Pennsylvania Code
Title 31 - INSURANCE
Part IV - Life Insurance
Chapter 88 - INDIVIDUAL ACCIDENT AND SICKNESS INSURANCE MINIMUM STANDARDS
GENERAL PROVISIONS
Section 88.1 - Purpose

Universal Citation: 31 PA Code ยง 88.1

Current through Register Vol. 54, No. 44, November 2, 2024

(a) The purpose of this chapter is to implement the act of May 18, 1976 (P. L. 123, No. 54) (40 P. S. §§ 776.1-776.7) so as to provide for reasonable standardization of terms and coverages contained in individual accident and health insurance policies, nongroup subscriber contracts issued by health plan corporations and nonprofit health service plans and certificates issued by fraternal benefit societies. This chapter does not apply to credit accident and health insurance.

(b) In addition, it is the purpose of this chapter to facilitate public understanding and comparison of the terms, benefits and conditions of individual policies or contracts, to eliminate provisions which may be misleading or unreasonably confusing in connection either with purchase of the coverage or with the settlement of claims and to provide for full disclosure of these matters in the sale of policies or contracts.

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