A. The
enrollment process begins at the point in which an eligibility determination
has been made and the applicant is notified. Once determined eligible, a
Medicaid member must select an MCO at the time a determination is made if
applying online through the web-portal either alone or with assistance. Notice
of eligibility provided by EOHHS, whether electronically or on paper, must
inform the Medicaid member of whether enrollment in a RIte Care versus Rhody
Health Partners plan is required. The Medicaid coverage group that is the basis
of eligibility for an individual or family determines the delivery system -
RIte Care or RHP - in which a person must enroll (see Subchapter 00 Part 1 of
this Chapter).
1. Enrollment channels - Once
determined eligible, a Medicaid eligible person may enroll in a RIte Care or
Rhody Health Partners Plan, as appropriate:
a.
Online through the eligibility portal independently or with a navigator's
assistance;
b. Over the phone with
a Contact Center representative; or
c. In-person at the Contact Center or a DHS
office. (Contact information located in §
2.67 of this
Part).
2. Information on
enrollment options - The EOHHS and the RIte Care and RHP MCOs share
responsibility for ensuring Medicaid applicants and prospective and current
enrollees have access to accurate up-to-date information about their enrollment
options. This information is available online if applying through the
eligibility web portal, as well as through the Contact Center, EOHHS, DHS and
the participating MCOs. The information available must include:
a. Materials describing the Medicaid managed
care delivery system.
b. A written
explanation of enrollment options including information about the applicable
service delivery system - RIte Care versus RHP - and choice of participating
MCOs therein.
c. Upon requested, an
indication of whether a prospective enrollee's existing physician is a
participant in each of the respective MCOs.
d. Non-biased enrollment counseling through
the Contact Center or a Navigator.
e. A chart comparing participating
MCOs.
f. Detailed instructions on
how to enroll.
g. Full disclosure
of any time limits and consequences for failing to meet those time
limits.
h. Access to interpreter
services.
i. Notification in
writing of the right to challenge auto-assignment for good cause through
EOHHS.
3. Non-biased
enrollment counseling - Non-biased enrollment navigators who are not affiliated
with any participating MCO help enrollees choose an MCO and a primary care
provider (PCP) capable of meeting their needs. Factors that may be considered
when making this choice are whether an existing PCP participates in a
particular MCO, as well as language preferences or limitation, geographic
proximity, and so forth. Enrollment navigators are available by telephone or
in-person at the Contact Center and DHS offices during regular hours of
operation. They also are available in-person and by telephone at these
locations to assist enrollees who would like to change MCO, such as, during
open enrollment or due to good cause).
4. Voluntary selection of MCO - Prospective
enrollees are given fourteen (14) calendar days from the completion of their
eligibility determination to select an MCO. All members of a family must select
the same MCO. If an individual or family does not select an MCO within the time
allowed, the individual or family is automatically assigned to an
MCO.
5. Automatic assignment into
an MCO - The State employs a formula, or algorithm, to assign prospective
enrollees who do not make a voluntary selection into an MCO. This algorithm
considers quality and financial performance.
6. Requests for reassignment - Medicaid
enrollees who have selected an MCO voluntarily or have been auto-assigned may
request to be reassigned within certain limits. Such requests are categorized
as follows:
a. Requests made within ninety
(90) days of enrollment. Medicaid members may be reassigned to the MCO of their
choice if their oral or written request for reassignment and their choice of an
alternative MCO is received by EOHHS within ninety (90) days of the voluntary
or auto-assigned enrollment and the MCO selected is open to new members. The
effective date of an approved enrollment must be no later than the last day of
the second (2nd) month following the month in which the enrollee requests
disenrollment or the MCO requests.
b. Requests made ninety (90) days or more
after enrollment. Medicaid enrollees who challenge an auto-assignment decision
or seek to change MCOs more than ninety (90) days after enrollment in the
health plan must submit an oral or written request to EOHHS and show good
cause, as provided in §
2.48(A)(4)
of this Part, for reassignment to another MCO. A written decision must be
rendered by EOHHS within ten (10) days of receiving the request and is subject
to appeal.
c. Open Enrollment. A
Medicaid enrollee may request to be reassigned to another MCO once every twelve
(12) months without good cause shown.
7. Auto-assignment and resumption of
eligibility - Medicaid members who are disenrolled from an MCO due to loss of
eligibility and who regain eligibility within sixty (60) calendar days of
disenrollment are automatically re-enrolled, or assigned, into the same MCO if
they do not make an MCO selection upon reinstatement of their Medicaid
eligibility. If more than sixty (60) days has elapsed and the Medicaid member
does not make an MCO selection at the time eligibility was reinstated, the
Medicaid member will be auto-assigned to an MCO based on EOHHS's algorithm
referenced in §
2.36(A)(5)
of this Part.
8. Open-enrollment -
To the extent feasible, EOHHS must coordinate open enrollment periods with
those established for affordable care more generally through the State's health
insurance exchange - HealthSource RI.
9. EOHHS reserves the discretion to provide
Medicaid wrap around coverage, as an alternative to coverage in a Medicaid MCO
to any eligible individual who has comprehensive health insurance through a
liable third party, including (but not limited to) absent parent coverage. Such
wrap around coverage must be equivalent in scope, amount and duration to that
provided to Medicaid eligible individuals enrolled in in a qualified health
plan, including ESI, through the RIte Share program. See Part 3 of this
Subchapter.