Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 9 - Insurance Coverage for Lead Poisoning (formerly Insurance Regulation 101) (230-RICR-20-05-9)
Section 230-RICR-20-05-9.4 - Policy Exclusions for Lead Poisoning

A. Any policy form approved by the Department prior to the effective date of this Part which excludes liability coverage for Lead Poisoning, shall terminate on October 31, 2005.

B. As of November 1, 2005, if a liability policy is issued insuring a Compliant Rental Property then coverage for Lead Poisoning shall be included in the policy. Notwithstanding any other provision in this Part, if a Rental Property is Non-Compliant, coverage for Lead Liability may be excluded by an endorsement in accordance with R.I. Gen. Laws § 42-128.1-9 and this Part, including a previously approved endorsement that would otherwise be terminated by the first sentence of this section.

C. Insurers and insurance producers are encouraged to insert mailers, produced and made accessible in electronic format by the Housing Resources Commission or the Department of Health, with renewal notices sent to insureds to which this Part applies.