Rhode Island Code of Regulations
Title 230 - Department of Business Regulation
Chapter 20 - Insurance
Subchapter 05 - Personal Lines - Automobile and Homeowners Insurance
Part 12 - Municipal Liens on Fire Insurance Proceeds
Section 230-RICR-20-05-12.3 - Applicability

Universal Citation: 230 RI Code of Rules 20 05 12.3

Current through September 18, 2024

A. Pursuant to R.I. Gen. Laws § 45-47-6, the Municipal Liens on Fire Insurance Proceeds law is applicable to claims arising on all property, including residential, commercial, or industrial buildings or structures, regardless of the occupancy status at the time of the fire or explosion loss; provided, that this chapter does not apply to owner-occupied one-to four-family dwellings

B. All policies issued after January 1, 1983, are required to include a summary of the municipal liens on fire insurance proceeds law.

C. In the event of a claim for ten thousand dollars ($10,000) or more, the insurer shall provide the claimsperson with copies of the certificate of municipal liens.

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