Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 5 - Pre-Inspection of Private Passenger Motor Vehicles (formerly Insurance Regulation 77) (230-RICR-20-05-5)
Section 230-RICR-20-05-5.7 - Waiver of Inspection

1. If the insurer has filed an election to waive all inspections pursuant to § 5.6 of this Part.

2. for policies which include Physical Damage Coverage on vehicles which are six (6) or more years old; or

3. when an individual applicant's coverage is being transferred by a producer to a new insurer and the producer provides the new insurer with a copy of the inspection report completed on behalf of the previous insurer, provided the producer represents both insurers, and the insured vehicle was physically inspected by the previous insurer. However, if the new insurer does not receive a copy of the inspection report sixty (60) days prior to the first annual renewal date, the insurer must, before renewing physical damage insurance, require an inspection as set forth in this Part.

4. when the applicant is an existing customer who has not had a total loss due to theft or fire in the preceding two (2) years.