Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 3 - Automobile Insurance Rating
Section 230-RICR-20-05-3.3 - Definitions

1. "Alarm only device" means a device which sounds an audible alarm that can be heard at a distance of at least three hundred (300) feet for a minimum of three (3) minutes.

2. "Active disabling device" means a device which disables the vehicle by making the fuel, ignition or starting system inoperative and a separate manual step is required to engage the device.

3. "Chargeable accident" means any motor vehicle accident other than those set forth in § 3.8 of this Part.

4. "Department" means the Department of Business Regulation, Insurance Division.

5. "Insurance score" means a number, rating or any categorization that is derived from an algorithm, computer application, model or other process that is based in whole or in part on credit history for the purposes of predicting the future insurance loss experience of an individual applicant or insured.

6. "Insurer" means all persons, firms, corporations or associations authorized or licensed to offer automobile insurance in this State.

7. "Moving violation" means any violation of statute or ordinance which requires operation of a motor vehicle as an element of the offense, and which occurred no more than three (3) years prior to the effective date of the policy.

8. "Passive disabling device" means a device which disables the vehicle by making the fuel, ignition or starting system inoperative and a separate manual step is not required to engage the device.

9. "Private passenger automobile" means any vehicle insured by a personal automobile insurance policy.

10. "Renewal" or "to renew" means the issuance and delivery by an insurer of a policy superseding at the end of the policy period a policy previously issued and delivered by the same insurer, or the issuance and delivery of a certificate or notice extending the term of a policy beyond its policy period or term.

11. "Vehicle recovery system service" means an electronic unit installed in a vehicle that is activated after the vehicle is stolen. When activated, the device provides information to law enforcement officials or another public or private entity regarding the vehicle's location. The system provides for the routine delivery of the information to the appropriate law enforcement entity to assist in the recovery of the vehicle.