Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 25 - LIFE AND ANNUITIES
Part 1 - Suitability in Annuity Transactions
Section 230-RICR-20-25-1.2 - Purpose
Current through September 18, 2024
A. The purpose of this Part is to require producers, as defined in this Regulation, to act in the best interest of the consumer when making a recommendation of an annuity and to require insurers to establish and maintain a system to supervise recommendations so that the insurance needs and financial objectives of consumers at the time of the transaction are effectively addressed.
B. Nothing herein shall be construed to create or imply a private cause of action for a violation of this Part or to subject a producer to civil liability under the best interest standard of care outlined in § 1.6 of this Part or under standards governing the conduct of a fiduciary or a fiduciary relationship.