease or disorder in one individual may not also be used as genetic information about other individuals covered under the policy issued to that individual or used to further increase premium amounts.

General Authority: SDCL 58-17-87.

Law Implemented: SDCL 58-11-1, 58-17-4.2, 48-17-74.1, 58-17-87, 58-33-13.

Disclaimer: These regulations may not be the most recent version. South Dakota may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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