Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 3 - Automobile Insurance Rating
Section 230-RICR-20-05-3.9 - Reductions for Anti-Theft Devices
Universal Citation: 230 RI Code of Rules 20 05 3.9
Current through September 18, 2024
A. Every insurer, insuring motor vehicles which contain anti-theft devices, shall offer the following minimum reductions in premium charges on comprehensive coverage:
1. Alarm Only Device- five percent (5%) --
Category 1.
2. Active Disabling
Device - five percent (5%) -- Category 2.
3. Passive Disabling Device - fifteen percent
(15%) -- Category 3.
4. Vehicle
Recovery System Device - twenty five percent (25%) -- Category 4.
B. If an insured has more than one anti-theft device, the amount of the discount shall be as follows:
1. One Category 4 device and one Category 1
device - thirty percent (30%).
2.
One Category 4 device and one Category 2 device - thirty percent
(30%).
3. One Category 4 device and
one Category 3 device - thirty five percent (35%).
C. Every insurer may require evidence of installation of any anti-theft device prior to application of the applicable discount.
D. An insurer may provide a discount for any other anti-theft device that provides an actuarially supported reduction of risk.
Disclaimer: These regulations may not be the most recent version. Rhode Island may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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