Current through Register Vol. 54, No. 44, November 2, 2024
(a) The following words and terms, when used
in this section, have the following meanings, unless the context clearly
indicates otherwise:
Cashless wagering system-The collective
hardware, software, communications technology and other ancillary equipment
used to facilitate prepaid access instrument transactions at a slot machine,
gaming table, cashier's cage or sportsbook.
Prepaid access instrument-A card, code,
electronic serial number, mobile identification number, personal identification
number or similar device that:
(i)
Allows patron access to funds that have been paid in advance and can be
retrieved or transferred through the use of the device.
(ii) Qualifies as an access device for
purposes of Regulation E issued by the Board of Governors of the Federal
Reserve System under 12 CFR Part 205 (relating to electronic fund transfers
(Regulation E)).
(iii) Must be
distributed by a slot machine licensee or its affiliates to be considered a
cash equivalent at the slot machine licensee's licensed facility or the
location of the slot machine licensee's affiliates.
(iv) Must be used in conjunction with an
approved cashless wagering system or electronic credit system to transfer funds
for gaming purposes.
Prepaid access instrument account-An
account established by a patron with a slot machine licensee or table games
certificateholder in which a player deposits funds that may be accessed by
means of a prepaid access instrument to purchase value chips at a gaming table,
withdraw cash or purchase a gaming voucher at the cage, purchase slot credits
at a slot machine, purchase credits on a fully automated electronic gaming
table or electronic wagering terminal, pay entry fees to participate in a slot
machine, table game or sports wagering tournament, or to place a sports wager
at a sportsbook with a sports wagering ticket writer or on a sports wagering
self-service kiosk.
(b) A
slot machine licensee or table games certificateholder may utilize an
electronic credit system approved for use under 58 Pa. Code §
609a.19 (relating to use of an
electronic credit system for the processing of Counter Checks and customer
deposits) or an approved cashless wagering system to process prepaid access
instrument transactions for the purchase of value chips at a gaming table,
withdrawal of cash or purchase of a gaming voucher at the cage, purchase of
slot credits at a slot machine, purchase of credits on a fully automated
electronic gaming table or electronic wagering terminal, payment of entry fees
to participate in a slot machine, table game or sports wagering tournament, or
the placement a sports wager at a sportsbook with a sports wagering ticket
writer or on a sports wagering self-service kiosk.
(c) A slot machine licensee or table games
certificateholder that elects to utilize an electronic credit system or
cashless wagering system to process prepaid access instrument transactions
shall submit internal controls specifying all of the following:
(1) Which positions, as described in the slot
machine licensee or table game certificateholder's jobs compendium, will have
administrator, accounting and revenue audit, and cage function access to the
electronic credit system or cashless wagering system, and the functions or
permissions assigned to each of those roles. The slot machine licensee or table
games certificateholder shall submit a narrative description of the permissions
for each of the roles and the level of access assigned.
(2) Which positions will have permission to
reset a patron's personal identification number (PIN).
(3) How a patron's prepaid access instrument
account may be established with the slot machine licensee or table games
certificateholder, including procedures for identity and age verification and
checks against the Board's involuntary exclusion and self-exclusion
lists.
(4) How a patron's prepaid
access instrument account may be funded by the patron through external sources
(that is, credit card, debit card, Automated Clearing House (ACH) transaction,
wire transfer, prepaid card, cash or cash equivalent, and the like), including
any limits the certificateholder may impose on prepaid access instrument
deposits or transactions.
(5) The
policies and procedures to be implemented relating to how the slot machine
licensee or table games certificateholder will process prepaid access
instrument transactions at slot machines, gaming tables, fully automated
electronic gaming tables, electronic wagering terminals, the cashier's cage and
the sportsbook.
(6) How a patron's
value chips, slot credits, electronic gaming credits, tournament winnings,
gaming vouchers or winning sports wagering tickets may be added back to the
patron's prepaid access instrument account at a slot machine, gaming table,
cashier's cage or sportsbook.
(7)
The flow of receipts and the reports generated through the revenue
process.
(8) How a voided
transaction in the electronic credit system or cashless wagering system will be
processed, specifying which positions will have authority to void a
transaction, ensuring that at least two employees with no incompatible
functions process the void and that a detailed explanation for the void is
recorded in the electronic credit system or other cashless wagering
system.
(9) How prepaid access
instrument transactions will be processed and accurately recorded if the
electronic credit system or cashless wagering system becomes
inoperable.
(d) Prior to
implementing an electronic credit system or cashless wagering system to process
prepaid access instrument transactions, the slot machine licensee or table
games certificateholder shall establish and receive approval from Board staff
to conduct a test period of the electronic credit system or cashless wagering
system and any associated devices. If the slot machine licensee or table games
certificateholder has already been approved to use an electronic credit system
for processing Counter Check or customer deposit transactions under §
609a.19, a new test period to test
the prepaid access instrument transaction functionality shall also be
conducted. No prepaid access instrument transactions may occur until approval
is granted by the Board's Executive Director.
