Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 9 - Insurance Coverage for Lead Poisoning (formerly Insurance Regulation 101) (230-RICR-20-05-9)
Section 230-RICR-20-05-9.3 - Definitions

A. "Act" means the Insurance Coverage portion of the Lead Hazard Mitigation Act codified at R.I. Gen. Laws § 42-128.1-9.

B. "Compliant rental property(ies)" means any pre-1978 residential rental property for which any one of the alternative methods of Prima Facie Evidence of Compliance can be produced by the owner of the property.

C. "Department" means the Rhode Island Department of Business Regulation.

D. "Dwelling" or "Dwelling unit" means an enclosed space used for living and sleeping by human occupants as a place of residence, including but not limited to, a house, an apartment, or condominium.

E. "FAIR plan" means the basic property insurance and placement program established by R.I. Gen. Laws Chapter 27-33 and Part 11 of this Subchapter.

F. "Lead liability" means the legal liability of owners of dwellings for losses to third parties arising from exposure to lead.

G. "Lead liability coverage" means an insurance policy providing coverage to an insured for that insured's Lead Liability.

H. "Lead poisoning" means a confirmed venous blood lead level measured in micrograms of lead per deciliter of whole blood, established by rule of the Rhode Island Department of Health.

I. "Liability coverage" means any insurance policy providing coverage for the legal liability of owners of Rental Properties for losses to third parties.

J. "Non-Compliant rental property(ies)" means any pre-1978 residential rental property for which none of the alternative methods of Prima Facie Evidence of Compliance can be produced by the owner of the property.

K. "Prima facie evidence of compliance" means a certificate issued pursuant to the provisions of R.I. Gen. Laws § 42-128.1-4.

L. "Rental property(ies)" means pre-1978 premises containing dwelling unit(s) that are let, leased or rented to person(s) for the purposes of living, sleeping, cooking, or eating therein.

M. "Stand alone lead liability coverage" means an insurance policy which provides coverage only for the legal liability of owners of dwellings for losses to third parties arising from exposure to lead.

N. "Surplus lines broker" means a person or corporation licensed by the Department pursuant to R.I. Gen. Laws §§ 27-3-38 through 42 to place insurance with approved surplus lines insurers.