Pennsylvania Code
Title 31 - INSURANCE
Part IV - Life Insurance
Chapter 89a - LONG-TERM CARE INSURANCE MODEL REGULATION
- Section 89a.101 - Purpose
- Section 89a.102 - Applicability and scope
- Section 89a.103 - Definitions
- Section 89a.104 - Policy definitions
- Section 89a.105 - Policy practices and provisions
- Section 89a.106 - Unintentional lapse
- Section 89a.107 - Required disclosure provisions
- Section 89a.108 - Required disclosure of rating practices to consumers
- Section 89a.109 - Initial filing requirements
- Section 89a.110 - Prohibition against postclaims underwriting
- Section 89a.111 - Minimum standards for home health and community care benefits in long-term care insurance policies
- Section 89a.112 - Requirement to offer inflation protection
- Section 89a.113 - Requirements for application forms and replacement coverage
- Section 89a.114 - Reporting requirements
- Section 89a.115 - Licensing
- Section 89a.116 - Reserve standards
- Section 89a.117 - Loss ratio
- Section 89a.118 - Premium rate schedule increases
- Section 89a.119 - Filing requirement
- Section 89a.120 - Standards for marketing
- Section 89a.121 - Suitability
- Section 89a.122 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
- Section 89a.123 - Nonforfeiture benefit requirement
- Section 89a.124 - Standards for benefit triggers
- Section 89a.125 - Additional standards for benefit triggers for qualified long-term care insurance contracts
- Section 89a.126 - Standard format outline of coverage
- Section 89a.127 - Requirement to deliver shopper's guide
- Section 89a.128 - Penalties
- Section 89a.129 - Permitted compensation arrangements
- Appendix A - RESCISSION REPORTING FORM FOR LONG-TERM CARE POLICIES FOR THE STATE OF FOR THE REPORTING YEAR 20
- Appendix B - LONG-TERM CARE INSURANCE PERSONAL WORKSHEET
- Appendix C - THINGS YOU SHOULD KNOW BEFORE YOU BUY LONG-TERM CARE INSURANCE
- Appendix D - LONG-TERM CARE INSURANCE SUITABILITY LETTER
- Appendix E - CLAIMS DENIAL REPORTING FORM LONG-TERM CARE INSURANCE
- Appendix F - RATE INFORMATION
- Appendix G - LONG-TERM CARE INSURANCE REPLACEMENT AND LAPSE REPORTING FORM
Current through Register Vol. 54, No. 44, November 2, 2024
The provisions of this Chapter 89a issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P. S. §§ 66, 186, 411 and 412) and sections 1101-1115 of The Insurance Company Law of 1921 (40 P. S. §§ 991.1101-991.1115), unless otherwise noted.
Disclaimer: These regulations may not be the most recent version. Pennsylvania may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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