(e) To establish a prepaid access instrument
account for a patron, the patron shall establish a PIN to access the funds in
the prepaid access instrument account, which must be an encrypted
PIN.
(f) After creating a prepaid
access instrument account with the slot machine licensee or table games
certificateholder, the patron shall be issued a prepaid access instrument to
access the funds deposited in the prepaid access instrument account at a slot
machine, fully automated gaming table, electronic wagering terminal, gaming
table, cashier's cage or sportsbook.
(1) The
prepaid access instrument issued by the slot machine licensee or table games
certificateholder may be in the form of a card, code, electronic serial number,
mobile identification number, personal identification number or similar
device.
(2) The slot machine
licensee certificateholder may implement an electronic credit system or
cashless wagering system that links a patron's prepaid access instrument
account to the patron's player rewards program card and permit a patron to use
that card to conduct prepaid access instrument transactions.
(g) Patron deposits or transfers
to the prepaid access instrument account may be completed in the following
ways:
(1) Deposits of cash or cash
equivalents at the cashier's cage.
(2) Cashier's cage deposits with a credit
card, debit card, ACH transaction or wire transfer through a device connected
to the electronic credit system or cashless wagering system.
(3) Online or mobile deposits with a credit
card, debit card, ACH transaction or wire transfer through the
certificateholder's web site or a mobile application.
(4) Cash-out transactions of any remaining
credits on the credit meter a slot machine, fully automated electronic gaming
table or electronic wagering terminal back to the patron's prepaid access
instrument account.
(5) Cash-out
transactions of value chips at a gaming table back to the patron's prepaid
access instrument account.
(6)
Deposits of cash at a ticket writer window or sports wagering self-service
kiosk in a sportsbook, or the redemption of a winning sports wagering ticket
and the transfer of winnings to the patron's prepaid access instrument
account.
(7) Any other method as
approved by the Board.
(h) For transactions involving funds
deposited in a patron's prepaid access instrument account utilizing an
electronic credit system or other cashless wagering system, if the transaction
is conducted:
(1) At a gaming table to
purchase value chips, a table games dealer, boxperson or previously listed
person shall use an approved device connected to the electronic credit system
or cashless wagering system that is either assigned to and positioned at the
gaming table or a portable device kept at the pit stand and shall process the
transaction in accordance with the procedures set forth in the slot machine
licensee's or table game certificateholder's internal controls. After the
transaction is complete and value chips are distributed to the patron, a
document evidencing the prepaid access instrument transaction shall be
generated and placed in the drop box.
(2) At the cage to withdraw cash or purchase
a gaming voucher, a cage cashier shall use an approved device connected to the
electronic credit system or cashless wagering system and shall process the
transaction in accordance with the procedures set forth in the slot machine
licensee's or table game certificateholder's internal controls. After the
transaction is complete and the cash or gaming voucher has been distributed to
the patron, a document evidencing the prepaid access instrument transaction
shall be generated and placed in the cashier's impressed inventory.
(3) At a slot machine, fully automated
electronic gaming table or electronic wagering terminal, a patron shall use an
approved device connected to the electronic credit system or cashless wagering
system that is affixed to the slot machine, fully automated electronic gaming
table or electronic wagering terminal to process the prepaid access instrument
transaction in accordance with the procedures set forth in the slot machine
licensee's or table game certificateholder's internal controls. After the
transaction is complete, the credits purchased shall be put on the credit meter
on the slot machine, fully automated electronic gaming table or electronic
wagering terminal. The electronic credit system or cashless wagering system
shall properly account for and record all prepaid access instrument
transactions as a cash-in transaction for gross gaming revenue reporting
purposes.
(4) At a ticket writer
window in the sportsbook to place a sports wager, a ticket writer shall use an
approved device connected to the electronic credit system or cashless wagering
system and shall process the transaction in accordance with the procedures set
forth in the slot machine licensee's or table game certificateholder's internal
controls. After the transaction is complete and the sports wagering ticket has
been distributed to the patron, a document evidencing the prepaid access
instrument transaction shall be generated and placed in the ticket writer's
inventory and shall be properly accounted for and recorded for gross sports
wagering revenue reporting purposes.
(5) At a sports wagering self-service kiosk
to place a sports wager, a patron shall use an approved device connected to the
electronic credit system or cashless wagering system that is affixed to the
kiosk to process the prepaid access instrument transaction in accordance with
the procedures set forth in the slot machine licensee's or table game
certificateholder's internal controls. After the transaction is complete and
the sports wagering ticket has been distributed to the patron, the electronic
credit system or cashless wagering system shall properly account for and record
all prepaid access instrument transactions at a kiosk for gross sports wagering
revenue reporting purposes.
(i) A certificateholder that utilizes an
electronic credit system or cashless wagering system to process prepaid access
instrument transactions shall record each prepaid access instrument transaction
at a slot machine, gaming table, electronic gaming table or electronic wagering
terminal on the count reports required under §
465a.25 (relating to counting and
recording of slot cash storage boxes and table game drop boxes) and each
prepaid access instrument transaction in a sportsbook on all necessary reports
required under Subpart Q (relating to sports wagering).
