South Carolina Code of Regulations
Chapter 90 - DEPARTMENT OF MOTOR VEHICLES
Article 2 - DRIVER TRAINING SCHOOLS
Section 90-105 - Driver Training School Motor Vehicle Liability Insurance
Current through Register Vol. 48, No. 3, March 22, 2024
A. No driving school may be licensed by the Department unless it maintains personal injury and property damage liability insurance on all motor vehicles owned or operated in driving instruction on public roads or personal injury liability insurance on all motor vehicles owned or operated in driving instruction on non-public roads, while used in driving instruction on public roads, insuring the liability of the driving school, its certified driving instructors, and any person taking driving instructions, and any passengers within the vehicle.
B. Any insurance policy issued under subsection A must be in the name of the driver training school, its owner or a certified driving instructor with the school.
C. If licensed only for classroom instruction, liability insurance is not required.
D. A certificate of insurance, signed by the insurer or insurance carrier, as required, evidencing that a policy has been issued for the vehicles used in driving instruction listed on the policy containing as a minimum description of the vehicles, the make, model, year, and serial number or the vehicle identification number of vehicle or must specifically state that it is a "fleet" policy. The Department must be listed in the policy as an additional insured. The certificate must be submitted with each application filed for an original or renewal driving school license and upon the request of the Department.
E. If any policy of liability insurance is canceled by the insurance company, the insurance company and the driving school must immediately notify the Department in writing of the cancellation. The notification of cancellation of insurance shall be addressed to Compliance Reporting, South Carolina Department of Motor Vehicles, Post Office Box 1498, Blythewood, South Carolina, 29016-1498. The driver training school must cease to use any motor vehicle to conduct driver training or instruction if that vehicle is covered by the policy that has been cancelled.
